Best Pay Later Bills Apps

Sezzle: Buy Now, Pay Later

Shop & Pay in 4¹

Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

Zip - Buy Now, Pay Later

Shop & Pay in 4¹

Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

Paytient

Feel better. Pay later.

Free

An app that allows users to pay for healthcare costs over time without interest or fees. Users can set up an account quickly, access virtual Visa cards, and choose flexible repayment options. Helpful features include in-app support, tracking spending, and paying with various funding sources.

Afterpay: Pay over time

Shop Now. Split your payments.

Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

Affirm: Buy now, pay over time

Flexible payments, big savings

Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

Klarna: Smarter everyday money

Shop anywhere, manage & save

Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

Tabby: Pay over time

Pay in 4. No hidden fees

Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

Flex - Rent On Your Schedule

Pay rent on your own schedule

Free

An app that helps users pay their rent on a flexible schedule by splitting it into two payments, aiding in timely rent payments, cash flow management, and credit history improvement. Membership fee of $14.99/month plus 1% bill payment fee.

Xpress Bill Pay

The trusted way to pay

Free

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss out—get started today!

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

Beem: Cash Advance & Banking

Bank, Budget & Build Credit

Free

Get instant access to verified bank deposits and emergency funds with Beem. Subscribe for as low as $2.47/month to access features like early withdrawals, job loss protection, and more. Say goodbye to traditional cash advance apps and payday loans.

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

tricount: Split & Settle Bills

Bill Splitter & Track Expenses

Free

A bill-sharing application for groups to easily split expenses, create shared accounts, and track spending for various occasions like holidays and shared living. With features like uneven expense division, notifications, and offline functionality, it simplifies managing group finances. Users can create a tricount, share the link, and enjoy hassle-free expense management.

PayPal - Send, Manage, Pay

Savings, cash back, pay later

Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

FloatMe: Fast Cash Advance App

Borrow Money Between Paychecks

Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.