Best Online Business Banking Apps

230+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good online business banking apps. We benchmark 230+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Online Business Banking

Novo - Small Business Checking#1

Novo - Small Business Checking by Novo Platform Inc.

Built for modern businesses
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(20K ratings)
Free
Novo - Small Business Checking screenshot 1
Novo - Small Business Checking screenshot 2
Novo - Small Business Checking screenshot 3
Novo - Small Business Checking screenshot 4
Novo - Small Business Checking screenshot 5
Novo - Small Business Checking screenshot 6

This app offers a digital checking account designed for modern small businesses. Apply online quickly and access free banking tools, including debit card control, bill pay, ACH transfers, and check deposits. Manage funds efficiently with features like transaction categorization and savings reserves.

What We Love

  • ๐Ÿš€ Convenient mobile banking
  • ๐Ÿ‘ User-friendly app interface
  • ๐Ÿ’ก Useful features like Profit First accounts

Room to Improve

  • ๐Ÿ› Buggy mobile deposit feature
  • ๐Ÿ”’ Lack of transparency around security issues
  • ๐Ÿ‘Ž Slow and unhelpful customer support
Found: Business Banking#2

Found: Business Banking by Indie Technologies Inc

Banking, Bookkeeping, & Taxes
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(32K ratings)
Free
Found: Business Banking screenshot 1
Found: Business Banking screenshot 2
Found: Business Banking screenshot 3
Found: Business Banking screenshot 4
Found: Business Banking screenshot 5
Found: Business Banking screenshot 6

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

What We Love

  • ๐Ÿš€ Seamless onboarding and account setup
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ‘ Intuitive and user-friendly interface
  • ๐Ÿค‘ Helpful tax and expense tracking features

Room to Improve

  • ๐Ÿ› Occasional app crashes and freezes
  • ๐Ÿ•ฐ๏ธ Slow response times and delayed account updates
  • ๐Ÿšซ Limited customer support options
Moniepoint Business Banking#3

Moniepoint Business Banking by Moniepoint Inc

Mobile bank account|POS|Loans
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(14K ratings)
FreeAds
Moniepoint Business Banking screenshot 1
Moniepoint Business Banking screenshot 2
Moniepoint Business Banking screenshot 3
Moniepoint Business Banking screenshot 4
Moniepoint Business Banking screenshot 5
Moniepoint Business Banking screenshot 6

This app offers comprehensive mobile banking solutions for businesses. It allows users to open business accounts, accept payments, manage expenses with dedicated cards, purchase airtime, and pay bills. Businesses can also request POS terminals and access savings plans to grow their reserves.

What We Love

  • ๐Ÿš€ Fast transactions
  • ๐Ÿ”’ Secure app
  • ๐Ÿ‘ Reliable service
  • ๐Ÿ‘ Useful for business

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ› Login issues
  • ๐Ÿ› Network connectivity problems

More Online Business Banking apps to explore

4
Relay | Business Banking
Relay | Business Banking
Relay | Business Banking
Banking for small businesses
Free

This online business banking platform offers small business owners comprehensive control over their cash flow. It provides multiple checking accounts for expense segregation, customizable debit and credit cards with spending policies, and various payment options including ACH, wires, and checks. The app also features automated money management tools and offers rewards on purchases and interest on savings.

20 checking accounts for expense segregationMultiple debit/credit cards with spend policies1.5% cash back on credit card purchases
๐Ÿ’ฐ Finance
(3.3K)
free
5
Revolut Business
Revolut Business
Revolut Business
Banking fรผr dein Unternehmen
Free

Manage your business finances with an all-in-one account designed for efficiency. Track spending, issue corporate cards, and handle global payments in multiple currencies. Automate expense management and gain insights with advanced analytics to support business growth.

Global payments in 30+ currenciesIssue physical and virtual corporate cardsAutomated expense management
๐Ÿ’ฐ Finance
(2.7K)
subscription
6
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
๐Ÿ’ฐ Finance
(57K)
free
7
Mercury | Bank Differently
Mercury | Bank Differently
Mercury | Bank Differently
Business and personal accounts
Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing
๐Ÿ’ฐ Finance
(12K)
freemium
8
Meritrust Business
Meritrust Business
Meritrust Business
Meritrust Credit Union
Free

Manage your business finances on the go with this mobile banking solution. Access account details, transfer funds, deposit checks, and handle payments directly from your smartphone.

Self-Service User AccessACH Approvals & Positive PayeStatements & Notifications
๐Ÿ’ฐ Finance
(8.2K)
free with in-app purchases
9
Ameris Bank Business Mobile
Ameris Bank Business Mobile
Ameris Bank Business Mobile
by Ameris Bancorp
Free

Manage your business finances conveniently from your iPhone. Check balances, transfer funds between accounts, pay bills, and deposit checks remotely. This app is available to all Ameris Bank online banking customers.

Check account balancesSearch recent transactionsTransfer funds between accounts
๐Ÿ’ฐ Finance
(6.1K)
free
10
Kuda Business
Kuda Business
Kuda Business
Kuda Business Banking App
Free

Open a business bank account in minutes and accept payments online or offline. Manage inventory, send invoices, and simplify expenses with virtual POS and expense cards. This app offers a comprehensive suite of tools for Nigerian freelancers and SMEs to manage their finances and operations.

Open business bank accountAccept online/offline paymentsInstant settlement
๐Ÿ’ฐ Finance
(973)
free
11
Halifax Mobile Banking
Halifax Mobile Banking
Halifax Mobile Banking
Extra easy, quick and secure
Free

Manage your finances on the go with secure and quick access to your accounts. Check balances, make payments, track spending, and even freeze your card if needed. Offers personalized insights and savings tools to help you reach your financial goals.

Biometric login (face/fingerprint)Card management (freeze/order)Payment summaries
๐Ÿ’ฐ Finance
(7.2K)
free
12
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
SoFi: Bank, Invest & Crypto
Online Banking & Investing
Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account
๐Ÿ’ฐ Finance
(386K)
free with in-app purchases
13
CitiBusinessยฎ Mobile
CitiBusinessยฎ Mobile
CitiBusinessยฎ Mobile
CitiBusiness Online Mobile App
Free

Manage your commercial accounts conveniently from your mobile device. Access your accounts securely anytime, anywhere, with features like mobile check deposit, balance monitoring, and transaction approvals. It simplifies business banking on the go.

Mobile check depositAccount balance monitoringInitiate payments and transfers
๐Ÿ’ฐ Finance
(5.7K)
free
14
BBVA Spain | Online banking
BBVA Spain | Online banking
BBVA Spain | Online banking
Download your BBVA Online app
Free

This banking app uses AI to personalize your financial experience, offering faster transactions and a financial coach to help you save and reduce expenses. It also includes features like a virtual assistant, multi-bank connectivity, and tools for mortgages, loans, and investments.

AI-powered personalized shortcutsFinancial Coach for savings and expense reductionVirtual assistant for customer support
๐Ÿ’ฐ Finance
(2.9K)
free
15
Online Banking for Business
Online Banking for Business
Online Banking for Business
by The Standard Bank of South Africa Limited
Free
๐Ÿ’ฐ Finance
(0)
16
CNB Mobile Online Banking
CNB Mobile Online Banking
CNB Mobile Online Banking
by The Canandaigua National Bank and Trust Company
Free

Manage your bank accounts on the go with real-time information, transaction history, and fund transfers. Deposit checks, pay bills, and securely message your bank. Locate branches and ATMs, and easily connect with customer support.

Real-time account informationSearch account historyMobile check deposit
๐Ÿ’ฐ Finance
(3.6K)
free
17
Lloyds Business Banking app
Lloyds Business Banking app
Lloyds Business Banking app
Moving your business forward
Free

Manage your business finances on the go. Apply for accounts, make payments, and access support with secure, convenient tools. Offers free accounting software and initial fee waivers.

Apply for a Business AccountFree accounting softwareBiometric login
๐Ÿ’ฐ Finance
(100)
free
18
N26 โ€” Love your bank
N26 โ€” Love your bank
N26 โ€” Love your bank
Bank, save, and invest
Free

Manage your banking, savings, and investments all in one app. Open an account in minutes, send money instantly, and grow your savings with flexible options. Invest in stocks and ETFs commission-free.

Online bank account openingInstant money transfersSavings accounts with interest
๐Ÿ’ฐ Finance
(12K)
free with in-app purchases
19
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
Standard Bank / Stanbic Bank
by The Standard Bank of South Africa Limited
Free

Manage your finances effortlessly with this banking app. Track accounts, make payments, apply for loans, and access financial documents all from your mobile device. Enjoy convenient banking tools and personalized offers.

Quick payments and transfersOpen savings accounts onlineManage cards and set limits
๐Ÿ’ฐ Finance
(5.2K)
free
20
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

Manage accounts and cardsSend and request money with ZelleยฎDeposit checks with increased limits
๐Ÿ’ฐ Finance
(2.1M)
free with in-app purchases

Related searches