PayLater - Split in 4 payments

PayLater - Split in 4 payments

The Only Way to Split Pay

271 ratings
167 reviews
Free

Details

  • Released
  • Updated
  • February 16, 2025
  • August 4, 2026

Features

PayLater - Split in 4 payments screenshot #1 for iPhone
PayLater - Split in 4 payments screenshot #2 for iPhone
PayLater - Split in 4 payments screenshot #3 for iPhone
PayLater - Split in 4 payments screenshot #4 for iPhone
PayLater - Split in 4 payments screenshot #5 for iPhone
PayLater - Split in 4 payments screenshot #6 for iPhone
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About

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installments
Fast and easy onboarding
Secure PCI DSS-compliant transactions
Shop with a network of top retailers
Transparent fees, no hidden charges
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What users say

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What's New in PayLater

3.4.1

August 4, 2026

What's New in PayLater We've made a number of improvements to make your PayLater experience even smoother. - Enhanced app performance and reliability - Updated agreements for greater transparency - More flexible repayment support, helping eligible customers get back on track with easier repayment options - General bug fixes and performance improvements Update to the latest version to enjoy the best PayLater experience

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User reviews

It doesn’t work with US phone number

I tried to use it but the phone number space is only for numbers with a certain area code.

0.5/5

The app idea is good, but the account policies are extremely frustrating. My account was suspended because my Qatar ID/card expiry was considered too close, even though it had not expired yet. Still 3 months

Requiring customers to have 6 months of validity remaining is an unreasonable restriction, especially when the customer’s ID/card is still valid.

This policy should be reviewed and communicated clearly to customers before restricting or suspending their accounts.
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So disappointing

In July 30th, I registered, uploaded 2 important bills. paid close to $300.00 for the subscription fee, the first payment on the two bills and the processing fees and yet here we are August 14th and the payments have not yet been paid yet I have made my second scheduled payment to pay later. When I uploaded the bills and they were both approved before the 7 day period listed on your site and confirmation said they would both be paid by aug12th. Now my car insurance is canceled and no one from customer support answers the phone or responds to emails! The whole point of your service is to pay the bills upfront and then get paid back in installments so tell me why I am paying installments for bills that have not even been paid yet?! I am highly confused and extremely frustrated!
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خذو مبلغ لهم بالرغم من ان المنتج مسترجع

‏شارية جهاز من Pay later في قطر وبعدها صار استرجاع للجهاز بسبب خلل فيه وتم طلب استرجاع المبلغ كامل م والمحل نفسه إلا ان pay later رجعو لي المبلغ ناقص وشهور وانا اطرش لهم ايميلات واستفسارات ولاحياة لمن تنادي مافهمت على اي اساس ياخذون لهم مبلغ من منتجع تم استرجاعه رسمي بموافقة المحل!!! هذي اول تجربة معاهم وماعجبني بصراحة بسبب اخذ مبلغ مش على وجه حق
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Scam

This app is officially an entirely a scam. They charge you a subscription fee on top of their virtual card fee now that they offer. I paid a bill with them July 15 and by July 28 they still haven’t paid my bill and my phone service has been shut off for over a week. You try to get in touch with them. Nobody answers, you try to call nobody answers I have to the BBB and I do not recommend anyone using this platform at all as it is more scamming than helpful In anyway
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Developer apps

User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Incompatible with older devices

Bug

Requested Features

2 requests

Monthly payment reminder

Feature

Higher spending limits

Feature

FAQ

What is PayLater?

PayLater is a buy now, pay later service that allows you to split your purchases into four equal, flexible installments. It offers a smarter way to shop by providing transparent payment options with no hidden fees.

How does PayLater work?

You can use PayLater to shop at participating retailers and split your payment into four equal installments. The onboarding process is fast and easy, requiring simple KYC and approval. Transactions are secure and processed locally.

Are there any hidden fees with PayLater?

No, PayLater emphasizes transparent fees. What you see is what you pay, meaning there are no hidden charges associated with splitting your payments. This ensures a clear and predictable payment experience.

Where can I use PayLater?

You can use PayLater to shop with a network of top retailers, including popular stores like Lulu and Fnac. The app facilitates local transactions, ensuring faster and safer processing across its merchant network.

Is PayLater free to use?

Yes, the app itself is free to download and use. The monetization model is based on facilitating purchases for merchants, allowing users to split payments without incurring additional fees beyond the agreed-upon installments.