Best Quick Small Loans Apps

175+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

Out of 175+ quick small loans apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Quick Small Loans Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5β˜… (88K)YesYesOct 2026
2Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9β˜… (46K)NoNoOct 2026
3Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4β˜… (32K)NoNoOct 2026
4Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeβ€”NoNoSep 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8β˜… (575K)NoNoOct 2026
6Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8β˜… (277K)NoNoOct 2026
7Cash Advance – Quick BorrowCash Advance – Quick BorrowFree3.7β˜… (22)YesNoOct 2026
8Together LoansTogether LoansFree4.3β˜… (406)NoNoOct 2026

Top Picks for Quick Small Loans

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
πŸ’° Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#10in Finance
Lenme: Borrowing and Lending screenshot 1
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Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • πŸš€ Smooth app experience
  • πŸ‘ User-friendly interface
  • πŸ’‘ Innovative peer-to-peer lending model
  • 🀝 Helpful when in financial need

Room to Improve

  • πŸ› Frequent app crashes
  • πŸ•°οΈ Slow customer support response times
  • πŸ’³ Issues with bank account linking
  • πŸ€·β€β™€οΈ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
Upstart: Personal Loans + More#2

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Strong Contender
πŸ’° Finance
4.9😞(46K ratings)
Free
#81in Finance
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Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • πŸ‘ Easy to use
  • πŸ‘ Convenient app
  • πŸ‘ Quick loan approval
  • πŸš€ Fast loan disbursement

Room to Improve

  • πŸ› Login issues
  • πŸ’° High interest rates
  • πŸ•°οΈ Slow payment processing
  • πŸ€” Unclear approval criteria
  • 🀨 Unethical business practices
Gerald - Cash Advance#3

Gerald - Cash Advance by Gerald Technologies, Inc

Get Cash Fast, No Credit Check
Worth Considering
πŸ’° Finance
4.4😞(32K ratings)
Free
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Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

What We Love

  • πŸ’― Excellent customer service
  • πŸš€ Convenient overdraft protection
  • 🀝 Helpful support team

Room to Improve

  • ⏱️ Slow processing times for advances
  • πŸ”’ Concerns about account security
  • πŸ’° Expensive subscription fees
  • 🀯 Confusing and misleading app features

More Quick Small Loans apps to explore

FAQ about Quick Small Loans

What are the best quick small loans apps for iPhone?
Lenme: Borrowing and Lending tops our quick small loans apps ranking as of October 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes β€” 20 of the top quick small loans apps we rank are free to download, including Lenme: Borrowing and Lending and Upstart: Personal Loans + More.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 175+ quick small loans apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.