Best O2 Finance Apps

220+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

O2 Digital Banking is the household name in o2 finance, but it's far from the only option. We track 220+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Top Picks for O2 Finance

O2 Digital Banking#1

O2 Digital Banking by Old Second National Bank

Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(11K ratings)
FreeAds
O2 Digital Banking screenshot 1
O2 Digital Banking screenshot 2
O2 Digital Banking screenshot 3
O2 Digital Banking screenshot 4

Manage all your bank accounts in one place. Track transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with passcode and biometric login.

What We Love

  • ๐Ÿš€ Easy home deposits
  • ๐Ÿ‘ No fees
  • ๐Ÿ‘ Helpful app
  • ๐Ÿ‘ Easy to use website

Room to Improve

  • ๐Ÿ› Mobile deposit issues
  • ๐Ÿ› Zelle transfer problems
  • ๐Ÿ› App crashes
P2Vest - Loan & Insurance App#2

P2Vest - Loan & Insurance App by p2Vest Technology Limited

P2P Lending | Buy Insurance
Strong Contender
๐Ÿ’ฐ Finance
3.6(165 ratings)
Free
P2Vest - Loan & Insurance App screenshot 1
P2Vest - Loan & Insurance App screenshot 2
P2Vest - Loan & Insurance App screenshot 3

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

More O2 Finance apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(64K)
free
5
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
๐Ÿ’ฐ Finance
(39K)
free with in-app purchases
6
Q2
Q2
Q2
by Quan2um s.r.o
Free

Trade cryptocurrencies like Bitcoin and Ethereum with a reliable European platform. Buy, sell, and exchange digital assets easily with an intuitive interface and low commissions. Send coins to your wallet or trade with other users on the P2P platform.

Buy and sell major cryptocurrenciesIntuitive user interfaceLow commission fees
๐Ÿ’ฐ Finance
(5)
free
7
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
๐Ÿ’ฐ Finance
(1.8K)
free
8
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(63K)
free
9
Nomba - Mobile Banking
Nomba - Mobile Banking
Nomba - Mobile Banking
Personal and Business Banking
Free

Manage personal and business finances with ease. Send and receive money, pay bills, top up airtime, and track expenses. Offers secure transactions and savings features with competitive interest rates.

Send and receive moneyTop up airtime and dataPay bills
๐Ÿ’ฐ Finance
(1.3K)
free
10
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Save, Spend, Build Credit
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
๐Ÿ’ฐ Finance
(1.5M)
free with in-app purchases
11
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
๐Ÿ’ฐ Finance
(70K)
free with in-app purchases
12
MetaTrader 5
MetaTrader 5
MetaTrader 5
Trading & Technical analysis
Free

Access financial markets and trade various instruments with real-time quotes and advanced charting tools. Analyze markets using technical indicators, perform demo trades, and manage your complete trading history. Connect to hundreds of brokers for live trading.

Real-time financial instrument quotesFull set of trade ordersHigh-performance interactive charts
๐Ÿ’ฐ Finance
(74K)
free
13
Easy Invoice Maker App
Easy Invoice Maker App
Easy Invoice Maker App
Simple Invoices Generator 2 go
Free

Generate, send, and track professional invoices and estimates directly from your mobile device. Streamline your billing process with quick client setup, saved product details, and automated tax calculations. Easily manage payments and debts with built-in reports.

Create professional invoices and estimatesSend PDFs via email, text, or printQuickly set up clients from contacts
๐Ÿ’ฐ Finance
(26K)
freemium
14
PUMB - Online Bank 24/7
PUMB - Online Bank 24/7
PUMB - Online Bank 24/7
Mobile Banking App
Free

Manage your finances conveniently with this mobile banking app. Open and manage cards with no fees, transfer money, apply for credit, pay bills, and even make international transfers. It offers a comprehensive suite of tools for everyday banking needs.

Commission-free card opening and managementFee-free money transfersOnline credit applications
๐Ÿ’ฐ Finance
(522)
free with in-app purchases
15
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
๐Ÿ’ฐ Finance
(11M)
free
16
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Better Than A Cash Advance
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
๐Ÿ’ฐ Finance
(859K)
freemium
17
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(378K)
free with in-app purchases
18
OCBC Singapore
OCBC Singapore
OCBC Singapore
OCBC Mobile Banking
Free

This mobile banking application offers a personalized and streamlined experience for managing your finances. It features customizable shortcuts, a consolidated view of all your financial products, and the ability to apply for new ones with ease. You can even withdraw cash from ATMs using a QR code without needing your physical card.

Customizable shortcutsPersonalized banking experienceConsolidated view of all products
๐Ÿ’ฐ Finance
(4.2K)
free with in-app purchases
19
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
๐Ÿ’ฐ Finance
(6.3M)
free with in-app purchases
20
monobank โ€” digital mobile bank
monobank โ€” digital mobile bank
monobank โ€” digital mobile bank
99 ัะตะบ โ€” ั€ะตะบะพั€ะด ั€ะตั”ัั‚ั€ะฐั†ั–ั—
Free

This digital bank offers rapid account registration and a free virtual card, with options for physical card delivery. It provides features like credit limits, currency exchange, installment plans, and group expense splitting, alongside tools for fundraising and savings.

Fast registration via DiiaFree virtual and physical cardsIncreased credit limit
๐Ÿ’ฐ Finance
(17K)
free