Best Otherpay Duo Apps

205+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

Looking for free otherpay duo apps? 20 of our 205+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Otherpay Duo

Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Strong Contender
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#36in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Shop anywhere, manage & save
Worth Considering
💰 Finance
4.9😞(2.2M ratings)
FreeAds
#11in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues

More Otherpay Duo apps to explore

4
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(83K)
free
5
U9 App
U9 App
U9 App
by OOREDOO MYANMAR LIMITED
Free

This digital companion allows users to manage their mobile services, recharge accounts, and pay bills. It also offers entertainment options like games and music, along with digital payment features and exclusive rewards.

SIM and account managementRecharge and data pack purchasesBill payments
📊 Productivity
(2.7K)
free
6
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(162K)
free with in-app purchases
7
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
🍔 Food & Drink
(3K)
free
8
Alipay - Simplify Your Life
Alipay - Simplify Your Life
Alipay - Simplify Your Life
by Alipay (Hangzhou) Technology Co., Ltd.
Free

This app serves as a digital payment and services platform, primarily for users in China. It enables seamless online and in-person transactions with merchants both domestically and internationally. Foreign visitors can link their credit cards for use within China.

Online paymentsIn-person paymentsInternational merchant acceptance
🌟 Lifestyle
(4.1K)
free with in-app purchases
9
NCT - NhacCuaTui Nghe MP3
NCT - NhacCuaTui Nghe MP3
NCT - NhacCuaTui Nghe MP3
Music, Playlists & Videos
Free

Stream popular Vietnamese and international music, albums, and playlists for free. Discover new trends, create custom playlists, and download songs for offline listening. Enjoy high-quality sound and innovative features like lyrics search and song recognition.

Massive music libraryCustomizable playlistsOffline music downloads
🎵 Music
(34K)
free with in-app purchases
10
VietinBank iPay
VietinBank iPay
VietinBank iPay
Embrace the digital life
Free

This universal digital banking app allows individuals to manage accounts, cards, savings, and loans online. It offers advanced security features like eKYC and FacePay, along with convenient payment solutions and loyalty rewards. Enjoy a wide range of services and partner offers with no maintenance or transfer fees.

Electronic identification (eKYC)FacePay biometric authenticationOnline account management
💰 Finance
(1.4K)
free
11
Cooky - Cho Bữa Ăn Tiện Lợi
Cooky - Cho Bữa Ăn Tiện Lợi
Cooky - Cho Bữa Ăn Tiện Lợi
Meal kit, ready to heat
Free

This app simplifies cooking by delivering pre-prepped meal kits. Enjoy a variety of international and Vietnamese dishes with quick preparation and delivery within an hour. It aims to eliminate the hassle of food preparation for busy households.

Pre-prepped meal kitsFast delivery (within 1 hour)Free shipping
🍔 Food & Drink
(1.2K)
free with in-app purchases
12
Octopus 八達通
Octopus 八達通
Octopus 八達通
by OCTOPUS Cards Ltd.
Free

Manage your everyday finances and payments with this app. Top up transit cards, pay bills online, and earn rewards. It also offers prepaid cards for global shopping and enhanced spending control.

Top up Octopus cardsCheck expenses and subsidiesMobile Octopus for iPhone/Apple Watch
💰 Finance
(2.4K)
free with in-app purchases
13
VNPAY App
VNPAY App
VNPAY App
Simplify your life
Free

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

Multiple secure payment methodsQR code scanningOnline shopping on VnShop
💰 Finance
(657)
free
14
Laban Key: Gõ tiếng Việt
Laban Key: Gõ tiếng Việt
Laban Key: Gõ tiếng Việt
Bàn phím tiếng Việt thông minh
Free

This keyboard app offers an intelligent way to type Vietnamese, ensuring accuracy and efficiency across all operating systems. It features advanced spelling correction, predictive text, and extensive customization options for a personalized typing experience.

Vietnamese typing (Telex & VNI)Spelling correctionPredictive text
🔧 Utilities
(249)
free
15
Moreta Pay
Moreta Pay
Moreta Pay
Easy payments for travelers
Free

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

QR payments in Southeast AsiaPay in your own currencyNo cash exchanges or ATM runs
💰 Finance
(396)
free
16
Hotlink
Hotlink
Hotlink
by Maxis Mobile Services Sdn Bhd
Free

Manage your mobile plan, access rewards, and explore entertainment options. This app offers a unified experience for both prepaid and postpaid users, providing tools for account management, bill payments, and exclusive deals.

Plan summary and usage trackingExclusive deals and e-vouchersAccess to entertainment services
🔧 Utilities
(216)
free with in-app purchases
17
Cellcard
Cellcard
Cellcard
More than a self-care app
Free

Manage your mobile account, browse and subscribe to plans, and top-up your balance with ease. Discover exclusive deals and promotions. This app offers a streamlined and intuitive way to handle all your mobile service needs.

Account managementEasy plan subscriptionsScan-to-top-up
📊 Productivity
(3.1K)
free with in-app purchases
18
Lịch Vạn Niên 2026 & Lịch Việt
Lịch Vạn Niên 2026 & Lịch Việt
Lịch Vạn Niên 2026 & Lịch Việt
Lịch Âm Dương 2026 - Xem Tử Vi
Free

This app provides a comprehensive Vietnamese calendar, including lunar and solar dates, auspicious hours, and daily forecasts. It also offers cultural content, fortune-telling features, and practical tools like note-taking and a feng shui compass.

Lunar and solar calendar lookupAuspicious hour identificationDaily weather forecasts
🔍 Reference
(17K)
subscription
19
Ahamove
Ahamove
Ahamove
by TUC THOI SERVICE CORPORATION
Free

Easily book bike and truck drivers for parcel and goods delivery in Vietnam. Enjoy transparent pricing, real-time tracking, and fast service with experienced drivers.

Book bike and truck driversParcel and goods deliveryTransparent pricing
✈️ Travel
(105)
free with in-app purchases
20
LPBank
LPBank
LPBank
Ngân hàng trực tuyến 24/7
Free

This digital banking app offers 24/7 online financial services, including money transfers, bill payments, and shopping with partner merchants. It provides convenient access to banking features for both individuals and businesses, all from a mobile device.

Online money transfersBill paymentsMobile banking
💰 Finance
(74)
free