Best New Credit Inc Apps

199+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 199+ new credit inc apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for New Credit Inc

Bright: Loans & Credit Builder#2

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(248K ratings)
FreeAds
#58in Finance
Bright: Loans & Credit Builder screenshot 1
Bright: Loans & Credit Builder screenshot 2
Bright: Loans & Credit Builder screenshot 3
Bright: Loans & Credit Builder screenshot 4
Bright: Loans & Credit Builder screenshot 5
Bright: Loans & Credit Builder screenshot 6

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

What We Love

  • ๐Ÿš€ Helpful in paying off debt
  • ๐Ÿ‘ Automated payment management
  • ๐Ÿš€ Efficient credit building
  • ๐Ÿ’ก Useful budgeting and savings features

Room to Improve

  • ๐Ÿ› Connectivity issues with bank accounts
  • ๐Ÿ”’ Concerns about unauthorized withdrawals
  • ๐Ÿ‘Ž Confusing or misleading pricing
Build Credit & Fix It: Dovly#3

Build Credit & Fix It: Dovly by Dovly, Inc.

Build credit & boost score
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(62K ratings)
FreeAdsIn-App Purchases
#7in Finance
Build Credit & Fix It: Dovly screenshot 1
Build Credit & Fix It: Dovly screenshot 2
Build Credit & Fix It: Dovly screenshot 3
Build Credit & Fix It: Dovly screenshot 4
Build Credit & Fix It: Dovly screenshot 5

An AI-powered credit app that helps you repair, build, monitor, and protect your credit score for free. It offers credit monitoring, alerts, scores, and personalized tips, with over 3,000,000 total points increased. Join now to achieve major life milestones with better credit.

What We Love

  • ๐Ÿš€ Powerful and convenient app
  • ๐Ÿ‘ Easy to use and navigate
  • ๐Ÿ’ก Helpful for tracking and improving credit
  • ๐Ÿš€ Quick dispute resolution

Room to Improve

  • ๐Ÿ› Frequent log-outs and login issues
  • ๐Ÿ› Disputed items not showing up
  • ๐Ÿ’ฐ Misleading about free services

More New Credit Inc apps to explore

4
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

๐Ÿ’ฐ Finance
(8.4K)
5
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

An app that helps users monitor, improve, and understand their credit scores and reports to make informed financial decisions. Take control of your financial health today.

๐Ÿ’ฐ Finance
(9.9K)
6
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Help build your credit for free with an innovative application that uses your subscriptions to boost your credit score quickly across all major credit bureaus. By simply applying for a Grow MasterCard, linking your bank account, and adding subscriptions like Netflix and Spotify, you can start improving your creditworthiness without impacting your score. Start your journey to better financial opportunities today!

๐Ÿ’ฐ Finance
(10K)
7
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

"Revitalize your credit score with our comprehensive credit repair services. Our application helps you repair your credit and improve your score through personalized guidance and expert advice. Take control of your financial future today!"

๐Ÿ’ฐ Finance
(109K)
8
Nav Business Credit Builder
Nav Business Credit Builder
Nav Business Credit Builder
Business credit and funding
Free

Track and manage your business's financial health with our all-in-one solution app, helping you monitor credit, cash flow, and funding options seamlessly. Join over 2 million businesses who trust our platform for financial well-being. Improve your financial health today!

๐Ÿ’ฐ Finance
(21K)
9
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Build credit with ease using Seen Mobile. Track your spending, boost your credit score, and take control of your financial health. Start your journey to better credit today!

๐Ÿ’ฐ Finance
(21K)
10
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Get your free credit report and credit score updates at no cost with a free account, no credit card required. Sign up now to track your credit journey and set a score goal with monthly updates.

๐Ÿ’ฐ Finance
(30K)
11
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Get instant access to your credit score, grades, and detailed reports using this application. Monitor your financial health and make informed decisions. Take control of your credit today!

๐Ÿ’ฐ Finance
(7.2K)
12
GCash
GCash
GCash
by Globe Fintech Innovations, Inc.
Free

A mobile wallet app that allows for instant bill payments, money transfers to various services, online shopping, buying load for mobile phones, and more from the comfort of your home. Join now to experience fast and secure financial transactions with a range of convenient features.

๐Ÿ’ฐ Finance
(2.6K)
13
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

Manage and improve your credit score with an all-in-one app. Get personalized tips to build positive credit history, find the best credit card and loan offers, and secure your financial goals. Download now to elevate your credit and fiscal wellness today!

๐Ÿ’ฐ Finance
(437K)
14
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Self โ€“ Credit Builder & Cash
Build credit or get cash now.
Free

Track and manage your credit scores effortlessly with real-time updates and personalized insights. Take control of your financial health and make informed decisions today.

๐Ÿ’ฐ Finance
(305K)
15
NEW Credit Union Mobile App
NEW Credit Union Mobile App
NEW Credit Union Mobile App
by N E W Credit Union INC
Free

Access your accounts on-the-go with a fast, secure, and free mobile app, allowing you to check balances, pay bills, transfer money, and more. Download now and take control of your finances anywhere, anytime, with just a few taps.

๐Ÿ’ฐ Finance
(303)
16
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

An essential credit monitoring tool with features like credit score updates, report access, credit simulator, and identity theft monitoring tools. Take control of your credit score for free with no impact on your score. Sign up to start monitoring and improving your credit today.

๐Ÿ’ฐ Finance
(306K)
17
New Haven County Credit Union
New Haven County Credit Union
New Haven County Credit Union
by New Haven County Credit Union
Free

Manage your finances on the go with this mobile banking app, offering features such as location finder, bill payment, and account tracking. Download now to access your accounts and take control of your financial life from your iOS device.

๐Ÿ’ฐ Finance
(162)
18
New Bedford Credit Union
New Bedford Credit Union
New Bedford Credit Union
by New Bedford Credit Union Inc.
Free
๐Ÿ’ฐ Finance
(386)
19
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Access credit and build your financial future with Arro. Apply for a credit card in under 5 minutes, regardless of your credit score. Use the virtual card instantly while waiting for the physical one to arrive, and start managing your finances efficiently.

๐Ÿ’ฐ Finance
(1.7K)
20
BDO Online
BDO Online
BDO Online
BDO's new Online Banking app
Free
๐Ÿ’ฐ Finance
(4.2K)