PayLater - Split in 4 payments

PayLater - Split in 4 payments

The Only Way to Split Pay

271 ratings
163 reviews
Free

Details

  • Released
  • Updated
  • February 16, 2025
  • August 4, 2026

Features

PayLater - Split in 4 payments screenshot #1 for iPhone
PayLater - Split in 4 payments screenshot #2 for iPhone
PayLater - Split in 4 payments screenshot #3 for iPhone
PayLater - Split in 4 payments screenshot #4 for iPhone
PayLater - Split in 4 payments screenshot #5 for iPhone
PayLater - Split in 4 payments screenshot #6 for iPhone
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About

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installments
Fast and easy onboarding
Secure PCI DSS-compliant transactions
Shop with a network of top retailers
Transparent fees, no hidden charges
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What users say

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+2

What's New in PayLater

3.4.1

August 4, 2026

What's New in PayLater We've made a number of improvements to make your PayLater experience even smoother. - Enhanced app performance and reliability - Updated agreements for greater transparency - More flexible repayment support, helping eligible customers get back on track with easier repayment options - General bug fixes and performance improvements Update to the latest version to enjoy the best PayLater experience

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User reviews

Scam

This app is officially an entirely a scam. They charge you a subscription fee on top of their virtual card fee now that they offer. I paid a bill with them July 15 and by July 28 they still haven’t paid my bill and my phone service has been shut off for over a week. You try to get in touch with them. Nobody answers, you try to call nobody answers I have to the BBB and I do not recommend anyone using this platform at all as it is more scamming than helpful In anyway
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اقتراح

صعوبة البحث عن محل باللغه العربيه، يعني لازم اروح لهم المحل واشوف اذا في باي ليتر علشان اخذ وبعض المحلات واضحه من الصوره

Abdulla

Best best best app ever 🙏🏽🙏🏽

Customer Service

Since signing up for the service I have yet to receive an email in regards to the next steps after I submitted the first payment. The dates keep changing with no explanation. Call and email numerous times no response

Credit Limit Reduced Despite My Request

I am very disappointed with the service. Despite contacting your support team in advance and specifically requesting that my credit limit not be reduced because I would need it during July, my credit limit was still lowered.

This was extremely frustrating, as I had informed you of my upcoming need and expected my request to be taken into consideration. Reducing my limit despite my prior communication has caused significant inconvenience and has affected my trust in your service.

I hope you will review my case, restore my previous credit limit, and improve the way customer requests are handled in the future.
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Developer apps

User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Incompatible with older devices

Bug

Requested Features

2 requests

Monthly payment reminder

Feature

Higher spending limits

Feature

FAQ

What is PayLater?

PayLater is a buy now, pay later service that allows you to split your purchases into four equal, flexible installments. It offers a smarter way to shop by providing transparent payment options with no hidden fees.

How does PayLater work?

You can use PayLater to shop at participating retailers and split your payment into four equal installments. The onboarding process is fast and easy, requiring simple KYC and approval. Transactions are secure and processed locally.

Are there any hidden fees with PayLater?

No, PayLater emphasizes transparent fees. What you see is what you pay, meaning there are no hidden charges associated with splitting your payments. This ensures a clear and predictable payment experience.

Where can I use PayLater?

You can use PayLater to shop with a network of top retailers, including popular stores like Lulu and Fnac. The app facilitates local transactions, ensuring faster and safer processing across its merchant network.

Is PayLater free to use?

Yes, the app itself is free to download and use. The monetization model is based on facilitating purchases for merchants, allowing users to split payments without incurring additional fees beyond the agreed-upon installments.