Best Money Saving App

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.7★, the money saving app category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Money Saving App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
2Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
4Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (93)NoYesAug 2026
5Acorns: Save & Invest MoneyAcorns: Save & Invest MoneyFree4.7★ (956K)NoNoAug 2026
6Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
7Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (379K)YesYesAug 2026
8Savings Jar: Money GoalsSavings Jar: Money GoalsFree4.6★ (14)NoYesAug 2026

Top Picks for Money Saving App

Budget app - spending tracker#1

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Editor's Choice
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#57in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Loot - Savings Goal & Tracker#2

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Strong Contender
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Worth Considering
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account

More Money Saving App apps to explore

4
Savings Challenge: Savvy Goals
Savings Challenge: Savvy Goals
Savings Challenge: Savvy Goals
Money Goal Tracker
Free

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Flexible savings challenges (52 Week, 100 Envelopes, Custom)Visual progress tracking with animationsMultiple goal management
💰 Finance
(93)
free with in-app purchases
5
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
ETF, Stock Investing & Savings
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(956K)
subscription
6
Fleur - Budget Planner App
Fleur - Budget Planner App
Fleur - Budget Planner App
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
7
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(379K)
free with in-app purchases
8
Savings Jar: Money Goals
Savings Jar: Money Goals
Savings Jar: Money Goals
Piggy Bank & Progress Tracker
Free

This app helps you achieve your financial goals by making saving money simple and fun. Create unlimited savings jars, track progress with visual charts, and stay motivated with challenges and rewards. It offers powerful insights into your savings habits and can be customized with home screen widgets.

Unlimited savings jarsCustomizable goals with emojis and colorsVisual progress tracking charts
💰 Finance
(14)
freemium
9
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
10
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Upside: Gas & Food Cash Back
Shop & save on grocery & fuel
Free

Earn cash back on everyday purchases like gas, groceries, and dining. Simply claim offers in the app, pay as usual, and get rewards directly to your bank account or as gift cards. Save money on essential spending and enjoy more of what you love.

Earn cash back on gas, groceries, and diningOver 100,000 participating locationsAverage 8% cash back on groceries and dining
✈️ Travel
(675K)
free with in-app purchases
11
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Fetch: Receipts for Gift Cards
Shop. Save. Live Rewarded.
Free

Earn points on everyday purchases by submitting receipts or shopping online. Redeem points for gift cards or cash rewards from popular retailers and brands. Discover deals and offers directly within the app.

Submit receipts for pointsShop online for rewardsEarn on hundreds of brands
🛍️ Shopping
(7.5M)
free with in-app purchases
12
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
13
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
14
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Ibotta: Save & Earn Cash Back
Make Money Shopping Every Day
Free

Earn real cash back on everyday purchases by redeeming offers before you shop. Simply add offers, shop in-store or online, and upload your receipt or link your loyalty card to get paid. Withdraw earnings to your bank, PayPal, or as gift cards.

Earn cash back on everyday purchasesRedeem offers before shoppingUpload receipts for rewards
🛍️ Shopping
(2M)
free with in-app purchases
15
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
16
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
17
Clocked In: Budget & Savings
Clocked In: Budget & Savings
Clocked In: Budget & Savings
Track hourly pay & Time Spent
Free

This app helps you track your work hours and visualize your earnings in real-time. Set savings goals and watch your progress fill up, motivating you to reach your financial targets.

Real-time earnings trackingSavings goal settingVisual progress rings
💰 Finance
(6)
freemium
18
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Rakuten: Cash Back & Deals
Earn rewards & find coupons
Free

Earn cash back and discover deals from thousands of stores. Automatically apply coupons at checkout and get paid via PayPal or check. Refer friends to earn more rewards.

Earn cash back on purchasesStack cash back with couponsAutomatic coupon application
🛍️ Shopping
(362K)
free with in-app purchases
19
Money Saving App: SaveSmart
Money Saving App: SaveSmart
Money Saving App: SaveSmart
Savings Goals & Money Tracker
Free

Easily track your savings and reach financial goals faster with this intuitive money management tool. Set personalized savings targets, monitor progress with a clear dashboard, and gain insights into your spending habits. All your financial data is kept private on your device.

Set and track savings goalsView total savings on a dashboardLog deposits and withdrawals
💰 Finance
(3)
free with in-app purchases
20
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(19K)
free with in-app purchases

FAQ about Money Saving App

What is the best money saving app for iPhone?
Budget app - spending tracker tops our money saving app ranking as of August 2026, with a 4.7-star average from 15K App Store ratings, and it's free to download.
Yes — 20 of the top money saving app we rank are free to download, including Budget app - spending tracker and Loot - Savings Goal & Tracker.
Budget app - spending tracker has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ money saving app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a comprehensive personal finance tool designed for spending tracking, budget planning, and money saving. It aims to help users reduce expenses, increase savings, and gain greater financial freedom by providing insights into spending patterns and budget adherence.
Key features include a Budget Planner for setting budgets by category, Money Management for various financial accounts, Recurring Transactions setup, Subscription Tracking, Shared Budgeting for collaboration, AI-powered tracking (importing, voice input, receipt scan), widgets for quick access, and detailed Stats & Charts for analysis.

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