Best Mvelopes Apps

24+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Out of 24+ mvelopes apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Mvelopes

Goodbudget Budget Planner#1

Goodbudget Budget Planner by Dayspring Technologies, Inc.

Money & Expense Tracker
Editor's Choice
💰 Finance
4.6😊(13K ratings)
FreeAdsIn-App Purchases
#76in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
Envy: Envelope Budget Planner#2

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Strong Contender
💰 Finance
4.8😊(776 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeAdsIn-App Purchases
#8in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches

More Mvelopes apps to explore

4
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
5
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(371K)
free with in-app purchases
6
Balance My Checkbook
Balance My Checkbook
Balance My Checkbook
Check Register With Sync
Free

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

Auto-complete transactionsSchedule recurring transactionsSync data between users and devices
💰 Finance
(4.5K)
free with in-app purchases
7
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
8
EnvelopeBudgeter
EnvelopeBudgeter
EnvelopeBudgeter
by ButterApps LLC
Free

Track your spending with a simple budgeting tool. Set limits for specific categories and share your budget with a partner to monitor expenses collaboratively.

Create category-specific budgetsTrack spending against budgetShare budgets with partners
💰 Finance
(0)
free
9
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
10
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
11
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
12
NerdWallet: Smart Money App
NerdWallet: Smart Money App
NerdWallet: Smart Money App
Track, Save & Invest
Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Track cash, investments, credit cards, loans, and propertyMonitor and cancel recurring bills and subscriptionsActionable financial insights on credit score and cash flow
💰 Finance
(124K)
free with in-app purchases
13
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Manage money, track expenses
Free

This app offers a simple and private way to manage your money using an envelope-based budgeting system. Easily track expenses, monitor your budget, and plan for future bills without connecting to your bank or using cloud storage. It's designed for mindful spending and building better financial habits.

Envelope-based budgetingQuick transaction loggingOffline and private data storage
💰 Finance
(194)
free with in-app purchases
14
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
by Anishu, Inc.
Free

Track expenses, income, and bills with integrated budgeting and account balance management. Features family sync for multiple devices and detailed reports with charts and graphs.

Expense and income trackingBill management and remindersBudgeting by category
💰 Finance
(27)
free
15
Quicken: Intelligent Money
Quicken: Intelligent Money
Quicken: Intelligent Money
Personal & Business Finances
Free

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff
💰 Finance
(11K)
free with in-app purchases
16
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(100K)
free with in-app purchases
17
Spendıng Tracker - BudgetPad
Spendıng Tracker - BudgetPad
Spendıng Tracker - BudgetPad
Help save money + tracker
Free

This app helps you save money automatically by calculating your personal spending limit based on your income and savings goals. Create flexible budgets for various needs and track your progress with visual indicators and smart alerts.

Automated spending limit calculationFlexible budget creationVisual spending progress dashboard
💰 Finance
(0)
freemium
18
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free
$4.99 | 100% OFF

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases
19
Budget - Easy Money Saving App
Budget - Easy Money Saving App
Budget - Easy Money Saving App
Track Your Expenses and Goals
Free

Easily track daily expenses and savings to reach your financial goals. Organize spending, stay within budget, and save for the future with intuitive tools and fast input.

Quick expense trackingSavings goal managementOrganize spending
💰 Finance
(80)
free with in-app purchases
20
Filthy Rich Budgeting
Filthy Rich Budgeting
Filthy Rich Budgeting
Personal & household wealth
Free

This app helps you manage your money by focusing on manual spending tracking and budgeting. It prioritizes speed and ease of use for behavior change, with optional partner syncing and location tracking for Pro subscribers.

Manual spending trackingBudget managementApple Watch face integration
💰 Finance
(21)
freemium