Best Omny Pay Apps

223+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Out of 223+ omny pay apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Omny Pay Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1The Official MTA AppThe Official MTA AppFree4.4★ (13K)NoNoJul 2026
2Apple WalletApple WalletFree4.8★ (6.7M)YesNoJul 2026
3OmniRide OmniPayOmniRide OmniPayFree1.4★ (20)NoNoJul 2026
4MTA TrainTimeMTA TrainTimeFree4.9★ (211K)NoNoJul 2026
5Transit • Subway & Bus TimesTransit • Subway & Bus TimesFree4.6★ (961K)NoYesJul 2026
6Omny: Res smartareOmny: Res smartareFreeNoNoMay 2026
7PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
8NJ TRANSITNJ TRANSITFree4.8★ (269K)NoNoJul 2026

Top Picks for Omny Pay

The Official MTA App#1

The Official MTA App by Metropolitan Transportation Authority

MTA transit and map info
Editor's Choice
✈️ Travel
4.4😞(13K ratings)
Free
#83in Travel
The Official MTA App screenshot 1
The Official MTA App screenshot 2
The Official MTA App screenshot 3
The Official MTA App screenshot 4
The Official MTA App screenshot 5
The Official MTA App screenshot 6

Access real-time transit information for subways and buses directly from the source. Get live arrival times, service status updates, system maps, and connect with customer service via chat. Save your favorite routes for quick access to essential transit details.

What We Love

  • 🚀 Accurate train times
  • 🚀 Helpful for commuters
  • 🚀 Useful for tracking service changes
  • 👍 Clean design

Room to Improve

  • 🐛 Inaccurate bus arrival times
  • 🐛 Unreliable train arrival times
  • 🐛 Buggy and crashes frequently
Apple Wallet#2

Apple Wallet by Apple

Apple Pay, Apple Card and more
Strong Contender
💰 Finance
4.8😊(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues

More Omny Pay apps to explore

4
MTA TrainTime
MTA TrainTime
MTA TrainTime
Railroad tickets and trips
Free

This app allows railroad customers to buy and use tickets, plan journeys, and track trains in real-time. It offers features like split payments, multi-station trip planning, and real-time GPS tracking for a seamless travel experience.

Buy and use railroad ticketsPlan trips with departure timesReal-time GPS train tracking
🗺️ Navigation
(211K)
free
5
Transit • Subway & Bus Times
Transit • Subway & Bus Times
Transit • Subway & Bus Times
Track NYC MTA, CTA, LA Metro
Free

Navigate your city with real-time public transit information. Plan routes, track vehicles, and receive instant alerts for buses and trains in over 1,000 cities worldwide. Save favorite destinations for quick trip planning.

Real-time departure timesLive vehicle trackingFastest route planning
🗺️ Navigation
(961K)
free with in-app purchases
6
Omny: Res smartare
Omny: Res smartare
Omny: Res smartare
by Omny Sweden AB
Free
✈️ Travel
(0)
7
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
8
NJ TRANSIT
NJ TRANSIT
NJ TRANSIT
NJ TRANSIT's Official App
Free

Plan your trips across New Jersey, New York, and Philadelphia with real-time transit information. Purchase and display mobile tickets and passes securely. Receive instant alerts for rail, bus, and light rail services.

Mobile ticketing and passesReal-time arrival/departure infoTrip planning for rail, bus, light rail
✈️ Travel
(269K)
free
9
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
10
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
OmniCard: UPI, Card & Rewards
Your Daily Payments UPI App
Free

This app simplifies business expense management for employees by allowing them to track, categorize, and submit expenses digitally. It offers UPI payments, corporate cards, and fund requests, all without needing a traditional bank account. Enjoy quicker reimbursements and streamlined administrative tasks.

UPI payments without a bank accountCorporate card for business expensesExpense tracking and receipt uploads
💰 Finance
(40)
free
11
NYC Ferry
NYC Ferry
NYC Ferry
Explore NYC like never before
Free

This app offers a comfortable and enjoyable way to commute and explore New York City. It provides paperless ticketing, live scheduling with real-time updates, and a trip planner to discover new routes. Receive personalized notifications and consider an unlimited pass for frequent travel.

Paperless ticketingLive schedulingReal-time updates
✈️ Travel
(52K)
free with in-app purchases
12
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(54K)
free
13
Citymapper: All Live Transit
Citymapper: All Live Transit
Citymapper: All Live Transit
Live Bus, Subway, Train Times
Free

Plan and navigate your journeys using real-time public transit, ride-sharing, and micro-mobility options. Get turn-by-turn directions, live updates, and compare travel times and costs across various modes of transport.

Real-time trip planningTurn-by-turn navigationLive wait times and ETAs
🗺️ Navigation
(104K)
free with in-app purchases
14
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
15
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
16
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(36K)
free with in-app purchases
17
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
18
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
19
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
20
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers
💰 Finance
(17K)
free

FAQ about Omny Pay

What are the best omny pay apps for iPhone?
The Official MTA App tops our omny pay apps ranking as of June 2026, with a 4.4-star average from 13K App Store ratings, and it's free to download.
Yes — 20 of the top omny pay apps we rank are free to download, including The Official MTA App and Apple Wallet.
The Official MTA App has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 223+ omny pay apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The official MTA app provides real-time arrival information for subways and buses, service status updates, system maps, and a live customer service chat. It aims to be the best source for up-to-the-minute transit details directly from the MTA.
Key features include an up-to-the-minute arrival board for all stations and stops, a dedicated status tab for service issues, the ability to save favorite subway lines and bus routes, real-time service updates, planned changes, and elevator/escalator outage information. It also offers a live chat with MTA employees.

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