Best My Karma Apps

71+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our my karma list covers 71+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for My Karma

MyKaarma#1

MyKaarma by Kaarya

Editor's Choice
๐Ÿ’ผ Business
1.8๐Ÿ˜ž(692 ratings)
Free
MyKaarma screenshot 1
MyKaarma screenshot 2
MyKaarma screenshot 3
MyKaarma screenshot 4

This app streamlines customer interactions for automotive dealerships. It facilitates communication with service customers via email, text, and voice calls, integrating with common Dealer Management Systems.

What We Love

  • ๐Ÿš€ Great tool for daily use
  • ๐Ÿ‘ Useful for customer communication
  • ๐Ÿš€ Mobility and efficiency

Room to Improve

  • ๐Ÿ› Constant crashes and glitches
  • ๐Ÿ”‹ Drains battery life
  • ๐Ÿ‘Ž Complicated and not user-friendly
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Your personal money app
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(7.7M ratings)
FreeAds
#19in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • ๐Ÿ’ฅ Helpful credit monitoring
  • ๐Ÿ“ˆ Improved credit scores
  • ๐Ÿ” Fraud detection
  • ๐Ÿค‘ Free credit reports

Room to Improve

  • ๐Ÿšจ Inaccurate credit scores
  • ๐Ÿคฆโ€โ™€๏ธ Misleading credit card offers
  • ๐Ÿ”’ Security concerns

More My Karma apps to explore

4
MyKaarma Germany
MyKaarma Germany
MyKaarma Germany
by Kaarya
Free
๐Ÿ’ผ Business
(0)
5
MyKarmaClock
MyKarmaClock
MyKarmaClock
See your hours. Earn karma.
Free
๐ŸŒŸ Lifestyle
(3)
6
My Inner Karma
My Inner Karma
My Inner Karma
Spiritual texts & Bhajans
Free
๐ŸŒŸ Lifestyle
(0)
7
myCar: Car Widgets & Dashboard
myCar: Car Widgets & Dashboard
myCar: Car Widgets & Dashboard
Speedometer & Smart Auto Sync
Free

Enhance your driving experience with a unified interface for navigation, music, weather, and calls. This app offers a distraction-free dashboard designed for safety and simplicity.

Real-time navigationLive weather updatesMusic and playlist access
๐Ÿ”ง Utilities
(9.2K)
free with in-app purchases
8
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
๐Ÿ’ฐ Finance
(252K)
free with in-app purchases
9
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICOยฎ Score 8 accessTransUnionยฎ credit report accessDark web alerts for identity theft
๐Ÿ’ฐ Finance
(307K)
free
10
PREMIER Credit Card
PREMIER Credit Card
PREMIER Credit Card
by PREMIER Bankcard, LLC
Free

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

Check account balancesMake monthly paymentsMonitor recent transactions
๐Ÿ’ฐ Finance
(571K)
free
11
Norton Identity
Norton Identity
Norton Identity
Identity Theft Protection
Free

This app helps protect your personal information from identity theft and financial fraud. It detects potential threats, alerts you to suspicious activity, and offers assistance if your identity is compromised. Features include credit monitoring, identity locking, and social media monitoring.

Identity theft protectionFinancial fraud preventionThreat detection and alerts
๐Ÿ’ฐ Finance
(193K)
free with in-app purchases
12
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
๐Ÿ’ฐ Finance
(48K)
free with in-app purchases
13
Wallet. Secure bank card safe
Wallet. Secure bank card safe
Wallet. Secure bank card safe
Credit debit cards storage USA
Free

Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.

Strong encryptionLocal data storagePIN/Touch ID access
๐Ÿ’ฐ Finance
(119)
free with in-app purchases
14
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
๐Ÿ’ฐ Finance
(65K)
free with in-app purchases
15
KarmaPath - Learn Buddhism
KarmaPath - Learn Buddhism
KarmaPath - Learn Buddhism
Buddhist Wisdom & Meditations
Free

Explore Buddhist wisdom through daily lessons, guided meditations, and reflection exercises. This app supports mindfulness, Dharma understanding, and inner calm for personal and spiritual growth. It offers a structured approach for beginners and experienced practitioners alike.

Daily Buddhist lessonsGuided meditationsMindfulness exercises
๐Ÿ“š Education
(196)
free with in-app purchases
16
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
๐Ÿ’ฐ Finance
(30K)
free with in-app purchases
17
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.2M)
free with in-app purchases
18
TransUnionยฎ
TransUnionยฎ
TransUnionยฎ
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
๐Ÿ’ฐ Finance
(39K)
freemium
19
Karma and Luck
Karma and Luck
Karma and Luck
Jewelry and Home Decor
Free

Discover handcrafted jewelry and home decor designed to inspire balance, protection, and abundance. Explore spiritual pieces, enjoy personalized shopping, and access app-exclusive promotions. Elevate your everyday life with items that align your energy.

Meaningful jewelry and home decorSpiritual giftsPersonalized shopping experience
๐ŸŒŸ Lifestyle
(968)
free with in-app purchases
20
Soul Karma Test: Good or Bad?
Soul Karma Test: Good or Bad?
Soul Karma Test: Good or Bad?
Find your karmic debt & credit
Free
๐ŸŽฌ Entertainment
(0)

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