Best Modny Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Money App is the household name in modny, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Modny Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Money App - Cash AdvanceMoney App - Cash AdvanceFree4.6★ (26K)NoNoAug 2026
2Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (553K)NoNoAug 2026
3Cash AppCash AppFree4.8★ (8.6M)NoNoAug 2026
4Eureka: Earn money for surveysEureka: Earn money for surveysFree4.7★ (571K)NoNoAug 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (882K)NoNoAug 2026
6Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (455K)NoNoAug 2026
7FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (152K)NoNoAug 2026
8Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (372K)YesNoAug 2026

Top Picks for Modny

Money App - Cash Advance#1

Money App - Cash Advance by PRG Ventures, Inc.

Editor's Choice
💰 Finance
4.6😞(26K ratings)
Free
Money App - Cash Advance screenshot 1
Money App - Cash Advance screenshot 2
Money App - Cash Advance screenshot 3
Money App - Cash Advance screenshot 4
Money App - Cash Advance screenshot 5
Money App - Cash Advance screenshot 6

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful for emergency cash needs
  • 👍 Straightforward application process

Room to Improve

  • 🤖 Unresponsive customer support
  • 🔄 Inconsistent eligibility and approval process
  • 🔒 Concerns about data privacy and security
Brigit: Cash Advance & Credit#2

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Strong Contender
💰 Finance
4.8😐(553K ratings)
Free
#33in Finance
Brigit: Cash Advance & Credit screenshot 1
Brigit: Cash Advance & Credit screenshot 2
Brigit: Cash Advance & Credit screenshot 3
Brigit: Cash Advance & Credit screenshot 4
Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
Cash App#3

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Worth Considering
💰 Finance
4.8😞(8.6M ratings)
Free
#2in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges

More Modny apps to explore

4
Eureka: Earn money for surveys
Eureka: Earn money for surveys
Eureka: Earn money for surveys
Make money, get paid cash
Free

Earn cash and gift cards by sharing your opinions through surveys and daily polls. New users can earn $5 within their first day. Rewards are sent via PayPal or can be redeemed for over 70 gift card options.

Earn cash for surveysDaily pay pollCheck-in for free money
🌟 Lifestyle
(571K)
free
5
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(882K)
freemium
6
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(455K)
subscription
7
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(152K)
subscription
8
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(372K)
free with in-app purchases
9
True Finance: Cash Advance
True Finance: Cash Advance
True Finance: Cash Advance
Get, Earn, and Save Money
Free

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

Instant cash advances up to $150Smart budgeting and spending trackerEarn rewards by playing games and surveys
💰 Finance
(68K)
subscription
10
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(32K)
free with in-app purchases
11
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(450K)
free with in-app purchases
12
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(228K)
free with in-app purchases
13
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Cleo AI: Cash Advance & Budget
Credit Builder & Savings Goals
Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

AI-powered financial chatBudgeting and spending trackingCash advances up to $250
💰 Finance
(257K)
freemium
14
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
15
Five Surveys - Earn Money Fast
Five Surveys - Earn Money Fast
Five Surveys - Earn Money Fast
Earn $5 for every 5 surveys
Free

This application allows users to earn money by completing surveys. It offers a fixed payout of $5 for every five surveys completed, with immediate cash-out options and no waiting periods.

Earn $5 per 5 surveysImmediate cash-outNo waiting time
🌟 Lifestyle
(106K)
free
16
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(324K)
free with in-app purchases
17
Cash for Steps: Make Money
Cash for Steps: Make Money
Cash for Steps: Make Money
Get paid for walking & running
Free

Earn real money by walking and reaching fitness achievements. Sync your activity from Health app and Apple Watch to track progress. Withdraw earnings via PayPal or Amazon gift cards.

Earn money by walkingReach fitness achievementsSync with Health app
🎬 Entertainment
(38K)
free with in-app purchases
18
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(29K)
subscription
19
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Earn money, tests, surveys
Free

Earn real money online by completing various tasks. Participate in surveys, take online tests, and get cashback offers to collect points. Exchange these points for valuable rewards like PayPal cash and Amazon vouchers.

Online testsSurveysCashback offers
🎬 Entertainment
(122K)
free
20
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(30K)
free with in-app purchases

FAQ about Modny

What are the best modny apps for iPhone?
Money App - Cash Advance tops our modny apps ranking as of July 2026, with a 4.6-star average from 26K App Store ratings, and it's free to download.
Yes — 20 of the top modny apps we rank are free to download, including Money App - Cash Advance and Brigit: Cash Advance & Credit.
Money App - Cash Advance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 250+ modny apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Money App is an Earned Wage Access service that allows you to access wages you have already earned before your scheduled payday. It is not a personal loan, payday loan, or cash loan. The service helps you cover immediate expenses like groceries, gas, and bills.
Money App has a 0% Annual Percentage Rate (APR) and no mandatory fees, including no interest, credit checks, late fees, hidden fees, membership fees, or tipping requirements. You may choose to pay an optional fee for expedited funds delivery.

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