Best Paypal Pay In 4 Apps

248+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

Looking for free paypal pay in 4 apps? 20 of our 248+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Paypal Pay In 4 Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoOct 2026
2Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8โ˜… (121K)NoNoOct 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (753K)NoNoOct 2026
4PayLater: Split Your PaymentsPayLater: Split Your PaymentsFree3.5โ˜… (304)NoNoOct 2026
5Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9โ˜… (872K)NoNoOct 2026
6Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9โ˜… (2.5M)YesNoOct 2026
7Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9โ˜… (1.8M)NoNoOct 2026
8Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9โ˜… (304K)NoNoOct 2026

Top Picks for Paypal Pay In 4

PayPal - Pay, Send, Save#1

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
  • ๐Ÿค– Overly automated with lack of human interaction
Four | Buy Now, Pay Later#2
4.8๐Ÿ˜ž(121K ratings)
Free
#61in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • ๐Ÿ’ณ Convenient payment option
  • ๐Ÿ›’ Wide variety of stores
  • ๐Ÿค‘ Affordable payment plans
  • ๐Ÿ“ˆ Increasing spending limits
  • ๐Ÿคฉ Great app experience

Room to Improve

  • ๐Ÿค– Poor customer service
  • โŒ Declined/canceled orders
  • ๐Ÿ’ฐ Unauthorized charges
  • ๐Ÿ•ฐ๏ธ Slow refund processing
  • ๐Ÿ”’ Account/login issues
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
4.9๐Ÿ˜(753K ratings)
Free
#37in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
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Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • ๐Ÿš€ Convenient payment plan
  • ๐Ÿ’ณ No interest or hidden fees
  • ๐Ÿค Good customer service (initially)
  • ๐Ÿ“ˆ Increasing credit limit with usage
  • ๐Ÿ›’ Wide range of participating stores
  • ๐Ÿ•ฐ๏ธ Flexible payment scheduling
  • ๐Ÿ’ฐ Helps with budgeting and affordability

Room to Improve

  • ๐Ÿ› App/website technical issues
  • ๐Ÿ”’ Security and privacy concerns
  • ๐Ÿค– Lack of human customer support
  • ๐Ÿ”ฝ Drastic credit limit reductions
  • ๐Ÿšซ Accounts closed/banned for minor issues
  • ๐Ÿ’ณ Incompatibility with certain payment methods
  • ๐Ÿ•ฐ๏ธ Automatic payments causing overdraft issues

More Paypal Pay In 4 apps to explore

FAQ about Paypal Pay In 4

What are the best paypal pay in 4 apps for iPhone?
PayPal - Pay, Send, Save tops our paypal pay in 4 apps ranking as of October 2026, with a 4.8-star average from 6.3M App Store ratings, and it's free to download.
Yes โ€” 20 of the top paypal pay in 4 apps we rank are free to download, including PayPal - Pay, Send, Save and Four | Buy Now, Pay Later.
PayPal - Pay, Send, Save shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ paypal pay in 4 apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.