Best Loans With Bad Credit Apps

240+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good loans with bad credit apps. We benchmark 240+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Loans With Bad Credit Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
3Together LoansTogether LoansFree4.3★ (406)NoNoOct 2026
4Instant Cash Advance - ZoraInstant Cash Advance - ZoraFree—NoNoSep 2026
5Cashably: Cash Advance, CreditCashably: Cash Advance, CreditFree4.6★ (21K)NoYesOct 2026
6CASH 1 LOANSCASH 1 LOANSFree3.2★ (24)NoNoOct 2026
7Tower LoanTower LoanFree3.0★ (47)NoNoSep 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (137K)NoNoOct 2026

Top Picks for Loans With Bad Credit

Upstart: Personal Loans + More#1

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Editor's Choice
💰 Finance
4.9😞(46K ratings)
Free
#74in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
  • 🤔 Unclear approval criteria
  • 🤨 Unethical business practices
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#15in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
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Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests

More Loans With Bad Credit apps to explore

FAQ about Loans With Bad Credit

What are the best loans with bad credit apps for iPhone?
Upstart: Personal Loans + More tops our loans with bad credit apps ranking as of October 2026, with a 4.9-star average from 46K App Store ratings, and it's free to download.
Yes — 20 of the top loans with bad credit apps we rank are free to download, including Upstart: Personal Loans + More and Lenme: Borrowing and Lending.
Upstart: Personal Loans + More has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 240+ loans with bad credit apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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