Best Online Business Banking Apps

4.8😐(35K ratings)

Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

🚀 Seamless onboarding and account setup
🔒 Robust security features
👍 Intuitive and user-friendly interface
🤑 Helpful tax and expense tracking features
💳 Convenient debit card with cash back
🤝 Smooth payment processing and invoicing

Room to Improve

🐛 Occasional app crashes and freezes
🕰️ Slow response times and delayed account updates
🚫 Limited customer support options
🔍 Unclear account closure policies
💸 Unexpected fees or account restrictions

Meritrust Business by Meritrust Credit Union

Meritrust Credit Union

Strong Contender

4.8😐(8.3K ratings)

Free

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

What We Love

👍 Great app
🚀 Convenient and easy to use
💡 Useful features like mobile check deposit
🔒 Secure login options

Room to Improve

🐛 Mobile deposit issues (blurry images, rotation problems)
🐛 Login problems (invalid credentials, white screens)
🐛 Slow performance, frequent crashes
🔍 Difficult to find/use certain features (external transfers)

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses

Worth Considering

Banking.* Bills. Invoices.

4.8😞(20K ratings)

Free

Novo - Small Business Checking screenshot 1

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This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

🚀 Convenient mobile banking
👍 User-friendly app interface
💡 Useful features like Profit First accounts

Room to Improve

🐛 Buggy mobile deposit feature
🔒 Lack of transparency around security issues
👎 Slow and unhelpful customer support
🤖 Overreliance on chatbots instead of live agents
💸 Unexpected account closures and fund freezes

More Online Business Banking apps to explore

Relay | Business Banking

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

(3.7K)

Moniepoint Business Banking

Mobile bank account|POS|Loans

Business bank account creationAccept online and offline paymentsPOS terminal requests

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

(16K)

Ameris Bank Business Mobile

by Ameris Bank

Check account balancesSearch recent transactionsTransfer funds between accounts

Manage your business finances conveniently from your iPhone. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is available to all Ameris Bank online banking customers.

(6.1K)

Banking for small businesses

Lili - Business Banking

Business checking accountSmart bookkeeping toolsTax preparation features

This all-in-one platform offers business banking, smart bookkeeping, tax preparation, credit building, and invoicing for small business owners. Manage your finances, track expenses, and get paid faster, all in one place.

(6.9K)

Mercury | Bank Differently

Business and personal accounts

Business bankingPersonal accountsPayment processing

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

SoFi: Bank, Invest & Crypto

(14K)

freemium

Online Banking & Investing

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

(385K)

Personal Finance and Invest

U.S. Bank Mobile Banking

Manage accounts and cardsSend and request money with Zelle®Deposit checks with increased limits

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

(2.2M)

Digital Banking Solutions

PNC Mobile Banking

Check account balances and transactionsSecure sign-on with biometricsSend money with Zelle®

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, deposit checks, pay bills, and send money securely. It also offers tools to track spending, set budgets, and manage savings goals.

(2.1M)

Lloyds Business Banking app

Moving your business forward

Apply for a Business AccountFree accounting softwareBiometric login

Manage your business finances on the go. Apply for accounts, make payments, and access support with secure, convenient tools. Offers free accounting software and initial fee waivers.

(120)

Online checking and savings

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(65K)

Online Banking for Business

by Standard Bank Group

Secure payment transfersAccount viewing and managementStaff addition and approval workflows

Manage your business finances remotely with secure payment transfers, account management, and team permission controls. Easily add staff and set up approval workflows for streamlined operations.

(2)

SPC Online Business Banking

by SPC Cooperative Credit Union

Extra easy, quick and secure

(0)

Halifax Mobile Banking

Biometric login (face/fingerprint)Card management (freeze/order)Payment summaries

Manage your finances on the go with secure and quick access to your accounts. Check balances, make payments, track spending, and even freeze your card if needed. Offers personalized insights and savings tools to help you reach your financial goals.

Manage your finances with a user-friendly mobile banking app. Open accounts, send money instantly, and deposit checks remotely. Securely link external accounts and access personal banking support 24/7.

Open and fund accountsSend money via mobile number or emailMobile check deposit

(77K)

BBVA Spain | Online banking

Download your BBVA Online app

AI-powered personalized shortcutsFinancial Coach for savings and expense reductionVirtual assistant for customer support

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

CitiBusiness Online Mobile App

Mobile check depositAccount balance monitoringInitiate payments and transfers

Manage your commercial accounts conveniently from your mobile device. Access your accounts securely anytime, anywhere, with features like mobile check deposit, balance monitoring, and transaction approvals. It simplifies business banking on the go.

(6K)