Best Person To Person Payments Apps

214+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Looking for free person to person payments apps? 20 of our 214+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Person To Person Payments

Relay Payments#1

Relay Payments by Relay Payments Inc.

Digital payments for truckers
Editor's Choice
💰 Finance
4.8😞(30K ratings)
FreeAds
Relay Payments screenshot 1
Relay Payments screenshot 2
Relay Payments screenshot 3
Relay Payments screenshot 4
Relay Payments screenshot 5
Relay Payments screenshot 6

This app offers instant digital payments for truck drivers to cover expenses like fuel, lumper fees, scales, and parking. It eliminates the need for cash or checks, providing pricing transparency and discounts at participating merchants.

What We Love

  • 🚀 Efficient and easy to use
  • 👍 Convenient payment options
  • 💡 Helpful for lumper fee payments
  • 🚀 Fast and streamlined payment process

Room to Improve

  • ⏱️ Slow payment processing times
  • 🔍 Lack of transparency in fees
  • 🤖 Poor customer service and support
Zapper™ QR Payments & Rewards#2

Zapper™ QR Payments & Rewards by Zapper Limited

The rewarding way to pay.
Strong Contender
💰 Finance
4.8😐(3.9K ratings)
FreeAds
Zapper™ QR Payments & Rewards screenshot 1
Zapper™ QR Payments & Rewards screenshot 2
Zapper™ QR Payments & Rewards screenshot 3
Zapper™ QR Payments & Rewards screenshot 4
Zapper™ QR Payments & Rewards screenshot 5
Zapper™ QR Payments & Rewards screenshot 6

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

What We Love

  • 🚀 Fast and efficient
  • 💡 Convenient payment method
  • 👍 User-friendly app
  • 🔒 Secure payment processing

Room to Improve

  • 🐛 Bugs and technical issues
  • ❌ Unreliable functionality
  • 🤔 Confusing or unintuitive UI

More Person To Person Payments apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
6
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(261)
free
7
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
8
Accept Payments by Autobooks
Accept Payments by Autobooks
Accept Payments by Autobooks
Payments, Invoices, Tap to Pay
Free

Accept various payment methods like credit cards, debit cards, and digital wallets directly on your phone. Send invoices, create online checkout pages, and manage payments for your business securely.

Accept credit/debit card and digital wallet paymentsTap to Pay functionalityEmail or text invoices
💰 Finance
(21)
free
9
bit ביט
bit ביט
bit ביט
by Bank Hapoalim
Free

This app simplifies sending and receiving money, managing balances, and making secure online payments. It also facilitates group collections, payment requests, and even allows for pre-ordering foreign currency.

Send and receive moneyManage in-app balanceOnline shopping payments
💰 Finance
(2.2K)
free with in-app purchases
10
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases
11
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
12
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
💰 Finance
(4.1K)
free
13
Zeffy
Zeffy
Zeffy
In person payments for NPOs
Free

Transform your smartphone into a payment terminal for your nonprofit. Accept donations and sell tickets in person using major credit cards and mobile wallets. All donations go directly to your cause with no transaction fees.

Accept credit cards and mobile paymentsSell event tickets in personCollect donations in person
💼 Business
(44)
free
14
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
15
Swish payments
Swish payments
Swish payments
by Getswish AB
Free

Easily send money to friends, businesses, and charities using your mobile number. Pay for online purchases, split bills, or make donations. Funds are directly transferred to the recipient's bank account.

Send money to contactsPay companies and organizationsSplit bills
💰 Finance
(70)
free
16
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Moneypool: Payments w/ friends
Pool money with friends
Free

Easily collect money from friends for group events like dinners, trips, or gifts. Create a payment link to share, allowing friends to pay without downloading the app. Track all payments in one place and avoid manual tracking or awkward reminders.

Create payment linksShare links easilyFriends pay without app download
💰 Finance
(1.2K)
free with in-app purchases
17
Tank Payments
Tank Payments
Tank Payments
Banking, Payments, Fleet Cards
Free

This financial app is designed for freight carriers, offering instant invoice payments and fast money transfers to drivers. It also provides tools to manage fleet spending with customizable cards and real-time transaction alerts.

Instant invoice paymentsFast driver payments via SMSDirect bill payments
💰 Finance
(18)
free
18
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
19
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

P2P money transfersOnline bankingPayroll distribution
💰 Finance
(2K)
free
20
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases