Best New Credit Inc Apps

199+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

Out of 199+ new credit inc apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top New Credit Inc Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NEW CREDIT INCNEW CREDIT INCFree2.0★ (1)NoNoMay 2026
2Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoJul 2026
3Build Credit & Fix It: DovlyBuild Credit & Fix It: DovlyFree4.8★ (73K)YesYesJul 2026
4Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (11K)YesNoJul 2026
5WalletHub: Credit & BudgetingWalletHub: Credit & BudgetingFree4.8★ (10K)YesYesJul 2026
6Grow CreditGrow CreditFree4.8★ (10K)YesNoJul 2026
7Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (109K)YesNoJul 2026
8Nav Business Funding RoadmapNav Business Funding RoadmapFree4.9★ (22K)YesNoJul 2026

Top Picks for New Credit Inc

Bright: Loans & Credit Builder#2

Bright: Loans & Credit Builder by Bright Capital Inc

AI Loan Asst > Credit & Loans
Strong Contender
💰 Finance
4.8😐(258K ratings)
FreeAds
#52in Finance
Bright: Loans & Credit Builder screenshot 1
Bright: Loans & Credit Builder screenshot 2
Bright: Loans & Credit Builder screenshot 3
Bright: Loans & Credit Builder screenshot 4
Bright: Loans & Credit Builder screenshot 5
Bright: Loans & Credit Builder screenshot 6

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

What We Love

  • 🚀 Helpful in paying off debt
  • 👍 Automated payment management
  • 🚀 Efficient credit building
  • 💡 Useful budgeting and savings features

Room to Improve

  • 🐛 Connectivity issues with bank accounts
  • 🔒 Concerns about unauthorized withdrawals
  • 👎 Confusing or misleading pricing
Build Credit & Fix It: Dovly#3

Build Credit & Fix It: Dovly by Dovly, Inc.

Fast AI Credit Score Boost
Worth Considering
💰 Finance
4.8😊(73K ratings)
FreeAdsIn-App Purchases
#4in Finance
Build Credit & Fix It: Dovly screenshot 1
Build Credit & Fix It: Dovly screenshot 2
Build Credit & Fix It: Dovly screenshot 3
Build Credit & Fix It: Dovly screenshot 4
Build Credit & Fix It: Dovly screenshot 5

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.

What We Love

  • 🚀 Powerful and convenient app
  • 👍 Easy to use and navigate
  • 💡 Helpful for tracking and improving credit
  • 🚀 Quick dispute resolution

Room to Improve

  • 🐛 Frequent log-outs and login issues
  • 🐛 Disputed items not showing up
  • 💰 Misleading about free services

More New Credit Inc apps to explore

4
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
5
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
WalletHub: Credit & Budgeting
Improve Credit, Budget & Save
Free

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

Free daily credit scores and reportsPersonalized credit improvement planBudgeting and spending tracker
💰 Finance
(10K)
free with in-app purchases
6
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
💰 Finance
(10K)
free with in-app purchases
7
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
8
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Nav Business Funding Roadmap
Business credit and funding
Free

This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.

Consolidated credit profilesCash flow monitoringCredit building tools
💰 Finance
(22K)
free with in-app purchases
9
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(26K)
free
10
myEquifax
myEquifax
myEquifax
Start your credit journey
Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updatesFree credit score trackingAI-powered credit improvement plan
💰 Finance
(37K)
free with in-app purchases
11
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement
💰 Finance
(7.2K)
free with in-app purchases
12
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.7K)
free with in-app purchases
13
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
14
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Self – Credit Builder & Cash
Build credit or get cash now.
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(318K)
free with in-app purchases
15
NEW Credit Union Mobile App
NEW Credit Union Mobile App
NEW Credit Union Mobile App
by N E W Credit Union INC
Free

Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely. Make mobile deposits on the go.

Check account balancesReview recent transactionsTransfer funds between accounts
💰 Finance
(304)
free
16
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
17
New Haven County Credit Union
New Haven County Credit Union
New Haven County Credit Union
by New Haven County Credit Union, Inc
Free

Manage your finances on the go with this mobile banking app. Access account information, find branch locations, and pay bills conveniently from your iOS device.

Account managementBill paymentLocation finder
💰 Finance
(167)
free
18
New Bedford Credit Union
New Bedford Credit Union
New Bedford Credit Union
by New Bedford Credit Union Inc.
Free

Manage your finances on the go with this mobile banking application. Easily check account balances, review transactions, and make transfers directly from your smartphone. Stay informed about your money anytime, anywhere.

Check account balancesReview transactionsMake transfers
💰 Finance
(386)
free
19
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Arro: Build & Grow Credit
Cash Back Credit Builder Card
Free

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

Build credit historyEarn 1% cash back on gas and groceriesNo deposit required
💰 Finance
(1.7K)
free with in-app purchases
20
BDO Online
BDO Online
BDO Online
BDO's new Online Banking app
Free

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

Lock/unlock cardsView statementsFree BDO to BDO transfers
💰 Finance
(6.2K)
free

FAQ about New Credit Inc

What are the best new credit inc apps for iPhone?
NEW CREDIT INC tops our new credit inc apps ranking as of May 2026, with a 2.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top new credit inc apps we rank are free to download, including NEW CREDIT INC and Bright: Loans & Credit Builder.
NEW CREDIT INC has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 199+ new credit inc apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
NEW CREDIT INC is used to challenge negative items on your credit report. It facilitates communication with credit bureaus and creditors to address inaccuracies that may be affecting your credit score.
NEW CREDIT INC is supported on iPhone, iPad, and iPod devices. It is designed for iOS users who wish to manage their credit reports.