Best Online Business Banking Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good online business banking apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Online Business Banking Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Found: Business BankingFound: Business BankingFree4.8★ (34K)NoNoOct 2026
2Novo - Small Business CheckingNovo - Small Business CheckingFree4.8★ (20K)NoNoOct 2026
3Moniepoint Business BankingMoniepoint Business BankingFree4.6★ (16K)YesNoOct 2026
4Relay | Business BankingRelay | Business BankingFree4.8★ (3.6K)NoNoSep 2026
5SoFi: Bank, Invest & CryptoSoFi: Bank, Invest & CryptoFree4.7★ (385K)NoNoOct 2026
6Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (13K)NoNoOct 2026
7Online Banking for BusinessOnline Banking for BusinessFree2.5★ (2)NoNoSep 2026
8Revolut BusinessRevolut BusinessFree4.9★ (2.9K)NoNoSep 2026

Top Picks for Online Business Banking

Found: Business Banking#1

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Editor's Choice
💰 Finance
4.8😐(34K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • 🚀 Seamless onboarding and account setup
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly interface
  • 🤑 Helpful tax and expense tracking features
  • 💳 Convenient debit card with cash back
  • 🤝 Smooth payment processing and invoicing

Room to Improve

  • 🐛 Occasional app crashes and freezes
  • 🕰️ Slow response times and delayed account updates
  • 🚫 Limited customer support options
  • 🔍 Unclear account closure policies
  • 💸 Unexpected fees or account restrictions
Novo - Small Business Checking#2

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Strong Contender
💰 Finance
4.8😞(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • 🚀 Convenient mobile banking
  • 👍 User-friendly app interface
  • 💡 Useful features like Profit First accounts

Room to Improve

  • 🐛 Buggy mobile deposit feature
  • 🔒 Lack of transparency around security issues
  • 👎 Slow and unhelpful customer support
  • 🤖 Overreliance on chatbots instead of live agents
  • 💸 Unexpected account closures and fund freezes
Moniepoint Business Banking#3

Moniepoint Business Banking by Moniepoint

Mobile bank account|POS|Loans
Worth Considering
💰 Finance
4.6😞(16K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
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Moniepoint Business Banking screenshot 3
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Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • 🚀 Fast transactions
  • 🔒 Secure app
  • 👍 Reliable service
  • 👍 Useful for business

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Login issues
  • 🐛 Network connectivity problems
  • 🐛 Account restrictions and upgrade problems
  • 🐛 Failed transactions and money not reflecting
  • 🐛 Automatic logout issues
  • 🔍 Poor customer service
  • 💰 High charges

More Online Business Banking apps to explore

FAQ about Online Business Banking

What are the best online business banking apps for iPhone?
Found: Business Banking tops our online business banking apps ranking as of October 2026, with a 4.8-star average from 34K App Store ratings, and it's free to download.
Yes — 20 of the top online business banking apps we rank are free to download, including Found: Business Banking and Novo - Small Business Checking.
Found: Business Banking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 249+ online business banking apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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