Best Retirement Savings Apps

203+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Looking for free retirement savings apps? 20 of our 203+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Retirement Savings

Acorns: Save & Invest Money#1

Acorns: Save & Invest Money by Acorns Grow Incorporated

Grow Your Financial Wellness
Editor's Choice
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(954K ratings)
FreeAds
#69in Finance
Acorns: Save & Invest Money screenshot 1
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An app that helps users invest spare change for their future, with over $4 billion invested so far through Round-Upsยฎ. Start investing and saving today for financial growth.

What We Love

  • ๐Ÿš€ Exceptionally remarkable and highly impressive cryptocurrency recovery technology solution!!
  • ๐Ÿš€ Professional and highly efficient cryptocurrency recovery services!
  • ๐Ÿš€ Most extremely effective well experienced crypto recovery service expertises!
  • ๐Ÿš€ Helping people make good decisions about recovering their cryptocurrency lost funds.

Room to Improve

  • ๐Ÿ› You may never see your money again
  • ๐Ÿ› Lack of non automated assistance, a real person would be nice.
  • ๐Ÿ› Terrible when you need it most
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(3.2M ratings)
FreeAds
#14in Finance
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Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

What We Love

  • ๐Ÿš€ Efficient app with quick access to accounts
  • ๐Ÿ”’ Secure login process
  • ๐Ÿ‘ Comprehensive research and data tools
  • ๐Ÿ’ก Ability to link external accounts for full financial view

Room to Improve

  • ๐Ÿ› Inaccurate account information and performance data
  • ๐Ÿ” Cluttered and unintuitive user interface
  • ๐Ÿ” Difficult to navigate and find desired features
Vanguard: Save, Invest, Retire#3

Vanguard: Save, Invest, Retire by The Vanguard Group, Inc.

Investing, Advice, Retirement
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(177K ratings)
FreeAds
#81in Finance
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The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

What We Love

  • ๐Ÿš€ Comprehensive investment app
  • ๐Ÿค– Exceptional way to recover lost funds
  • ๐Ÿ‘ Majestic interface
  • ๐Ÿค‘ Best financial app

Room to Improve

  • ๐Ÿ•ฐ๏ธ Long wait times for customer service
  • ๐Ÿ› Inconsistent functionality
  • ๐Ÿคฏ Worthless app

More Retirement Savings apps to explore

4
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

๐Ÿ’ฐ Finance
(187K)
5
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Access financial wellness resources, manage retirement accounts, view balances, change contributions, and more with the intuitive OneAmerica Financial app. Designed for retirement plan participants, it prioritizes data security and provides support through email or website.

๐Ÿ’ฐ Finance
(8.4K)
6
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
J.P. Morgan Retirement Link
Free

Access your retirement account securely anytime, anywhere with our mobile app. Track balances, adjust contributions, and stay secure with biometric authentication. Start planning for a better retirement today.

๐Ÿ’ฐ Finance
(4.2K)
7
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

๐Ÿ’ฐ Finance
(28K)
8
Betterment Invest & Save Money
Betterment Invest & Save Money
Betterment Invest & Save Money
Investments & Cash Accounts
Free

An innovative investment platform designed to help users grow their wealth through automated investing, personalized advice, and goal-based strategies. Start investing smarter today for a more secure financial future.

๐Ÿ’ฐ Finance
(62K)
9
REALtirement by Nationwide
REALtirement by Nationwide
REALtirement by Nationwide
by Nationwide Mutual Insurance Company
Free

Access your account information anytime, anywhere with just 2 simple steps. Easily manage contributions, exchange funds, and update details on the go. Simplify your retirement account monitoring and management today.

๐Ÿ’ฐ Finance
(5.3K)
10
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan easily with the official TSP app. View account summary, monitor investments, use tools like the TSP virtual assistant, and securely manage your account on-the-go. Download now and stay on top of your finances conveniently.

๐Ÿ’ผ Business
(105K)
11
My Retirement
My Retirement
My Retirement
by Nationwide Mutual Insurance Company
Free

Access your retirement account with ease using the My Retirement app. Utilize fingerprint or facial recognition for secure access and take advantage of features like viewing balances, managing contributions, and using the interactive Retirement Planner for financial planning.

๐Ÿ’ฐ Finance
(23K)
12
Empower ยฎ
Empower ยฎ
Empower ยฎ
Plan, save, invest, retire
Free

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

๐Ÿ’ฐ Finance
(390K)
13
Work, Save, Retire
Work, Save, Retire
Work, Save, Retire
Easily Access Retirement Plan
Free

This app serves as a retirement roadmap, helping users navigate from their current situation to their desired retirement goals. It allows users to easily monitor and manage their retirement plan accounts, taking control of their financial future.

๐Ÿ’ฐ Finance
(28)
14
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Safely manage your retirement plan on-the-go with easy access to account details, real-time projections, goal-setting, financial tools, and educational resources. Take charge of your retirement with our app today!

๐Ÿ’ฐ Finance
(35K)
15
Swan Bitcoin: Buy & Save
Swan Bitcoin: Buy & Save
Swan Bitcoin: Buy & Save
Invest. Learn. Secure. Retire.
Free

Discover a user-friendly app that allows you to easily purchase and invest in Bitcoin. Simplify your cryptocurrency journey with Swan Bitcoin - start investing today!

๐Ÿ’ฐ Finance
(4K)
16
CompoundIQ: Retirement Savings
CompoundIQ: Retirement Savings
CompoundIQ: Retirement Savings
by Nicholas Costa
Free
๐Ÿ’ฐ Finance
(0)
17
Retirement Countdown ยท
Retirement Countdown ยท
Retirement Countdown ยท
Retirement-Countdown App
Free

Counting down to your retirement has never been easier with this app. Get daily notifications, share your countdown with friends, and enjoy beautiful background images while tracking the days until your big day! Download now and start planning your retirement in style.

๐ŸŽฌ Entertainment
(11K)
18
The Standard โ€“ My Retirement
The Standard โ€“ My Retirement
The Standard โ€“ My Retirement
by StanCorp Financial Group, Inc.
Free

Track your retirement savings with our app: monitor balance, stay on target for goals, adjust contributions, view transactions, manage investments, stay updated on investment performance, access statements and planning tools. Start planning for your future today!

๐Ÿ’ฐ Finance
(59)
19
Retirement Countdown App
Retirement Countdown App
Retirement Countdown App
Countdown, Tools & more!
Free

Get ready for retirement with our app! Track your remaining days until retirement, use helpful planning tools, and stay on top of your financial goals. Start preparing for the future today.

๐Ÿ”ง Utilities
(6.3K)
20
Retirement Countdown: WorkEnd
Retirement Countdown: WorkEnd
Retirement Countdown: WorkEnd
Retirement Calculator & Clock
Free

Plan your path to retirement with a tool that calculates your financial readiness, identifies potential shortfalls, and shows you how close you are to your goal. Download the app to get started and discover if you can afford to retire earlier.

๐Ÿ”ง Utilities
(153)