Best Mortgage Alternative Apps

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7โ˜…, the mortgage alternative category is one of the App Store's strongest. Browse all 0+ apps we track, sorted so the most loved ones surface first.

Compare top Mortgage Alternative Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1New American FundingNew American FundingFree4.9โ˜… (19K)NoNoAug 2026
2Rocket MortgageRocket MortgageFree4.9โ˜… (178K)NoNoAug 2026
3Lakeview MortgageLakeview MortgageFree4.8โ˜… (20K)NoNoAug 2026
4Your Mortgage OnlineYour Mortgage OnlineFree4.9โ˜… (31K)NoNoAug 2026
5RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7โ˜… (2.8K)YesNoAug 2026
6Realtor.com Real Estate & RentRealtor.com Real Estate & RentFree4.8โ˜… (1.1M)YesNoAug 2026
7NewrezNewrezFree4.8โ˜… (40K)NoNoAug 2026
8Cenlar Mobileโ„ขCenlar Mobileโ„ขFree4.9โ˜… (16K)NoNoAug 2026

Top Picks for Mortgage Alternative

New American Funding#1

New American Funding by New American Funding, LLC

My Mortgage App
Editor's Choice
๐Ÿ’ผ Business
4.9๐Ÿ˜ž(19K ratings)
Free
New American Funding screenshot 1
New American Funding screenshot 2
New American Funding screenshot 3
New American Funding screenshot 4
New American Funding screenshot 5
New American Funding screenshot 6

Manage your home loan with this app, offering 24/7 access to loan details, payment options, and property insights. Track your balance, payment history, and escrow information. Discover your home's equity and explore related housing market data.

What We Love

  • ๐Ÿ‘ Easy to use app
  • ๐Ÿš€ Efficient payment process
  • ๐Ÿ‘ User-friendly portal
  • ๐Ÿš€ Quick and effective

Room to Improve

  • ๐Ÿ› Login issues
  • ๐Ÿ› Password reset problems
  • ๐Ÿ› Payment issues
Rocket Mortgage#2

Rocket Mortgage by Rocket Mortgage, LLC

Mortgages made simple
Strong Contender
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(178K ratings)
Free
Rocket Mortgage screenshot 1
Rocket Mortgage screenshot 2
Rocket Mortgage screenshot 3
Rocket Mortgage screenshot 4
Rocket Mortgage screenshot 5

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

What We Love

  • ๐Ÿš€ Easy and seamless application process
  • ๐Ÿ‘ Knowledgeable and responsive customer service
  • ๐Ÿ’ก Transparent loan options and information
  • ๐Ÿš€ Quick and efficient mortgage experience

Room to Improve

  • ๐Ÿ› Inconsistent communication and updates
  • ๐Ÿ”’ Concerns about credit score impact
  • ๐Ÿ› Miscommunication and changing loan details
Lakeview Mortgage#3

Lakeview Mortgage by LoanCare

Your mortgage on the go.
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Lakeview Mortgage screenshot 1
Lakeview Mortgage screenshot 2
Lakeview Mortgage screenshot 3
Lakeview Mortgage screenshot 4
Lakeview Mortgage screenshot 5

Manage your home loan finances with ease. This app allows you to make payments, review statements, set up autopay, and track your loan details. Access your mortgage information and agent assistance 24/7 for convenient account management.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Convenient payment options
  • ๐Ÿ’ก Helpful mortgage management tools

Room to Improve

  • ๐Ÿ› Frequent login issues
  • ๐Ÿ”’ Security concerns with Okta integration
  • โฑ๏ธ Delayed payment processing

More Mortgage Alternative apps to explore

4
Your Mortgage Online
Your Mortgage Online
Your Mortgage Online
by DMI Software, Inc
Free

Manage your mortgage with ease. Make payments, track escrow accounts, taxes, and insurance. Access 24/7 support for a seamless mortgage management experience.

Online paymentsEscrow account managementTax and insurance tracking
๐Ÿ’ฐ Finance
(31K)
free
5
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
๐Ÿ’ฐ Finance
(2.8K)
free with in-app purchases
6
Realtor.com Real Estate & Rent
Realtor.com Real Estate & Rent
Realtor.com Real Estate & Rent
Find Homes for Sale & Rentals
Free

Discover millions of homes for sale and rent with advanced search filters, interactive maps, and detailed property information. Visualize homes with 3D tours and collaborate with others on your search. Stay informed with timely alerts and manage your budget with built-in calculators.

Advanced search filtersInteractive map search3D home tours
๐ŸŒŸ Lifestyle
(1.1M)
ad-supported
7
Newrez
Newrez
Newrez
Your mortgage, our commitment
Free

Manage your mortgage loan conveniently from your mobile device. Easily view loan details, make payments, access important documents, and track your loan status securely.

View loan balance and payment detailsMake one-time or scheduled paymentsEdit autopay settings
๐Ÿ’ฐ Finance
(40K)
free
8
Cenlar Mobileโ„ข
Cenlar Mobileโ„ข
Cenlar Mobileโ„ข
Manage your mortgage on the go
Free

Manage your home loan conveniently and securely from your mobile device. Make payments, check balances, view statements, and sign up for automatic payments. Utilize calculators to explore interest savings and faster payoff options.

Make mortgage paymentsCheck account balanceView statements
๐Ÿ’ฐ Finance
(16K)
free
9
Mortgage News Daily
Mortgage News Daily
Mortgage News Daily
Mortgage Calculators and Rates
Free

This app provides real-time mortgage rates, detailed calculators, and market analysis. Track MBS prices, treasury yields, and receive instant alerts for rate changes and news updates. Understand how mortgage rates work with daily commentary and historical charts.

Mortgage payment calculator with amortization tableReal-time mortgage rates and alertsMBS and treasury yield tracking
๐Ÿ“ก News
(51)
ad-supported
10
Redfin: Buy, Sell & Rent Homes
Redfin: Buy, Sell & Rent Homes
Redfin: Buy, Sell & Rent Homes
Apartment & Real Estate Finder
Free

Discover your dream home with personalized recommendations and up-to-the-minute property details. Connect with local agents, schedule tours, and get preapproved for a mortgage. Stay ahead of the competition with real-time notifications and AI-powered insights.

Personalized property recommendationsReal-time listing updatesConnect with local agents
๐ŸŒŸ Lifestyle
(1.6M)
ad-supported
11
Mutual of Omaha Mortgage
Mutual of Omaha Mortgage
Mutual of Omaha Mortgage
by Mutual Of Omaha
Free

This app provides personalized mortgage solutions and expert guidance to help you navigate the home loan process. It offers customized options, competitive rates, and efficient loan management.

Customized home loan solutionsPrompt loan status updatesCompetitive rates and fees
๐Ÿ’ฐ Finance
(88)
free
12
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
๐Ÿ’ฐ Finance
(6)
free
13
Trulia Real Estate & Rentals
Trulia Real Estate & Rentals
Trulia Real Estate & Rentals
Find Homes & Apartments
Free

Discover your perfect home and neighborhood with detailed local insights. Explore 30 neighborhood overlays, read millions of reviews, and browse over 1 million real-time listings. Customize your search with advanced filters and alerts to stay ahead of the market.

Neighborhood heat overlay mapsLocal reviews and stories1M+ MLS listings
๐ŸŒŸ Lifestyle
(1.4M)
free
14
Freedom Mortgage
Freedom Mortgage
Freedom Mortgage
by Freedom Mortgage
Free

Manage your mortgage conveniently and securely on the go. View loan details, make payments, access documents, and receive important notifications. Built with robust security features for peace of mind.

Manage mortgage from anywhereView mortgage balance and loan detailsPay bills and manage recurring payments
๐Ÿ’ฐ Finance
(111K)
free with in-app purchases
15
Onity Mortgage
Onity Mortgage
Onity Mortgage
by PHH Mortgage Corporation
Free
๐Ÿ’ฐ Finance
(0)
16
Movoto | Real Estate
Movoto | Real Estate
Movoto | Real Estate
Your app to buy and sell homes
Free

Explore millions of home listings, estimate your home's value, and manage your property. Connect with local real estate agents and industry experts to guide you through buying, selling, or owning a home.

Millions of property listingsHome value estimatorAgent matching service
๐ŸŒŸ Lifestyle
(54K)
free with in-app purchases
17
UHM Mortgage
UHM Mortgage
UHM Mortgage
by Union Home Mortgage Corp
Free

Manage your mortgage accounts conveniently on the go. Monitor loan balances, schedule payments, and view your home's estimated value and neighborhood data. Includes calculators for interest savings and payoff planning.

Monitor loan balance and activitySchedule one-time and recurring paymentsView estimated property value and equity
๐Ÿ’ฐ Finance
(7.2K)
free
18
Mr. Cooper
Mr. Cooper
Mr. Cooper
Revolutionary home loan tools.
Free

Manage your home loan with ease. Make payments, track your home's value and equity, and explore personalized refinance options. Get quick assistance from mortgage experts and access important documents anytime.

Make mortgage paymentsTrack home value and equityExplore refinance options
๐Ÿ’ฐ Finance
(106K)
free
19
USA Mortgage, DAS Acquisition
USA Mortgage, DAS Acquisition
USA Mortgage, DAS Acquisition
by DAS Acquisition Company, LLC
Free

This app simplifies the home buying, refinancing, and organizational processes for new and current homeowners, as well as real estate agents. It offers tools to assess affordability, compare loan options, calculate refinancing savings, and expedite document submission.

Income calculator for homeownership affordabilityLending scenario comparisonRefinancing savings calculator
๐Ÿ’ฐ Finance
(190)
free
20
MortgageQuestions
MortgageQuestions
MortgageQuestions
by PHH Mortgage Corporation
Free

Access your mortgage account details, track property values, and view neighborhood sales. Make payments, manage autopay, and access important documents like statements and escrow information.

Account detailsEstimated home valuesNeighborhood sales data
๐Ÿ’ฐ Finance
(52K)
free

FAQ about Mortgage Alternative

What are the best mortgage alternative apps for iPhone?
New American Funding tops our mortgage alternative apps ranking as of June 2026, with a 4.9-star average from 19K App Store ratings, and it's free to download.
Yes โ€” 20 of the top mortgage alternative apps we rank are free to download, including New American Funding and Rocket Mortgage.
New American Funding has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
The app allows you to securely access your current home loan information, schedule recurring payments, or make immediate payments. You can also review your loan balance, payment history, and escrow details. Additionally, it provides insights into your home equity, estimated property value, and neighborhood activity.
The app offers up-to-date information about your current home equity and estimated property value, where available in your area. It also provides insights into neighborhood activity and comparable sales (comps) to help you understand your property's market position.