Best Loans With Bad Credit Apps

177+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good loans with bad credit apps. We benchmark 177+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Loans With Bad Credit

Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Helping you borrow, better.
Strong Contender
💰 Finance
4.9😞(35K ratings)
Free
#76in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing
Together Loans#3

Together Loans by Transform Credit Inc.

Worth Considering
💰 Finance
2.9(112 ratings)
Free
Together Loans screenshot 1
Together Loans screenshot 2
Together Loans screenshot 3

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

More Loans With Bad Credit apps to explore

4
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Cash Boost: Cash Advance
Instant Money, Always Ready
Free
💰 Finance
(2.3K)
5
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

💰 Finance
(73K)
6
Cash Advance - Perks Loans App
Cash Advance - Perks Loans App
Cash Advance - Perks Loans App
Borrow Money No Credit Check
Free
💰 Finance
(0)
7
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

💰 Finance
(133K)
8
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
9
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
Uprova | Fast, Personal Loans
by Uprova Credit, LLC
Free
💰 Finance
(2)
10
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

💰 Finance
(7.7M)
11
Tower Loan
Tower Loan
Tower Loan
by Tower Loan Company
Free

Manage your loan on the go with our mobile app, which allows you to check your balance and due date, schedule payments, view e-statements, and contact customer support. Download the app to simplify the way you manage your loan and stay on top of your finances.

💰 Finance
(37)
12
Mission Lane Card
Mission Lane Card
Mission Lane Card
by Mission Lane LLC
Free

A financial management app offering credit card account management, bill payment, credit score tracking, access to customer service, FAQs, and credit education courses, all with enhanced security features like Touch ID and Face ID for seamless login. Start managing your finances effortlessly today!

💰 Finance
(476K)
13
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

💰 Finance
(77K)
14
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(445K)
15
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Improve your financial health with breakthrough tools from an app that offers cash advances up to $100, overdraft alerts, spending tracking, and expense management. Take control of your finances today!

💰 Finance
(107K)
16
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your online installment loans with ease using our app - get funds quickly, with simple eligibility criteria, and secure, confidential transactions.

💰 Finance
(289)
17
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(350K)
18
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Get quick access to instant loans with low interest rates using our user-friendly platform. Simply fill out an application online and receive funds deposited directly into your account within 24 hours. Fast, secure, and reliable financial assistance at your fingertips.

💰 Finance
(8)
19
Americash Loans
Americash Loans
Americash Loans
by Americash Loans LLC
Free

This mobile app allows customers to quickly apply for installment loans, access their account information, and manage repayments, all from one convenient location. With the app, users can apply for a loan, make payments, and even earn extra cash through a Refer-A-Friend program, giving them control over their financial choices.

💰 Finance
(8)
20
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Installment Loans & Borrowing
Free
💰 Finance
(3)

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