Best Lifeup Finance Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

LifeUp Finance is the household name in lifeup finance, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Lifeup Finance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LifeUp FinanceLifeUp FinanceFreeNoNoMay 2026
2Empower ®Empower ®Free4.8★ (404K)NoNoAug 2026
3VoyaVoyaFree4.7★ (188K)NoNoAug 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
5Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (112K)NoNoAug 2026
6Money App - Cash AdvanceMoney App - Cash AdvanceFree4.6★ (25K)NoNoAug 2026
7PercapitaPercapitaFree4.8★ (39)NoNoJul 2026
8Albert: Budgeting and BankingAlbert: Budgeting and BankingFree4.6★ (325K)YesNoAug 2026

Top Picks for Lifeup Finance

LifeUp Finance#1

LifeUp Finance by Lifeup Payments Inc

Editor's Choice
💰 Finance
0.0(0 ratings)
Free
LifeUp Finance screenshot 1
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LifeUp Finance screenshot 4
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LifeUp Finance screenshot 6

This app offers financial management solutions for foreign workers, crypto users, and travelers. It provides a real bank account, currency exchange, and card services, even for those denied by traditional banks.

Empower ®#2

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Strong Contender
💰 Finance
4.8😞(404K ratings)
Free
#58in Finance
Empower ® screenshot 1
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Empower ® screenshot 3
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Empower ® screenshot 5
Empower ® screenshot 6

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
Voya#3

Voya by Voya Services Company

Worth Considering
💰 Finance
4.7😞(188K ratings)
Free
Voya screenshot 1
Voya screenshot 2
Voya screenshot 3
Voya screenshot 4
Voya screenshot 5
Voya screenshot 6

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

What We Love

  • 🚀 Intuitive user interface
  • 🔒 Robust security features
  • 💡 Retirement planning tools
  • 👍 User-friendly navigation

Room to Improve

  • 🐛 Frequent app crashes and system unavailability
  • 👎 Lack of transparency in account details
  • 🕰️ Slow performance and loading times

More Lifeup Finance apps to explore

4
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
5
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
💰 Finance
(112K)
free
6
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(25K)
free with in-app purchases
7
Percapita
Percapita
Percapita
Banking & Financial Services
Free

Manage your finances with an all-in-one app for spending, saving, budgeting, and building financial wellness. Enjoy features like early wage access, automatic savings, credit building through rent payments, and cash back rewards. Securely manage your money with FDIC insurance and robust data encryption.

Smarter spending and saving toolsAutomatic savings with Penny JarBuild credit with rent payments
💰 Finance
(39)
free
8
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(325K)
subscription
9
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
10
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
💰 Finance
(18K)
free
11
Oops­
Oops­
Oops­
Don't waste your money
Free

Gain financial awareness by linking bank accounts to track spending in one place. Sort transactions as you spend and use a dedicated button to identify and review impulse purchases. Build awareness to become a better spender.

Link unlimited bank accountsTrack all spending in one placeSort transactions in real-time
💰 Finance
(2.5K)
free with in-app purchases
12
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(545K)
free with in-app purchases
13
VIVA Finance
VIVA Finance
VIVA Finance
Build & Access Better Credit
Free

This app helps employees build and access better credit. Track your credit score, monitor loan information, and receive personalized recommendations to unlock savings and improve your financial future.

Credit score trackingLoan information monitoringSavings recommendations
💰 Finance
(10)
ad-supported
14
EXE Client Portal
EXE Client Portal
EXE Client Portal
Access valuation & documents
Free
💰 Finance
(0)
15
ARQ (formerly DolarApp)
ARQ (formerly DolarApp)
ARQ (formerly DolarApp)
Global Finance.
Free

Manage your money globally with competitive conversion rates and cashback. Access international markets for investments and receive payments from abroad. Ideal for travelers, remote workers, and investors seeking borderless financial solutions.

Global currency exchangeHigh conversion ratesBorderless payments
💰 Finance
(852)
free
16
Finance – Expenses and Income
Finance – Expenses and Income
Finance – Expenses and Income
Budget, finance, expenses
Free

Track your income and expenses, plan budgets, and set savings goals. This personal finance assistant helps you understand your spending habits and manage your money effectively with customizable features and automatic transaction scheduling.

Expense and income trackingCustomizable categoriesDetailed analytics
💰 Finance
(20)
freemium
17
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(877K)
freemium
18
MyTruv - AI Money Manager
MyTruv - AI Money Manager
MyTruv - AI Money Manager
Manage Expenses, Subscriptions
Free

This AI-powered financial tool helps you manage your money by connecting accounts, tracking spending, and providing personalized insights. Chat with your AI assistant via text or voice for instant answers and recommendations to improve your financial health.

AI money assistant (text/voice)Account aggregationSpending and income tracking
💰 Finance
(66)
subscription
19
A-Finance: Wealth Management
A-Finance: Wealth Management
A-Finance: Wealth Management
Budgeting, Bill & Subscription
Free

Consolidate all your financial accounts, including banking, cryptocurrency, and investments, into a single, intuitive application. Track expenses, create budgets with customizable notifications, and gain a comprehensive overview of your wealth with detailed reports. Operates entirely on your device for maximum security.

Account integrationPersonal budget creationExpense monitoring
💰 Finance
(0)
freemium
20
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(151K)
subscription

FAQ about Lifeup Finance

Are there free lifeup finance apps for iPhone?
Yes — 20 of the top lifeup finance apps we rank are free to download, including LifeUp Finance and Empower ®.
LifeUp Finance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 248+ lifeup finance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
LifeUp Finance provides a global financial management platform. It offers users a real bank account for receiving funds, supports worldwide currency exchange and transfers, and issues credit and debit cards. The service is designed to assist individuals who may face difficulties with traditional banking, such as foreign workers, cryptocurrency users, and travelers.
For cryptocurrency users, LifeUp Finance facilitates the management of digital assets within a traditional financial framework. The platform will buy your owned cryptocurrencies and subsequently issue you a bank account and a credit card, allowing you to integrate your crypto holdings with everyday financial activities.