This app helps users dispute negative items on their credit reports. It works with credit bureaus and creditors to challenge inaccuracies that impact credit scores.





199+ iOS apps curated and reviewed
Out of 199+ new credit inc apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 | Free | 2.0★ (1) | No | No | May 2026 | |
| 2 | Free | 4.8★ (258K) | Yes | No | Jul 2026 | |
| 3 | Free | 4.8★ (73K) | Yes | Yes | Jul 2026 | |
| 4 | Free | 4.9★ (11K) | Yes | No | Jul 2026 | |
| 5 | Free | 4.8★ (10K) | Yes | Yes | Jul 2026 | |
| 6 | Free | 4.8★ (10K) | Yes | No | Jul 2026 | |
| 7 | Free | 4.8★ (109K) | Yes | No | Jul 2026 | |
| 8 | Free | 4.9★ (22K) | Yes | No | Jul 2026 |





This app helps users dispute negative items on their credit reports. It works with credit bureaus and creditors to challenge inaccuracies that impact credit scores.






Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.





This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.


Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.


This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.


Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.


This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.


This platform consolidates your business and personal credit profiles from major bureaus into a single dashboard. It helps you track credit data, monitor cash flow, and explore financing options. Users can also access tools for credit building and bookkeeping.


Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.


Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.


Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.


Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.


This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.


Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.


Manage your finances conveniently from your mobile device. Check balances, review transactions, pay bills, and transfer funds securely. Make mobile deposits on the go.


Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.


Manage your finances on the go with this mobile banking app. Access account information, find branch locations, and pay bills conveniently from your iOS device.


Manage your finances on the go with this mobile banking application. Easily check account balances, review transactions, and make transfers directly from your smartphone. Stay informed about your money anytime, anywhere.


Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.


Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.