Best Money Lending Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Out of 248+ money lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Money Lending Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026
2True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8โ˜… (68K)YesNoSep 2026
3Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8โ˜… (379K)YesNoSep 2026
4Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (563K)NoNoSep 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8โ˜… (899K)NoNoSep 2026
6FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8โ˜… (154K)NoNoSep 2026
7Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeโ€”NoNoSep 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8โ˜… (134K)NoNoSep 2026

Top Picks for Money Lending Apps

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(88K ratings)
FreeAdsIn-App Purchases
#11in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking
  • ๐Ÿคทโ€โ™€๏ธ Unclear loan approval process
  • ๐Ÿšซ Inability to modify or cancel loan requests
True Finance: Cash Advance#2

True Finance: Cash Advance by True Finance LLC

Get, Earn, and Save Money
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(68K ratings)
FreeAds
#84in Finance
True Finance: Cash Advance screenshot 1
True Finance: Cash Advance screenshot 2
True Finance: Cash Advance screenshot 3
True Finance: Cash Advance screenshot 4
True Finance: Cash Advance screenshot 5
True Finance: Cash Advance screenshot 6

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

What We Love

  • ๐Ÿ’ฐ Quick cash advances
  • ๐Ÿค‘ Easy to earn extra money
  • ๐Ÿ“ˆ Helpful for credit score tracking
  • ๐Ÿค Good customer service

Room to Improve

  • ๐Ÿ’ธ Upfront fees required
  • ๐Ÿšซ Limited eligibility and availability
  • โฑ๏ธ Slow payout times
  • ๐Ÿ”’ Compatibility issues with certain banks
  • ๐Ÿค” Unclear policies and requirements
Klover - Instant Cash Advance#3
4.8๐Ÿ˜(379K ratings)
FreeAds
#41in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • ๐Ÿš€ Quick and easy setup
  • ๐Ÿ’ฐ Helpful for financial emergencies
  • ๐Ÿ‘ Transparent and fair model
  • ๐Ÿค Reliable and efficient
  • ๐Ÿ’ณ Seamless bank account integration

Room to Improve

  • ๐Ÿ” Confusing point system
  • โฑ๏ธ Slow customer support response times
  • ๐Ÿค” Inconsistent advance amounts
  • ๐Ÿ’ฐ High fees for instant transfers
  • ๐Ÿ› Technical issues with receipt scanning and surveys

More Money Lending Apps apps to explore

FAQ about Money Lending Apps

What are the best money lending apps for iPhone?
Lenme: Borrowing and Lending tops our money lending apps ranking as of September 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes โ€” 20 of the top money lending apps we rank are free to download, including Lenme: Borrowing and Lending and True Finance: Cash Advance.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 248+ money lending apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.
You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.

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