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Best Payment Method Apps

221+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good payment method apps. We benchmark 221+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Payment Method Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8★ (6.7M)YesNoJul 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoJul 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)YesNoJul 2026
4MoneyGram® Money Transfers AppMoneyGram® Money Transfers AppFree4.9★ (679K)YesNoJul 2026
5Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (83K)NoNoJul 2026
6ZulioZulioFree4.1★ (10)NoNoMay 2026
7Remitly: Fast money transfersRemitly: Fast money transfersFree4.9★ (2.6M)NoNoJul 2026
8Tamara | Shop Now Pay LaterTamara | Shop Now Pay LaterFree4.7★ (59K)NoNoJul 2026

Top Picks for Payment Method

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#2in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#38in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support

More Payment Method apps to explore

4
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Send money internationally quickly and securely. Your recipients can receive funds via bank account, debit card, mobile wallet, or cash pickup. Transfers are available in over 200 countries and territories, with clear upfront costs and real-time exchange rates.

Fast transfers (minutes)Flexible delivery optionsGlobal reach (200+ countries)
💰 Finance
(679K)
free with in-app purchases
5
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(83K)
free
6
Zulio
Zulio
Zulio
Accept cards not fees.
Free

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

Accept card paymentsNo processing feesAuto-calculate fees
💼 Business
(10)
free
7
Remitly: Fast money transfers
Remitly: Fast money transfers
Remitly: Fast money transfers
Send payments internationally
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.6M)
free with in-app purchases
8
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
9
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(9.6K)
free with in-app purchases
10
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(831K)
free with in-app purchases
11
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
12
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
13
Nomrebi: Caller ID
Nomrebi: Caller ID
Nomrebi: Caller ID
Always know who is calling you
Free

Identify unknown callers instantly with this popular caller ID application. It provides real-time information about who is on the other end of the line, helping you avoid spam and unwanted calls.

Caller identificationSpam protectionUnknown number lookup
🌐 Social Networking
(725)
ad-supported
14
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
15
Accept Payments by Autobooks
Accept Payments by Autobooks
Accept Payments by Autobooks
Payments, Invoices, Tap to Pay
Free

Accept various payment methods like credit cards, debit cards, and digital wallets directly on your phone. Send invoices, create online checkout pages, and manage payments for your business securely.

Accept credit/debit card and digital wallet paymentsTap to Pay functionalityEmail or text invoices
💰 Finance
(21)
free
16
Flash: Mobile Payments & Bills
Flash: Mobile Payments & Bills
Flash: Mobile Payments & Bills
Easy Mobile Payments
Free

Make instant digital payments securely with your phone, eliminating the need for cash or cards. Track spending, pay bills, and manage finances with ease. Features biometric authentication for secure transactions.

Instant digital paymentsScan and pay in-store and on deliveryBill reminders and payments
💰 Finance
(145)
free
17
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
18
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Payments for UAE. Plus Violet.
Free

This app provides a fast and secure platform for individuals and businesses in the UAE to send, receive, and manage money. It offers features for personal payments, business transactions, and contactless payment acceptance directly on an iPhone.

Send and receive money instantlyAccept contactless payments on iPhoneBusiness payment processing
💰 Finance
(734)
free with in-app purchases
19
Paylinks
Paylinks
Paylinks
Send links to accept payments
Free

Easily accept online payments by creating payment links. Share these links via email, messaging, or social media, allowing customers to pay quickly with their preferred method. Ideal for small businesses and freelancers for low-value transactions.

Create payment requestsGenerate shareable payment linksAccept payments via PayPal, Stripe, Square
💰 Finance
(1)
free
20
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go. When used with a compatible card reader, it facilitates credit card transactions, records cash payments, processes refunds, sends email receipts, and provides access to transaction history.

Accept credit card transactionsRecord cash transactionsProcess refunds
💰 Finance
(29)
free

FAQ about Payment Method

What are the best payment method apps for iPhone?
Apple Wallet tops our payment method apps ranking as of May 2026, with a 4.8-star average from 6.7M App Store ratings, and it's free to download.
Yes — 20 of the top payment method apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet shows ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 221+ payment method apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
The Wallet app is a secure digital wallet on your iPhone and Apple Watch. It allows you to store and manage various digital items like credit and debit cards, driver's licenses, transit cards, event tickets, and keys, all in one convenient place.
Key features include storing and using credit/debit cards for secure payments via Apple Pay, adding eligible driver's licenses or state IDs for digital presentation, storing transit and event tickets for easy access, and managing digital keys for cars, homes, and hotels.