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Best Payment Method Apps

221+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Every iPhone needs a few good payment method apps. We benchmark 221+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Payment Method

Apple Wallet#1

Apple Wallet by Apple Inc.

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
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Apple Wallet screenshot 6

An app that consolidates important items like credit cards, IDs, tickets, and more on your iPhone, promoting easy and secure payments in stores or online using Apple Pay, offering features like Apple Pay Later and Apple Card for simplified transactions and management.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
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PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#29in Shopping
Afterpay: Pay over time screenshot 1
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Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support

More Payment Method apps to explore

4
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
MoneyGram® Money Transfers App
Send Money Transfers Online
Free

Transfer money globally with ease using the app. Send funds to bank accounts, mobile wallets, or for cash pickup in over 200 countries and territories. Fast, flexible, and secure money transfers at your fingertips.

💰 Finance
(667K)
5
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(3K)
6
Zulio
Zulio
Zulio
Accept cards not fees.
Free

This application allows businesses to accept card payments without incurring high fees, providing customers with a choice in payment methods while keeping costs low. By auto-calculating credit card fees and offering cash discounts, businesses can keep 100% of their earnings and enjoy hassle-free payment processing with personal support.

💼 Business
(10)
7
Remitly: Send money abroad
Remitly: Send money abroad
Remitly: Send money abroad
Send for Personal or Business
Free

Easily send money to friends and family abroad with our user-friendly app. Enjoy secure and convenient international transfers at your fingertips. Sign up now to stay connected globally!

💰 Finance
(2.6M)
8
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

💰 Finance
(59K)
9
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.3K)
10
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(820K)
11
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

This mobile point of sale app by Intuit enables easy on-the-go payments through various methods including card, Apple Pay, Google Pay, and Samsung Pay. Users can conveniently track transactions, reconcile with QuickBooks, and manage payments with no hidden fees. Accept payments anywhere and anytime seamlessly with QuickBooks GoPayment. For more information, visit the developer's website.

💼 Business
(6.4K)
12
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

💰 Finance
(2.2M)
13
Nomrebi: Caller ID
Nomrebi: Caller ID
Nomrebi: Caller ID
Always know who is calling you
Free

Stay informed with the leading caller ID app in Georgia, providing real-time information about incoming calls for enhanced security. Always be in the know about who is trying to reach you.

🌐 Social Networking
(725)
14
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(106K)
15
Accept Payments by Autobooks
Accept Payments by Autobooks
Accept Payments by Autobooks
Payments, Invoices, Tap to Pay
Free

This mobile application enables businesses to accept various forms of payment, including credit cards, debit cards, and digital wallets, both in-person and online, with secure and private transactions. With features like instant invoicing, payment links, and multi-user support, businesses can easily manage payments and access funds quickly, making it ideal for retail settings and teams with multiple employees.

💰 Finance
(21)
16
Flash: Mobile Payments & Bills
Flash: Mobile Payments & Bills
Flash: Mobile Payments & Bills
Easy Mobile Payments
Free

A secure and convenient mobile payments app that allows you to make instant digital payments, pay bills, and manage your finances with ease. Featuring QR code scanning, biometric authentication, bill reminders, and a wide range of bill payment services, this app aims to simplify your financial life. Download it now to experience a hassle-free way to manage your finances on the go.

💰 Finance
(125)
17
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Payoneer enables businesses to streamline global commerce by facilitating cross-border payments. With features like receiving payments worldwide, making international transactions, tracking payments, and accessing multilingual customer support, Payoneer empowers professionals to expand their business globally. Join millions of users already benefiting from Payoneer's services by downloading the app now and taking your business beyond.

💰 Finance
(5.1K)
18
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Ziina: Send. Spend. Get Paid.
Payments for UAE. Plus Violet.
Free

Send and receive cash instantly with this payment app. Easily split bills, get paid through QR codes, and cash out to your bank fast. Secure, fast, and convenient - sign up now for quick and easy payments!

💰 Finance
(678)
19
Paylinks
Paylinks
Paylinks
Send links to accept payments
Free

Easily accept online payments from customers by generating a payment link through the app and sharing it via any medium. This convenient solution supports major payment gateways and is ideal for small-value transactions, requiring no special devices or invoicing.

💰 Finance
(1)
20
SpotOn Payments
SpotOn Payments
SpotOn Payments
Accept payments anytime.
Free

This mobile app enables merchants to accept payments on the go, paired with a card reader, allowing them to process credit card transactions, record cash transactions, and manage refunds and receipts. Download the app to start accepting payments anytime, anywhere.

💰 Finance
(29)