Best Split Bills Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Looking for free split bills apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Split Bills Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (34K)YesNoSep 2026
2Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (16K)NoNoSep 2026
3tricount: Split & Settle Billstricount: Split & Settle BillsFree4.9★ (6.5K)NoNoSep 2026
4Flex - Rent On Your ScheduleFlex - Rent On Your ScheduleFree4.8★ (489K)YesNoSep 2026
5Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (85K)NoNoSep 2026
6SplitwiseSplitwiseFree4.0★ (28K)NoYesSep 2026
7Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (858K)NoNoSep 2026
8Bill Splitter: SplitMyExpensesBill Splitter: SplitMyExpensesFree4.8★ (52)NoYesSep 2026

Top Picks for Split Bills

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Editor's Choice
💰 Finance
4.8😊(34K ratings)
FreeAds
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Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service
  • 🧭 Convenient all-in-one bill management
  • 🆙 Increasing credit limits over time

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
  • 🚫 Issues with canceling or stopping payments
  • 🤔 Unclear payment methods (online vs. check)
Split Pay: Split Bills in Two#2

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Strong Contender
💰 Finance
4.9😊(16K ratings)
Free
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This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process
  • 👍 Convenient for budgeting and managing rent payments
  • 🚀 Quick and responsive customer service
  • 👍 Helps build credit history

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay
  • 🐛 App crashes and freezes
  • 🐛 Lack of integration with property management portals
tricount: Split & Settle Bills#3

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Worth Considering
💰 Finance
4.9😊(6.5K ratings)
FreeIn-App Purchases
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Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

What We Love

  • 🚀 Intuitive and easy to use
  • 💰 Free with no ads
  • 🌍 Supports multiple currencies
  • 🤝 Facilitates group expense tracking
  • 🧮 Automatic expense calculations
  • 🌟 Excellent for travel and vacations

Room to Improve

  • 🐛 Occasional calculation errors
  • 🔍 Lack of detailed transaction history
  • 🔒 Limited customization options
  • 🤔 Confusing reimbursement suggestions
  • 🗂️ Difficulty managing large groups

More Split Bills apps to explore

FAQ about Split Bills

What are the best split bills apps for iPhone?
Deferit: Pay bills in 4 tops our split bills apps ranking as of September 2026, with a 4.8-star average from 34K App Store ratings, and it's free to download.
Yes — 20 of the top split bills apps we rank are free to download, including Deferit: Pay bills in 4 and Split Pay: Split Bills in Two.
Deferit: Pay bills in 4 shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ split bills apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Deferit allows you to pay almost any service bill on your terms by splitting the payment into four smaller installments. It also helps users save money by negotiating better deals with service providers and builds credit history by reporting on-time payments to major credit bureaus.
The app features an expert team that negotiates with your service providers on your behalf to find you better deals, potentially lowering your monthly bills for services like internet, phone, and TV.

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