Best My Karma Apps

73+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our my karma list covers 73+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top My Karma Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyKaarmaMyKaarmaFree1.8โ˜… (711)NoNoJul 2026
2My Karma StudioMy Karma StudioFree5.0โ˜… (88)NoNoJul 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8โ˜… (7.7M)NoNoJul 2026
4MyKaarma GermanyMyKaarma GermanyFreeโ€”NoNoMay 2026
5My Inner KarmaMy Inner KarmaFreeโ€”NoNoMay 2026
6WFLA News Channel 8 - Tampa FLWFLA News Channel 8 - Tampa FLFree4.7โ˜… (11K)YesNoJul 2026
7Wallet. Secure bank card safeWallet. Secure bank card safeFree4.2โ˜… (119)NoYesJul 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.3M)YesNoJul 2026

Top Picks for My Karma

MyKaarma#1

MyKaarma by Kaarya

Editor's Choice
๐Ÿ’ผ Business
1.8๐Ÿ˜ž(711 ratings)
Free
MyKaarma screenshot 1
MyKaarma screenshot 2
MyKaarma screenshot 3
MyKaarma screenshot 4

This app streamlines customer interactions for automotive dealerships. It facilitates communication with service customers via email, text, and voice calls, integrating with common Dealer Management Systems.

What We Love

  • ๐Ÿš€ Great tool for daily use
  • ๐Ÿ‘ Useful for customer communication
  • ๐Ÿš€ Mobility and efficiency

Room to Improve

  • ๐Ÿ› Constant crashes and glitches
  • ๐Ÿ”‹ Drains battery life
  • ๐Ÿ‘Ž Complicated and not user-friendly
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(7.7M ratings)
Free
#16in Finance
Intuit Credit Karma screenshot 1
Intuit Credit Karma screenshot 2
Intuit Credit Karma screenshot 3
Intuit Credit Karma screenshot 4
Intuit Credit Karma screenshot 5
Intuit Credit Karma screenshot 6

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • ๐Ÿ’ฅ Helpful credit monitoring
  • ๐Ÿ“ˆ Improved credit scores
  • ๐Ÿ” Fraud detection
  • ๐Ÿค‘ Free credit reports

Room to Improve

  • ๐Ÿšจ Inaccurate credit scores
  • ๐Ÿคฆโ€โ™€๏ธ Misleading credit card offers
  • ๐Ÿ”’ Security concerns

More My Karma apps to explore

4
MyKaarma Germany
MyKaarma Germany
MyKaarma Germany
by Kaarya
Free
๐Ÿ’ผ Business
(0)
5
My Inner Karma
My Inner Karma
My Inner Karma
Spiritual texts & Bhajans
Free
๐ŸŒŸ Lifestyle
(0)
6
WFLA News Channel 8 - Tampa FL
WFLA News Channel 8 - Tampa FL
WFLA News Channel 8 - Tampa FL
by Media General
Free

Get the latest breaking news, sports, and weather for the Tampa Bay area. Stream live broadcasts, view on-demand replays, and receive push alerts for severe weather and important updates. Submit your own news tips and photos to help shape local coverage.

Live news broadcasts and replaysBreaking news push alertsStorm Team 8 weather forecasts
๐Ÿ“ก News
(11K)
ad-supported
7
Wallet. Secure bank card safe
Wallet. Secure bank card safe
Wallet. Secure bank card safe
Credit debit cards storage USA
Free

Securely store your credit and debit card details with robust encryption. Access your information quickly via PIN or biometric authentication, with no developer access to your data.

Strong encryptionLocal data storagePIN/Touch ID access
๐Ÿ’ฐ Finance
(119)
free with in-app purchases
8
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
9
LifeLock Identity
LifeLock Identity
LifeLock Identity
Identity Theft Protection
Free

This app helps protect your personal information from identity theft and financial fraud. It detects potential threats, alerts you to suspicious activity, and offers assistance if your identity is compromised. Features include credit monitoring, identity locking, and social media monitoring.

Identity theft protectionFinancial fraud preventionThreat detection and alerts
๐Ÿ’ฐ Finance
(194K)
free with in-app purchases
10
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build Credit & Fix It: Dovly
Build credit & boost score
Free

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

AI-powered credit buildingDispute inaccurate credit itemsCredit score monitoring
๐Ÿ’ฐ Finance
(65K)
free with in-app purchases
11
Karma and Luck
Karma and Luck
Karma and Luck
Jewelry and Home Decor
Free

Discover handcrafted jewelry and home decor designed to inspire balance, protection, and abundance. Explore spiritual pieces, enjoy personalized shopping, and access app-exclusive promotions. Elevate your everyday life with items that align your energy.

Meaningful jewelry and home decorSpiritual giftsPersonalized shopping experience
๐ŸŒŸ Lifestyle
(968)
free with in-app purchases
12
Experianยฎ
Experianยฎ
Experianยฎ
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
๐Ÿ’ฐ Finance
(2.7M)
free with in-app purchases
13
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
๐Ÿ’ฐ Finance
(1.5M)
free with in-app purchases
14
CafeDrama-Stream Shorts&Series
CafeDrama-Stream Shorts&Series
CafeDrama-Stream Shorts&Series
Mini Series, TV&Reels& Stories
Free

Discover a world of short dramas and mini-series updated weekly across various genres. Enjoy quick, engaging episodes perfect for instant entertainment anytime, anywhere. Dive into diverse plots and fascinating stories with a user-friendly interface and smooth streaming.

Weekly updated short dramasDiverse genres: romance, comedy, thriller2-3 minute episodes
๐ŸŽฌ Entertainment
(1.8K)
free with in-app purchases
15
Soul Karma Test: Good or Bad?
Soul Karma Test: Good or Bad?
Soul Karma Test: Good or Bad?
Find your karmic debt & credit
Free
๐ŸŽฌ Entertainment
(0)
16
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
๐Ÿ’ฐ Finance
(49K)
free with in-app purchases
17
My BaZi Astrology
My BaZi Astrology
My BaZi Astrology
Four Pillars
Free

This app provides daily insights into personality tendencies, elemental balance, and relationship dynamics through a modern Four Pillars (BaZi) analysis. It focuses on understanding patterns and natural strengths to foster self-awareness and personal growth, rather than predicting outcomes.

Full Four Pillars chart calculationElement balance breakdownPersonality pattern analysis
๐ŸŒŸ Lifestyle
(2)
free
18
TransUnionยฎ
TransUnionยฎ
TransUnionยฎ
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
๐Ÿ’ฐ Finance
(39K)
freemium
19
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(378K)
free with in-app purchases
20
Karmalist
Karmalist
Karmalist
Karma in Your Contacts
Free

This app turns your contact list into a social community for personal growth. Share and receive honest feedback on personal traits to understand your social standing and foster authentic connections.

Karma ratings on personal traitsInsights into social standingGenuine feedback from friends
๐ŸŒ Social Networking
(11)
free

FAQ about My Karma

What are the best my karma apps for iPhone?
MyKaarma tops our my karma apps ranking as of July 2026, with a 1.8-star average from 711 App Store ratings, and it's free to download.
Yes โ€” 20 of the top my karma apps we rank are free to download, including MyKaarma and My Karma Studio.
MyKaarma has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 73+ my karma apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The myKaarma application is designed for automotive dealerships to streamline interactions with service customers. It helps manage appointments and vehicles undergoing service, facilitating communication through various channels.
The app allows dealerships to communicate with their service customers via email, text messages, and voice calls. This ensures customers are kept informed about their vehicle's service status.

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