Best Money Lending Apps

247+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Out of 247+ money lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Money Lending Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesOct 2026
2FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (158K)NoNoOct 2026
3Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (392K)YesNoOct 2026
4Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (575K)NoNoOct 2026
5Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (918K)NoNoOct 2026
6MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8★ (329K)YesNoOct 2026
7Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (46K)NoNoOct 2026
8Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (466K)NoNoOct 2026

Top Picks for Money Lending Apps

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
FloatMe: Fast Cash Advance App#2

FloatMe: Fast Cash Advance App by FloatMe

Instant Money Before Payday
Strong Contender
💰 Finance
4.8😞(158K ratings)
Free
#74in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
  • 🔍 Unclear subscription details
  • 🔍 Lack of transparency
  • 🔍 Poor customer service
Klover - Instant Cash Advance#3

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Worth Considering
💰 Finance
4.8😐(392K ratings)
FreeAds
#47in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient
  • 💳 Seamless bank account integration

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
  • 💰 High fees for instant transfers
  • 🐛 Technical issues with receipt scanning and surveys

More Money Lending Apps apps to explore

FAQ about Money Lending Apps

What are the best money lending apps for iPhone?
Lenme: Borrowing and Lending tops our money lending apps ranking as of October 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top money lending apps we rank are free to download, including Lenme: Borrowing and Lending and FloatMe: Fast Cash Advance App.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 247+ money lending apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

Related searches