1. Home
  2. 💰 Finance
  3. PayLater
PayLater - Split in 4 payments

PayLater - Split in 4 payments

The Only Way to Split Pay

266 ratings
156 reviews
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • February 16, 2025
  • July 15, 2026

Features

Developer

Pay Later
✨Promote your app ✨
PayLater - Split in 4 payments screenshot #1 for iPhone
PayLater - Split in 4 payments screenshot #2 for iPhone
PayLater - Split in 4 payments screenshot #3 for iPhone
PayLater - Split in 4 payments screenshot #4 for iPhone
PayLater - Split in 4 payments screenshot #5 for iPhone
PayLater - Split in 4 payments screenshot #6 for iPhone
📌Ready
Reviews summary↘︎
⭐156
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

✓Split payments into 4 installments
✓Fast and easy onboarding
✓Secure PCI DSS-compliant transactions
✓Shop with a network of top retailers
✓Transparent fees, no hidden charges
Show original description

What users say

Summarized from real user reviews of PayLater. Based on 266 reviews and a 3.5/5 average, it highlights the 2 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Trusted
  • 👍Great experience

Negative things

  • 💡No Arabic language support
  • 💡Low spending limit
  • 🐛Debit card not supported
  • 🐛OTP not received
  • 🐛Unable to delete app and restart
  • 🐛Discriminatory spending limits between customers
See all reviews
+1

What's New in PayLater

3.3.1

July 15, 2026

We've made improvements behind the scenes to keep your experience smooth and reliable. New Enhancements Performance improvements across the app Bug fixes for a more stable experience General enhancements and optimizations Thank you for using PayLater. Keep your app updated to enjoy the latest features and improvements.

More

User reviews

Most RecentHighest RatedLowest Rated

غير منصف

في توزيع الدفعات بعض الاعضاء مبالغ والمجموعه الاخرى اقل منهم لايوجد سقف موحد للكل
d07ahd07ah

After 7 months Still Under Review

After waiting long 7 months , still showing your profile is under review and the balance is ZERO, I don't have any types of loan, I don't have any credit cards and I don't have any Repayment issues with bank or any other services.

Worst service from customer service from Whatsapp and mail, after connecting still they are saying you are not eligible.
Show more
R007,R007,

برنامج فاشل وسيء

برنامج فاشل وسيء جدا وخدمه العملاء سيئه
Kalid111Kalid111

معاملة محرمة

للاسف مجرد اضافة شرط غرامة 50 ريال عند التأخر عن السداد اصبح العقد (((ربوي)))
م ا م بم ا م ب

تطبيق شكلي فقط وعنصري

"تطبيق عنصري وسيء"
لايحق لكم استخدام عروض التسديد الا على مزاج وكيف صاحب المحل يعني إذا صاحب المحل حب ان يخليك تقسط المبلغ انت فايز واذا ما حب يعطيك فأنت مجبور تدفع المبلغ كامل وحتى فريق التطبيق ما يقدرون يتدخلون.. فريق التطبيق شاطرين يوقعون قعود ويزيدون عدد المحلات في التطبيق لكن فعليا ليس كل المحلات الموجوده في التطبيق تقبل تقسيط المبالغ. بالمختصر تطبيق ضعيف ولا انصح حد ينزله لان الموضوع مزاجي وعنصري علي كيف الموظف اللي في المحل.
Show more
KaymubarakKaymubarak
See 151 more reviews

Developer apps

PayLater - Qatar
PayLater - Qatar

The Only Way to Split Pay

💰 Finance

(20)

Free
See developer apps

User experience

🐞

Reported Bugs

2 issues

Login screen freezes

Bug

Incompatible with older devices

Bug
✨

Requested Features

2 requests

Monthly payment reminder

Feature

Higher spending limits

Feature

FAQ

What is PayLater?

PayLater is a buy now, pay later service that allows you to split your purchases into four equal, flexible installments. It offers a smarter way to shop by providing transparent payment options with no hidden fees.

How does PayLater work?

You can use PayLater to shop at participating retailers and split your payment into four equal installments. The onboarding process is fast and easy, requiring simple KYC and approval. Transactions are secure and processed locally.

Are there any hidden fees with PayLater?

No, PayLater emphasizes transparent fees. What you see is what you pay, meaning there are no hidden charges associated with splitting your payments. This ensures a clear and predictable payment experience.

Where can I use PayLater?

You can use PayLater to shop with a network of top retailers, including popular stores like Lulu and Fnac. The app facilitates local transactions, ensuring faster and safer processing across its merchant network.

Is PayLater free to use?

Yes, the app itself is free to download and use. The monetization model is based on facilitating purchases for merchants, allowing users to split payments without incurring additional fees beyond the agreed-upon installments.