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Best Payment Authenticator App

0+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

The best payment authenticator app on iPhone average 4.5★ across 0+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Payment Authenticator App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Salesforce AuthenticatorSalesforce AuthenticatorFree4.6★ (4.3K)NoNoAug 2026
2ID.me AuthenticatorID.me AuthenticatorFree4.3★ (100K)NoNoAug 2026
3Authenticator ℠ AppAuthenticator ℠ AppFree4.3★ (4.7K)YesYesAug 2026
4Authenticator App ＋Authenticator App ＋Free3.4★ (1.2K)NoYesAug 2026
5Authenticator AppAuthenticator AppFree4.6★ (48K)NoYesAug 2026
6Authenticator App†Authenticator App†Free4.5★ (2.5K)NoYesAug 2026
7Authenticator App ™Authenticator App ™Free4.4★ (24K)NoYesAug 2026
8Authenticator+ AppAuthenticator+ AppFree4.5★ (3K)NoYesAug 2026

Top Picks for Payment Authenticator App

Salesforce Authenticator#1

Salesforce Authenticator by salesforce.com

Editor's Choice
💼 Business
4.6😐(4.3K ratings)
Free
Salesforce Authenticator screenshot 1
Salesforce Authenticator screenshot 2
Salesforce Authenticator screenshot 3
Salesforce Authenticator screenshot 4
Salesforce Authenticator screenshot 5

Enhance your online security with multi-factor authentication. This app sends push notifications to your device for identity verification, allowing you to approve or deny login attempts with a simple tap. It also offers one-time verification codes for offline use and can automate approvals for trusted locations.

What We Love

  • 🚀 Fast and efficient
  • 🔒 Secure authentication
  • 👍 Easy to use
  • 🔋 Reliable backup feature

Room to Improve

  • 🐛 Inconsistent location tracking
  • 🐛 Frequent re-authentication required
  • 🐛 Unreliable push notifications
ID.me Authenticator#2

ID.me Authenticator by ID.me

Strong Contender
📊 Productivity
4.3😞(100K ratings)
Free
#43in Productivity
ID.me Authenticator screenshot 1
ID.me Authenticator screenshot 2
ID.me Authenticator screenshot 3
ID.me Authenticator screenshot 4

This app provides a free multi-factor authentication solution for your account, adding an extra security layer to prevent unauthorized access. It generates secure verification tokens, including time-based codes and push notifications, to confirm your identity during login.

What We Love

  • 🚀 Easy to use
  • 💡 Comprehensive identity verification
  • 👍 Clean and straightforward interface

Room to Improve

  • 🐛 Frequent technical issues
  • 🕰️ Slow and unresponsive support
  • 🤯 Confusing and frustrating workflow
Authenticator ℠ App#3

Authenticator ℠ App by BEGAMOB GLOBAL LIMITED

Authentication App: 2FA, MFA
Worth Considering
🔧 Utilities
4.3(4.7K ratings)
FreeAdsIn-App Purchases
#13in Utilities
Authenticator ℠ App screenshot 1
Authenticator ℠ App screenshot 2
Authenticator ℠ App screenshot 3
Authenticator ℠ App screenshot 4
Authenticator ℠ App screenshot 5
Authenticator ℠ App screenshot 6

Secure your online accounts with standards-based two-factor authentication. This app generates time-based one-time passwords directly on your device, offering a reliable second step for sign-ins without relying on SMS codes. Protect personal and work accounts across various platforms.

More Payment Authenticator App apps to explore

4
Authenticator App ＋
Authenticator App ＋
Authenticator App ＋
Authentication App, Copilot
Free

Secure your online accounts with an authentication and password management tool. It offers AI assistance for setup, generates strong passwords, and detects data leaks and phishing sites. Access is secured with biometric authentication.

Account Authentication CopilotPassword Generator & Manager2FA Support
💼 Business
(1.2K)
free with in-app purchases
5
Authenticator App
Authenticator App
Authenticator App
2FA Authentication MFA & OTP
Free

This app provides secure two-factor authentication codes for your online accounts, enhancing security with encryption and backups. It offers seamless synchronization across Apple devices and quick access via widgets, even when offline.

Secure & Private EncryptionEncrypted BackupAutomatic Synchronization
📊 Productivity
(48K)
subscription
6
Authenticator App†
Authenticator App†
Authenticator App†
2FA Authentication MFA OTP
Free

Secure your online accounts with a versatile two-factor authentication solution. Manage all your authentication codes in one place, offering enhanced security for websites, services, and crypto wallets. Supports biometric access and offline code generation.

Two-factor authentication (2FA)Multi-factor authentication (MFA)Time-based one-time passwords (TOTP)
🔧 Utilities
(2.5K)
free with in-app purchases
7
Authenticator App ™
Authenticator App ™
Authenticator App ™
Two Factor Authentication
Free

This app provides a secure way to manage two-factor authentication (2FA) for your online accounts. It generates time-based one-time passwords (TOTP) that update every 30 seconds, offering an extra layer of security without needing an internet connection. Features include iCloud backup, cross-device synchronization, and biometric unlock.

Time-based one-time password (TOTP) generationSecure iCloud backup and encryptionSynchronization across all devices
🔧 Utilities
(24K)
free with in-app purchases
8
Authenticator+ App
Authenticator+ App
Authenticator+ App
Authentication OTP 2FA/MFA
Free

This app provides an unlimited proxy and ad blocker for Safari, enhancing your browsing experience. It also offers a VPN manager with numerous servers and a data manager to track Wi-Fi and cellular data usage.

Ad blocking for SafariUnlimited proxy accessVPN server manager
📊 Productivity
(3K)
free with in-app purchases
9
Microsoft Authenticator
Microsoft Authenticator
Microsoft Authenticator
Protects your online identity
Free

Securely sign into online accounts with multi-factor authentication, passwordless login, or password autofill. Manage multiple accounts, including non-Microsoft services, and access Microsoft products and services seamlessly.

Multi-factor authentication (MFA)Passwordless sign-inPassword autofill
📊 Productivity
(677K)
free
10
Authenticator© App
Authenticator© App
Authenticator© App
Authenticator App - 2FA, OTP
Free

This app provides a secure way to manage two-factor authentication (2FA) for your online accounts. It generates time-based one-time passwords (TOTP) directly on your device, offering enhanced security against interception and SIM swap attacks. Easily set up accounts, access codes offline, and manage your credentials with advanced protection options.

Secure 2FA and OTP generationOffline code accessEasy account setup via QR or manual entry
🔧 Utilities
(398)
free with in-app purchases
11
Authenticator™ App
Authenticator™ App
Authenticator™ App
Authenticator App
Free

This app generates secure, time-based one-time passwords for two-factor authentication. It supports automatic setup via QR code and works offline, synchronizing across Apple devices with iCloud backup and encryption.

Automatic QR code setupOffline code generationiCloud Backup & Encryption
🔧 Utilities
(436)
free with in-app purchases
12
Authenticator App+
Authenticator App+
Authenticator App+
2FA Two Factor Authentication
Free

Secure your online accounts with this app. It generates and stores two-factor authentication codes for popular services. Features include QR code scanning, end-to-end encryption, and device syncing.

Generate and store 2FA/MFA codesScan QR codes or enter manuallyEnd-to-end encryption
📊 Productivity
(12K)
subscription
13
Google Authenticator
Google Authenticator
Google Authenticator
by Google
Free

Enhance your online security with a second verification step for your accounts. Generate codes directly on your phone, even offline, to protect against unauthorized access. Sync codes across devices for easy access and manage multiple accounts securely.

Offline code generationSync codes across devicesAutomatic QR code setup
🔧 Utilities
(1.1M)
free
14
PlayStation App
PlayStation App
PlayStation App
by PlayStation Mobile Inc.
Free

Stay connected with your gaming network and favorite titles on the go. Chat with friends, discover new games and deals, and manage your console remotely. Download games and add-ons, and check console storage from anywhere.

Connect with friends onlineVoice chat and messagingDiscover games and deals
🎬 Entertainment
(91K)
free
15
Authenticator
Authenticator
Authenticator
Authentication for Google
Free

Enhance your online account security with this two-factor authentication utility. Easily add accounts by scanning QR codes and benefit from bank-grade encryption and biometric unlock for peace of mind. Supports thousands of websites and services.

Bank-Grade EncryptionSecure 2FA and MFA TokensEffortless Setup (QR Scan)
📊 Productivity
(406)
free with in-app purchases
16
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
17
Authenticator app - 2FA, MFA
Authenticator app - 2FA, MFA
Authenticator app - 2FA, MFA
Two Factor Authentication, OTP
Free

This app provides secure two-factor authentication for over 1000 popular online accounts. It offers quick access via widgets and Apple Watch, and ensures your data is safe with no internet exchange. Easily set up accounts by scanning QR codes or entering secret keys.

Two-factor authentication (2FA)Multi-factor authentication (MFA)Supports 1000+ apps
🔧 Utilities
(5.7K)
free with in-app purchases
18
Authenticator App • 2FA • MFA
Authenticator App • 2FA • MFA
Authenticator App • 2FA • MFA
Two Factor Authenticator, MFA
Free

Secure your online accounts with two-factor and multi-factor authentication. Generates time-based one-time passwords (TOTP) and OTP codes for fast, reliable logins. Includes a built-in password manager and encrypted backup for all your credentials.

Two-factor authentication (2FA)Multi-factor authentication (MFA)Time-based one-time passwords (TOTP)
🔧 Utilities
(904)
free with in-app purchases
19
Paysera Super App
Paysera Super App
Paysera Super App
The all in one finance app
Free

Manage all your finances in one place with this versatile app. Open accounts, control spending, save money, use payment cards, and even trade gold. Available in multiple languages with robust security features and 24/7 support.

Online account openingManage spending and savingsContactless Visa cards
💰 Finance
(816)
free with in-app purchases
20
Authenticator App－2FAS・MFA・OTP
Authenticator App－2FAS・MFA・OTP
Authenticator App－2FAS・MFA・OTP
Two Factor Authentication・TOTP
Free

Enhance your online security by generating time-based one-time passcodes for two-factor authentication. Securely manage multiple accounts with effortless setup, biometric integration, and cloud backups. Enjoy a sleek interface with cross-device syncing for ultimate convenience.

Multiple account supportQR code scanning for setupFace ID/Touch ID integration
🔧 Utilities
(553)
free with in-app purchases

FAQ about Payment Authenticator App

What is the best payment authenticator app for iPhone?
Salesforce Authenticator tops our payment authenticator app ranking as of July 2026, with a 4.6-star average from 4.3K App Store ratings, and it's free to download.
Yes — 20 of the top payment authenticator app we rank are free to download, including Salesforce Authenticator and ID.me Authenticator.
Salesforce Authenticator has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
Salesforce Authenticator provides multi-factor authentication (MFA) to secure your online accounts. It allows you to verify your identity when logging in or performing critical actions by sending push notifications to your mobile device, which you can approve or deny with a tap.
The app adds an extra layer of security by requiring a second form of verification beyond just a password. This can be through approving a push notification or by using one-time verification codes, making it much harder for unauthorized users to access your accounts.