Best Money Saving App

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

With an average user rating of 4.8★, the money saving app category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Money Saving App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesSep 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoSep 2026
4Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesSep 2026
5Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesSep 2026
6Qapital: The Money Saving AppQapital: The Money Saving AppFree4.8★ (86K)NoNoSep 2026
7Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (959K)NoNoSep 2026
8Upside: Gas & Food Cash BackUpside: Gas & Food Cash BackFree4.8★ (683K)NoNoSep 2026

Top Picks for Money Saving App

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
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Budget app - spending tracker screenshot 3
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Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
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Loot - Savings Goal & Tracker screenshot 5
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This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
  • 💱 Can't add cents, only whole dollars
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Save money automatically
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
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Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service
  • 🎉 Reached savings goals

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
  • 💳 Overdraft fees
  • 💰 Monthly subscription fee

More Money Saving App apps to explore

FAQ about Money Saving App

What is the best money saving app for iPhone?
Budget app - spending tracker tops our money saving app ranking as of September 2026, with a 4.7-star average from 16K App Store ratings, and it's free to download.
Yes — 20 of the top money saving app we rank are free to download, including Budget app - spending tracker and Loot - Savings Goal & Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ money saving app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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