Best Paypal Pay In 4 Apps

247+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Looking for free paypal pay in 4 apps? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Paypal Pay In 4 Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoSep 2026
2PayLater: Split Your PaymentsPayLater: Split Your PaymentsFree3.5★ (298)NoNoSep 2026
3Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (117K)NoNoSep 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
5Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (866K)NoNoSep 2026
6Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoSep 2026
7Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (301K)NoNoSep 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.4M)YesNoSep 2026

Top Picks for Paypal Pay In 4

PayPal - Pay, Send, Save#1

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Editor's Choice
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#5in Finance
PayPal - Pay, Send, Save screenshot 1
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PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
PayLater: Split Your Payments#2

PayLater: Split Your Payments by Pay Later

Relax, PayLater
Strong Contender
💰 Finance
3.5😞(298 ratings)
Free
PayLater: Split Your Payments screenshot 1
PayLater: Split Your Payments screenshot 2
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PayLater: Split Your Payments screenshot 5
PayLater: Split Your Payments screenshot 6

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

What We Love

  • 👍 Trusted
  • 👍 Great experience

Room to Improve

  • 💡 No Arabic language support
  • 💡 Low spending limit
  • 🐛 Debit card not supported
  • 🐛 OTP not received
  • 🐛 Unable to delete app and restart
  • 🐛 Discriminatory spending limits between customers
Four | Buy Now, Pay Later#3

Four | Buy Now, Pay Later by Four Technologies, Inc

Flexible Shopping & Payments
Worth Considering
🛍️ Shopping
4.8😞(117K ratings)
Free
#61in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits
  • 🤩 Great app experience

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges
  • 🕰️ Slow refund processing
  • 🔒 Account/login issues

More Paypal Pay In 4 apps to explore

FAQ about Paypal Pay In 4

What are the best paypal pay in 4 apps for iPhone?
PayPal - Pay, Send, Save tops our paypal pay in 4 apps ranking as of September 2026, with a 4.8-star average from 6.3M App Store ratings, and it's free to download.
Yes — 20 of the top paypal pay in 4 apps we rank are free to download, including PayPal - Pay, Send, Save and PayLater: Split Your Payments.
PayPal - Pay, Send, Save shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 247+ paypal pay in 4 apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to shop securely online and in-store, send and receive money with others globally, earn cash back on purchases, and manage savings accounts. It also provides features for cryptocurrency trading and package tracking.
Key features include sending and receiving money in over 120 countries, saving cash back offers that apply automatically at checkout, requesting a PayPal Debit Card for earning rewards, buying and selling cryptocurrencies like Bitcoin, and growing money with high-yield savings accounts.