Best SD Worx Spend Apps

248+ iOS apps curated and reviewed

4.4 avg rating

20 free apps

Updated October 2026

SD Worx Spend is the household name in sd worx spend, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top SD Worx Spend Apps (October 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	SD Worx Spend	Free	—	No	No	Oct 2026
2	Ramp	Free	4.9★ (46K)	Yes	No	Oct 2026
3	AvidXchange Spend	Free	—	No	No	Oct 2026
4	Paycom	Free	4.8★ (1.6M)	No	No	Oct 2026
5	TeamWorx	Free	2.9★ (10)	No	No	Oct 2026
6	Paychex Flex	Free	4.8★ (575K)	No	No	Oct 2026
7	mysdworx	Free	4.8★ (80)	No	No	Oct 2026
8	BILL Spend & Expense (Divvy)	Free	4.8★ (30K)	No	No	Oct 2026

Top Picks for SD Worx Spend

#1

SD Worx Spend by SD WORX NORWAY AS

Editor's Choice

📊 Productivity

0.0(0 ratings)

Free

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#2

Ramp by Ramp Business Corporation

Time is money. Save both

Strong Contender

4.9😊(46K ratings)

FreeAds

#96in Finance

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This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

What We Love

🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
👍 Easy to use, simple, clean, and well-designed interface
🔒 Reliable, secure, and trustworthy
💡 Innovative features like virtual cards and receipt matching

Room to Improve

🐛 Bugs, crashes, and compatibility issues with some devices
🔍 Limited functionality compared to other expense management tools
💰 Forces use of Ramp credit card, which may not be suitable for all businesses
📝 Redundant and intrusive feedback requests

#3

AvidXchange Spend by AvidXchange, Inc.

Expense Management

Worth Considering

0.0(0 ratings)

Free

AvidXchange Spend screenshot 1

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More SD Worx Spend apps to explore

Manage HR and payroll tasks like checking schedules, requesting time off, and reviewing pay. Access employee information, track expenses, and complete training. Managers can approve requests and view team data.

Manage HR and payroll tasksView employee informationTrack time and expenses

This app empowers staff with control over their schedules and credentials, while enabling facilities to efficiently manage internal and external teams. It fosters seamless collaboration and streamlines operations for a more connected work environment.

Staff scheduling and shift managementCredential and certification trackingAutomated renewal reminders

📊 Productivity

by Paychex, Inc

This app connects employers and employees to essential payroll and benefits functions. Employers can submit payroll, access reports, and view employee data. Employees can view pay stubs, manage retirement contributions, and access benefit details.

Submit payroll on the goAccess payroll reportsView employee pay stubs and tax documents

Mobile Payslips & much more

Access your paychecks, manage leave, and submit expenses easily. Managers can approve vacation and expense claims on the go. Stay informed with important messages, all from your mobile device.

Access paychecks and benefitsView and manage absences/leaveArrange expenses

BILL Spend & Expense (Divvy)

BILL Spend & Expense (Divvy)

BILL Spend & Expense (Divvy)

Corporate cards + expense mgt.

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

Automated expense trackingReal-time budget visibilityPhysical and virtual corporate cards

free with in-app purchases

by HealthEquity

This app allows users to manage their commuter benefits, flexible spending accounts, and health reimbursement arrangements. It enables checking balances, uploading receipts for reimbursement, and scanning barcodes to verify product eligibility. Live chat support is also available.

Check balances and spendingUpload receipts for reimbursementScan barcodes for product eligibility

📊 Productivity

Rippling - HR, IT & Finance

Rippling - HR, IT & Finance

Rippling - HR, IT & Finance

Benefits, Expenses, PTO & More

Manage your employee benefits, time off, expenses, and paystubs directly from your mobile device. This platform centralizes workforce data, automating tasks and providing insights for efficient business operations.

Access benefits accountsRequest and approve time offSubmit and approve expenses

Create and send virtual cards

This app provides a cashless solution for business purchases, allowing users to create and manage secure virtual payment cards. It facilitates online, in-app, and contactless payments, while offering robust expense management and fraud prevention tools for businesses of all sizes.

Create virtual payment cardsManage business expensesCapture receipts on-the-go

Automated expense management

Manage your company's entire spending lifecycle seamlessly. Instantly issue cards with custom limits, automate expense reporting with real-time notifications, and integrate directly with your accounting software. Go paperless and gain full control over your business finances.

Instant virtual and physical card issuanceCustomizable spending limits per employeeAutomated receipt and invoice matching

Smart, trackable spending.

This all-in-one solution provides finance teams with enhanced control, visibility, and automation for managing company spending. It integrates approvals, virtual and physical cards, reimbursements, and invoice management into a unified platform for smarter financial decisions.

Real-time spending trackingReceipt capture and uploadVirtual and physical card management

Emburse Enterprise

Emburse Enterprise

Emburse Enterprise

Manage your expenses, anywhere

Manage your business expenses from anywhere with AI-powered receipt capture and end-to-end workflows. This app offers a unified experience for submitting, approving, and tracking expenses, plus integrated trip itinerary management.

AI-powered receipt captureEnd-to-end expense workflowsMulti-page and PDF receipt uploads

TaxDome Client Portal

TaxDome Client Portal

TaxDome Client Portal

Safe accounting client portal

Securely connect with your accounting professional to manage documents, communicate, and complete tasks. Review, upload, and sign documents, chat securely, and pay invoices all within a user-friendly interface.

Review and approve documentsScan and upload documentsSecure chat with accounting professional

Basil: Budget & Spend Tracker

Basil: Budget & Spend Tracker

Basil: Budget & Spend Tracker

Track Spending Automatically

Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.

Automatic transaction loggingAI-powered voice dictationInstant spending insights

Corporate Card Management

Streamline corporate card management and gain control over company expenses. This app allows for pre-approval of spending, automated reconciliation, and efficient management of recurring payments, empowering employees while reducing administrative burdens.

Pre-approve spendingAutomated card reconciliationVirtual card issuance

📊 Productivity

Continia Expense App

Continia Expense App

Continia Expense App

by Continia Software A/S

Streamline expense, per diem, and mileage reporting with an AI-powered scanner. Easily group expenses, track their status, and utilize templates for efficient submission.

AI Receipt ScannerGroup expensesTrack expense status

Enterprise Spend Platform

Enterprise Spend Platform

Enterprise Spend Platform

Manage your business expenses on the go with this platform. Easily view accounts, balances, and credit limits. Capture receipt photos, link them to expenses, and submit them for approval from your mobile device.

View accounts and balancesCapture receipt photosLink receipts to expenses

Expenses, Budgets & Reminders

FAQ about SD Worx Spend

Are there free sd worx spend apps for iPhone?

Yes — 20 of the top sd worx spend apps we rank are free to download, including SD Worx Spend and Ramp.

Does SD Worx Spend have ads or in-app purchases?

SD Worx Spend has no ads and has no in-app purchases, according to its App Store listing as of October 2026.

How many sd worx spend apps are on the App Store?

We track 248+ sd worx spend apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.