Best Lifeup Finance Apps

213+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated July 2026

LifeUp Finance is the household name in lifeup finance, but it's far from the only option. We track 213+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Lifeup Finance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1LifeUp FinanceLifeUp FinanceFreeโ€”NoNoMay 2026
2Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8โ˜… (30K)NoYesJul 2026
3Zogo: Learn and EarnZogo: Learn and EarnFree4.8โ˜… (58K)YesNoJul 2026
4Beyond FinanceBeyond FinanceFree4.9โ˜… (18K)NoNoJul 2026
5Greenlight: For FamiliesGreenlight: For FamiliesFree4.8โ˜… (487K)YesNoJul 2026
6Empower ยฎEmpower ยฎFree4.8โ˜… (397K)NoNoJul 2026
7Kudos: Put Your Wallet to WorkKudos: Put Your Wallet to WorkFree4.8โ˜… (9.1K)NoYesJul 2026
8Intuit Credit KarmaIntuit Credit KarmaFree4.8โ˜… (7.7M)YesNoJul 2026

Top Picks for Lifeup Finance

LifeUp Finance#1

LifeUp Finance by Lifeup Payments Inc

Editor's Choice
๐Ÿ’ฐ Finance
0.0(0 ratings)
Free
LifeUp Finance screenshot 1
LifeUp Finance screenshot 2
LifeUp Finance screenshot 3
LifeUp Finance screenshot 4
LifeUp Finance screenshot 5
LifeUp Finance screenshot 6

This app offers financial management solutions for foreign workers, crypto users, and travelers. It provides a real bank account, currency exchange, and card services, even for those denied by traditional banks.

Copilot: Track & Budget Money#2

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(30K ratings)
FreeIn-App Purchases
#6in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿš€ Seamless account integration and transaction tracking
  • ๐Ÿ’ก Customizable budgeting and categorization
  • ๐Ÿ”’ Secure and private financial management

Room to Improve

  • ๐Ÿ› Occasional sync and connectivity issues with some financial institutions
  • ๐Ÿ” Lack of advanced reporting and filtering options
  • ๐Ÿ” Limited functionality for manual transaction entry and forecasting
Zogo: Learn and Earn#3

Zogo: Learn and Earn by Zogo, Inc.

Learn How Finance Really Works
Worth Considering
๐Ÿ“š Education
4.8๐Ÿ˜Š(58K ratings)
FreeAdsIn-App Purchases
Zogo: Learn and Earn screenshot 1
Zogo: Learn and Earn screenshot 2
Zogo: Learn and Earn screenshot 3
Zogo: Learn and Earn screenshot 4
Zogo: Learn and Earn screenshot 5
Zogo: Learn and Earn screenshot 6

This app makes learning about personal finance engaging and accessible. It breaks down complex financial topics into easy-to-understand modules, helping users improve their money management skills and financial literacy.

What We Love

  • ๐Ÿ‘ Fun and engaging learning experience
  • ๐Ÿ’ก Rewarding system for learning
  • ๐Ÿš€ Efficient and easy-to-use app
  • ๐Ÿ“š Helpful for improving financial literacy

Room to Improve

  • ๐Ÿ”’ Concerns about personal data collection
  • ๐Ÿ’ฐ Difficulty cashing out rewards
  • ๐Ÿ•ฐ๏ธ Time-consuming to earn higher-value rewards

More Lifeup Finance apps to explore

4
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
๐Ÿ’ฐ Finance
(18K)
free
5
Greenlight: For Families
Greenlight: For Families
Greenlight: For Families
Debit Card, Chores, Investing
Free

This app helps families manage finances, teach kids about money, and enhance safety. It offers features for earning, saving, spending, and investing, along with robust security for all family members, including seniors.

Family money managementAutomated allowances and choresKids and teen investing
๐Ÿ’ฐ Finance
(487K)
subscription
6
Empower ยฎ
Empower ยฎ
Empower ยฎ
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
๐Ÿ’ฐ Finance
(397K)
free with in-app purchases
7
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Kudos: Put Your Wallet to Work
Your Wallet on Autopilot
Free

This personal finance app uses AI to automatically lower your bills, identify spending inefficiencies, and ensure you maximize credit card benefits. It consolidates all your financial cards into one dashboard and offers personalized card recommendations.

AI bill negotiationSpending insightsCard benefit tracking
๐Ÿ’ฐ Finance
(9.1K)
free with in-app purchases
8
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
9
CoinKeeper: money manager
CoinKeeper: money manager
CoinKeeper: money manager
spending tracker & budgeting
Free

Track your spending, manage budgets, and plan your finances with this intuitive personal finance manager. Gain control over your money with quick transaction entry, detailed statistics, and cloud synchronization across devices.

Quick income/expense entryMonthly budgeting and financial planningCloud sync for multi-device use
๐Ÿ’ฐ Finance
(1.6K)
freemium
10
Debit & Credit
Debit & Credit
Debit & Credit
Personal Finance Manager
Free

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.

All accounts in one appApple Card integrationFast transaction entry
๐Ÿ’ฐ Finance
(197)
free with in-app purchases
11
iXpenseIt Pro: Manage Finance
iXpenseIt Pro: Manage Finance
iXpenseIt Pro: Manage Finance
Track expense, budget,cashflow
$4.99

Effortlessly track expenses, manage budgets, and gain insights into your spending habits. This app offers features like photo receipt capture, bill reminders, and customizable reports to help you achieve your financial goals. Secure your data with Touch ID and sync across multiple devices.

Effortless expense trackingComprehensive budgeting toolsPhoto receipt capture
๐Ÿ’ฐ Finance
(1.7K)
freemium
12
LendingTree Spring
LendingTree Spring
LendingTree Spring
Loans, credit score and more
Free

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Free credit score updates and alertsPersonalized saving insightsLoan and credit card shopping
๐Ÿ’ฐ Finance
(38K)
free with in-app purchases
13
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(861K)
freemium
14
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
15
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
๐Ÿ’ฐ Finance
(61K)
subscription
16
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
๐Ÿ’ฐ Finance
(110K)
free
17
Security Financeโ„ 
Security Financeโ„ 
Security Financeโ„ 
Secure & Easy Loan Management
Free

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

Secure paymentsPayment remindersCheck due dates
๐Ÿ’ฐ Finance
(209)
free
18
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
๐Ÿ’ฐ Finance
(9.3K)
free with in-app purchases
19
Regional Finance
Regional Finance
Regional Finance
Manage your loan, your way
Free

Manage your personal loan with ease, from checking your balance to making payments and setting up auto-pay. Apply for loans up to $25,000 for various needs like debt consolidation or home improvements.

Check loan balanceMake and change one-time paymentsSet up/modify AutoPay
๐Ÿ’ฐ Finance
(10)
free
20
Service Finance Dealer App
Service Finance Dealer App
Service Finance Dealer App
by SERVICE FINANCE COMPANY, LLC
Free

This app enables registered dealers and agents to securely apply for customer financing on-site. It streamlines the process with features like driver's license scanning for quick data entry, real-time underwriting decisions, and electronic document signing. Agents can manage their pipeline and track request progress efficiently.

Driver's license scanning for data entryReal-time underwriting decisionsDocument and work order uploads
๐Ÿ’ฐ Finance
(128)
free

FAQ about Lifeup Finance

Are there free lifeup finance apps for iPhone?
Yes โ€” 19 of the top lifeup finance apps we rank are free to download, including LifeUp Finance and Copilot: Track & Budget Money.
LifeUp Finance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 213+ lifeup finance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
LifeUp Finance provides a global financial management platform. It offers users a real bank account for receiving funds, supports worldwide currency exchange and transfers, and issues credit and debit cards. The service is designed to assist individuals who may face difficulties with traditional banking, such as foreign workers, cryptocurrency users, and travelers.
For cryptocurrency users, LifeUp Finance facilitates the management of digital assets within a traditional financial framework. The platform will buy your owned cryptocurrencies and subsequently issue you a bank account and a credit card, allowing you to integrate your crypto holdings with everyday financial activities.