Best No Credit Check Loans Apps

237+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Out of 237+ no credit check loans apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top No Credit Check Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoAug 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (80K)YesYesAug 2026
3Cash Advance - Flash AdvanceCash Advance - Flash AdvanceFree3.8★ (5)NoNoAug 2026
4Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoAug 2026
5Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeNoNoAug 2026
6Together LoansTogether LoansFree4.2★ (366)NoNoAug 2026
7Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (451K)NoNoAug 2026
8Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (38K)NoNoAug 2026

Top Picks for No Credit Check Loans

Possible: Fast Cash & Credit#1

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Editor's Choice
💰 Finance
4.8😐(134K ratings)
Free
#88in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
💰 Finance
4.5😞(80K ratings)
FreeAdsIn-App Purchases
#6in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking

More No Credit Check Loans apps to explore

4
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
5
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Borrow Money | No Credit Check
Free
🌟 Lifestyle
(0)
6
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(366)
free
7
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(451K)
subscription
8
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(38K)
free
9
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(364K)
free with in-app purchases
10
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
11
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
💰 Finance
(0)
12
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
13
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(116K)
free with in-app purchases
14
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(542K)
free with in-app purchases
15
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(208K)
free with in-app purchases
16
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(28K)
subscription
17
Cash Advance - Payday Brin
Cash Advance - Payday Brin
Cash Advance - Payday Brin
No Credit Check, Cash Today
Free

Quickly explore cash advance and personal loan options up to $900 with transparent terms and fast comparison. Understand eligibility, costs, and repayment details before committing.

Explore cash advances up to $900Compare loan amounts and ratesReview repayment terms
💰 Finance
(3K)
free
18
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(870K)
freemium
19
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
20
Payday Loans
Payday Loans
Payday Loans
Get Cash Fast Today
Free

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

Apply for loans anytimeNo credit check requiredBad credit accepted
💰 Finance
(1)
free

FAQ about No Credit Check Loans

What are the best no credit check loans apps for iPhone?
Possible: Fast Cash & Credit tops our no credit check loans apps ranking as of August 2026, with a 4.8-star average from 134K App Store ratings, and it's free to download.
Yes — 20 of the top no credit check loans apps we rank are free to download, including Possible: Fast Cash & Credit and Lenme: Borrowing and Lending.
Possible: Fast Cash & Credit has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 237+ no credit check loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides fast cash advances and loans, allowing users to borrow up to $500 instantly. It also focuses on helping users build their credit history by reporting on-time payments to credit bureaus. The service aims to improve financial health and provide peace of mind.
Key features include borrowing up to $500 instantly, having no late or penalty fees ever, and the ability to pay over time in four installments. Users can easily link their bank account for direct deposit and payments. The app accepts applications with bad or no credit and allows payment rescheduling.

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