Best Paypal Pay In 4 Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Looking for free paypal pay in 4 apps? 20 of our 248+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Paypal Pay In 4 Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoNov 2026
2PayLater: Split Your PaymentsPayLater: Split Your PaymentsFree3.4★ (317)NoNoOct 2026
3Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.5M)YesNoNov 2026
4Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.9M)NoNoNov 2026
5Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (883K)NoNoNov 2026
6Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (124K)NoNoNov 2026
7Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoNov 2026
8Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (308K)NoNoNov 2026

Top Picks for Paypal Pay In 4

PayPal - Pay, Send, Save#1

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Editor's Choice
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
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PayPal - Pay, Send, Save screenshot 6

Securely shop online and in-store, send and receive money globally, and manage your finances. Earn rewards with a debit card and track packages. Offers purchase protection and buy now, pay later options.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
PayLater: Split Your Payments#2

PayLater: Split Your Payments by Pay Later

Relax, PayLater
Strong Contender
💰 Finance
3.4😞(317 ratings)
Free
PayLater: Split Your Payments screenshot 1
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PayLater: Split Your Payments screenshot 6

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

What We Love

  • 👍 Trusted
  • 👍 Great experience

Room to Improve

  • 💡 No Arabic language support
  • 💡 Low spending limit
  • 🐛 Debit card not supported
  • 🐛 OTP not received
  • 🐛 Unable to delete app and restart
  • 🐛 Discriminatory spending limits between customers
Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Worth Considering
💰 Finance
4.9😞(2.5M ratings)
FreeAds
#11in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop smarter with flexible payment options, earn up to 10% cashback, and compare prices across stores. Manage your money with savings accounts and get reliable mobile coverage. Access 24/7 customer service for a seamless shopping and financial management experience.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
  • 🕰️ Slow/delayed refund processing
  • 🤯 Poor customer service

More Paypal Pay In 4 apps to explore

FAQ about Paypal Pay In 4

What are the best paypal pay in 4 apps for iPhone?
PayPal - Pay, Send, Save tops our paypal pay in 4 apps ranking as of October 2026, with a 4.8-star average from 6.3M App Store ratings, and it's free to download.
Yes — 20 of the top paypal pay in 4 apps we rank are free to download, including PayPal - Pay, Send, Save and PayLater: Split Your Payments.
PayPal - Pay, Send, Save shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ paypal pay in 4 apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.