Best No Credit Check Loans Apps

243+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Out of 243+ no credit check loans apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top No Credit Check Loans Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8โ˜… (134K)NoNoSep 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026
3Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeโ€”NoNoSep 2026
4Together LoansTogether LoansFree4.3โ˜… (395)NoNoSep 2026
5Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8โ˜… (460K)NoNoSep 2026
6Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (43K)NoNoSep 2026
7Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8โ˜… (258K)YesNoSep 2026
8Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (560K)NoNoSep 2026

Top Picks for No Credit Check Loans

Possible: Fast Cash & Credit#1

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(134K ratings)
Free
#61in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • ๐Ÿš€ Quick approval and fund disbursement
  • ๐Ÿ’ณ Helps build credit score
  • ๐Ÿ—“๏ธ Flexible payment schedule
  • ๐Ÿ†“ No credit check required
  • ๐Ÿค Good customer service (in some cases)

Room to Improve

  • ๐Ÿ› App issues (crashes, bugs, login problems)
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ฐ High interest rates
  • ๐Ÿค– Outsourced/poor customer service
  • ๐Ÿšซ Bank account issues (unlinked, unauthorized withdrawals)
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(88K ratings)
FreeAdsIn-App Purchases
#13in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking
  • ๐Ÿคทโ€โ™€๏ธ Unclear loan approval process
  • ๐Ÿšซ Inability to modify or cancel loan requests

More No Credit Check Loans apps to explore

FAQ about No Credit Check Loans

What are the best no credit check loans apps for iPhone?
Possible: Fast Cash & Credit tops our no credit check loans apps ranking as of September 2026, with a 4.8-star average from 134K App Store ratings, and it's free to download.
Yes โ€” 20 of the top no credit check loans apps we rank are free to download, including Possible: Fast Cash & Credit and Lenme: Borrowing and Lending.
Possible: Fast Cash & Credit has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 243+ no credit check loans apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides fast cash advances and loans, allowing users to borrow up to $500 instantly. It also focuses on helping users build their credit history by reporting on-time payments to credit bureaus. The service aims to improve financial health and provide peace of mind.
Key features include borrowing up to $500 instantly, having no late or penalty fees ever, and the ability to pay over time in four installments. Users can easily link their bank account for direct deposit and payments. The app accepts applications with bad or no credit and allows payment rescheduling.

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