Best Pay Later Travel Apps

41+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

If you already know Airfordable, this is the deeper bench. 41+ pay later travel apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Pay Later Travel Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AirfordableAirfordableFree4.9โ˜… (3.1K)NoNoJul 2026
2Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8โ˜… (112K)NoNoJul 2026
3PayLater - Split in 4 paymentsPayLater - Split in 4 paymentsFree3.5โ˜… (266)NoNoJul 2026
4Cheap flights โ€“ WayAwayCheap flights โ€“ WayAwayFree4.8โ˜… (30K)NoNoJul 2026
5Sezzle - Buy Now, Pay LaterSezzle - Buy Now, Pay LaterFree4.9โ˜… (294K)NoNoJul 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (752K)NoNoJul 2026
7Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9โ˜… (840K)NoNoJul 2026
8Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9โ˜… (1.7M)NoNoJul 2026

Top Picks for Pay Later Travel

Airfordable#1

Airfordable by Airfordable

Installment plans for flights
Editor's Choice
โœˆ๏ธ Travel
4.9๐Ÿ˜Š(3.1K ratings)
Free
Airfordable screenshot 1
Airfordable screenshot 2
Airfordable screenshot 3
Airfordable screenshot 4

Book flights with flexible payment options. Pay a fraction of the cost upfront and spread the remaining balance across installments before your departure. Secure your airfare at a locked-in price and receive your e-ticket upon final payment.

What We Love

  • ๐Ÿš€ Affordable flights
  • ๐Ÿ‘ Flexible payment plans
  • ๐Ÿค Excellent customer service
  • ๐Ÿ”’ No credit check required

Room to Improve

  • ๐Ÿ› App glitches and crashes
  • ๐Ÿ’ฐ Expensive service fees
  • ๐Ÿค” Lack of transparency with changes
Four | Buy Now, Pay Later#2

Four | Buy Now, Pay Later by Four Technologies, Inc

Flexible Shopping & Payments
Strong Contender
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜ž(112K ratings)
Free
#65in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

What We Love

  • ๐Ÿ’ณ Convenient payment option
  • ๐Ÿ›’ Wide variety of stores
  • ๐Ÿค‘ Affordable payment plans
  • ๐Ÿ“ˆ Increasing spending limits

Room to Improve

  • ๐Ÿค– Poor customer service
  • โŒ Declined/canceled orders
  • ๐Ÿ’ฐ Unauthorized charges
PayLater - Split in 4 payments#3

PayLater - Split in 4 payments by Pay Later

The Only Way to Split Pay
Worth Considering
๐Ÿ’ฐ Finance
3.5๐Ÿ˜ž(266 ratings)
Free
PayLater - Split in 4 payments screenshot 1
PayLater - Split in 4 payments screenshot 2
PayLater - Split in 4 payments screenshot 3
PayLater - Split in 4 payments screenshot 4
PayLater - Split in 4 payments screenshot 5
PayLater - Split in 4 payments screenshot 6

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

What We Love

  • ๐Ÿ‘ Trusted
  • ๐Ÿ‘ Great experience

Room to Improve

  • ๐Ÿ’ก No Arabic language support
  • ๐Ÿ’ก Low spending limit
  • ๐Ÿ› Debit card not supported

More Pay Later Travel apps to explore

4
Cheap flights โ€“ WayAway
Cheap flights โ€“ WayAway
Cheap flights โ€“ WayAway
Last minute airplane tickets
Free

Finds the cheapest airline tickets by comparing prices and layover options. Set up price alerts for specific routes or destinations, and explore flexible travel dates with a price schedule and map. Also offers accommodation, tours, and car rentals.

Compare air ticket pricesPrice change notificationsPrice Schedule for flexible dates
โœˆ๏ธ Travel
(30K)
free
5
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
๐Ÿ›๏ธ Shopping
(294K)
free with in-app purchases
6
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
7
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(840K)
free with in-app purchases
8
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
๐Ÿ›๏ธ Shopping
(1.7M)
free with in-app purchases
9
Hopper: Flights, Hotels & Cars
Hopper: Flights, Hotels & Cars
Hopper: Flights, Hotels & Cars
Spend Less, Travel Better.
Free

Find and book flights, hotels, homes, and rental cars at the best prices. Get price predictions and notifications to know when to buy, or freeze prices to lock in a deal. Travel with confidence using flexible booking options and disruption guarantees.

Price prediction notificationsColor-coded deals calendarPrice freezing
โœˆ๏ธ Travel
(1.2M)
free with in-app purchases
10
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
11
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
๐Ÿ›๏ธ Shopping
(1.3K)
free
12
Kalabash: Flights & Payments
Kalabash: Flights & Payments
Kalabash: Flights & Payments
Pay Small Small & Travel card
Free

Secure your trip today and pay for flights in installments over time. Spend globally with a travel card and earn rewards on eligible purchases. Plan, book, and pay for your travel all in one convenient app.

Pay for flights in installmentsSplit payments over up to 6 monthsVirtual and physical travel cards
โœˆ๏ธ Travel
(3)
ad-supported
13
SplitTrip Travel
SplitTrip Travel
SplitTrip Travel
Split expenses on group trips
Free

Organize group trips by managing expenses, itineraries, documents, and communication in one place. Track shared costs, build daily plans, and store important travel details for a smoother experience.

Expense tracking and contribution loggingShared itinerary buildingGroup chat with polls
โœˆ๏ธ Travel
(1)
free
14
Trip.com: Flight, Hotel, Train
Trip.com: Flight, Hotel, Train
Trip.com: Flight, Hotel, Train
Travel Deals & Ticket Booking
Free

Plan your next holiday with an all-in-one travel app. Book flights, hotels, car rentals, and tours. Access travel essentials like e-sims and insurance. Earn rewards and enjoy 24/7 customer support.

Flight booking with flexible cancellationHotel price matching and booking discountsCar rental services
โœˆ๏ธ Travel
(37K)
free with in-app purchases
15
Skyscanner-่ถ…ๅ€ผๅ‡บ่กŒ
Skyscanner-่ถ…ๅ€ผๅ‡บ่กŒ
Skyscanner-่ถ…ๅ€ผๅ‡บ่กŒ
ๆœบ็ฅจใ€้…’ๅบ—ๅ’Œ็งŸ่ฝฆ้ข„่ฎข
Free

Easily plan your next trip by finding the best prices on flights, hotels, and rental cars. Compare deals from numerous providers with no hidden fees or booking charges. Discover new destinations and book with confidence.

Search for cheap flightsCompare hotel pricesBook rental cars
โœˆ๏ธ Travel
(493K)
free with in-app purchases
16
Moreta Pay
Moreta Pay
Moreta Pay
Easy payments for travelers
Free

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

QR payments in Southeast AsiaPay in your own currencyNo cash exchanges or ATM runs
๐Ÿ’ฐ Finance
(471)
free
17
CheapOair: Cheap Flight Deals
CheapOair: Cheap Flight Deals
CheapOair: Cheap Flight Deals
Book Flights, Hotels and Cars
Free

Easily book flights, hotels, and car rentals in one place. Discover travel deals, compare airfares, and enjoy a seamless, secure booking process. Get expert travel advice and plan your next adventure with flexible options.

Book flights, hotels, and car rentalsDiscover travel deals and offersCompare airfares from various airlines
โœˆ๏ธ Travel
(263K)
free with in-app purchases
18
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
๐Ÿ’ฐ Finance
(6.7M)
free
19
Traveloka: Book Hotel & Flight
Traveloka: Book Hotel & Flight
Traveloka: Book Hotel & Flight
Flight, Hotel, Travel Deals
Free

This app simplifies trip planning by offering a comprehensive platform for booking flights, hotels, and travel deals. Discover affordable airline tickets, worldwide accommodations, and local attractions. Secure car rentals, airport transfers, and even cruise packages all in one place.

Book affordable flightsWorldwide hotel bookingsAttractions and activities tickets
โœˆ๏ธ Travel
(5.7K)
free with in-app purchases
20
Tata Neu: Pay, Shop, Travel
Tata Neu: Pay, Shop, Travel
Tata Neu: Pay, Shop, Travel
Your daily spends, rewarded
Free

This app consolidates shopping, travel, and finance services from various Tata brands. Earn and redeem NeuCoins for savings across a wide range of products and services, from electronics and fashion to groceries and hotel bookings.

Shop favorite brands like Croma, Westside, TanishqBook travel with Air India and Taj HotelsEarn and redeem NeuCoins for savings
๐Ÿ›๏ธ Shopping
(408)
free with in-app purchases

FAQ about Pay Later Travel

What are the best pay later travel apps for iPhone?
Airfordable tops our pay later travel apps ranking as of July 2026, with a 4.9-star average from 3.1K App Store ratings, and it's free to download.
Yes โ€” 20 of the top pay later travel apps we rank are free to download, including Airfordable and Four | Buy Now, Pay Later.
Airfordable has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 41+ pay later travel apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Airfordable is a mobile application that allows you to book flights by paying for them in installments. You pay a fraction of the cost upfront and then pay the remaining balance in flexible installments before your departure date.
You can search for flights within the app and select an installment plan that suits your budget. A portion of the flight cost is paid upfront, and the rest is paid off in installments before you travel. Your e-ticket is confirmed once the final installment is paid.

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