Best Split Bills Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Looking for free split bills apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Split Bills Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Deferit: Pay bills in 4Deferit: Pay bills in 4Free4.8★ (32K)YesNoAug 2026
2tricount: Split & Settle Billstricount: Split & Settle BillsFree4.9★ (6.5K)NoNoAug 2026
3Split Pay: Split Bills in TwoSplit Pay: Split Bills in TwoFree4.9★ (16K)NoNoAug 2026
4Flex - Rent On Your ScheduleFlex - Rent On Your ScheduleFree4.8★ (464K)YesNoAug 2026
5Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (84K)NoNoAug 2026
6SplitwiseSplitwiseFree4.0★ (27K)NoYesAug 2026
7Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (853K)NoNoAug 2026
8Bill Splitter: SplitMyExpensesBill Splitter: SplitMyExpensesFree4.7★ (45)NoYesAug 2026

Top Picks for Split Bills

Deferit: Pay bills in 4#1

Deferit: Pay bills in 4 by deferit Pty Ltd

Buy now pay later for bills
Editor's Choice
💰 Finance
4.8😊(32K ratings)
FreeAds
Deferit: Pay bills in 4 screenshot 1
Deferit: Pay bills in 4 screenshot 2
Deferit: Pay bills in 4 screenshot 3
Deferit: Pay bills in 4 screenshot 4
Deferit: Pay bills in 4 screenshot 5
Deferit: Pay bills in 4 screenshot 6

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
tricount: Split & Settle Bills#2

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Strong Contender
💰 Finance
4.9😊(6.5K ratings)
FreeIn-App Purchases
tricount: Split & Settle Bills screenshot 1
tricount: Split & Settle Bills screenshot 2
tricount: Split & Settle Bills screenshot 3
tricount: Split & Settle Bills screenshot 4
tricount: Split & Settle Bills screenshot 5
tricount: Split & Settle Bills screenshot 6

Easily split bills and track shared expenses with friends, roommates, or partners. Manage group costs for trips, rent, or dinners with real-time overviews and instant payment requests. Stay organized and settle up fairly, even with uneven amounts or multiple currencies.

What We Love

  • 🚀 Intuitive and easy to use
  • 💰 Free with no ads
  • 🌍 Supports multiple currencies
  • 🤝 Facilitates group expense tracking

Room to Improve

  • 🐛 Occasional calculation errors
  • 🔍 Lack of detailed transaction history
  • 🔒 Limited customization options
Split Pay: Split Bills in Two#3

Split Pay: Split Bills in Two by Visible Ideas

Rent, Mortgage & Car Payments
Worth Considering
💰 Finance
4.9😊(16K ratings)
Free
#62in Finance
Split Pay: Split Bills in Two screenshot 1
Split Pay: Split Bills in Two screenshot 2
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This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

What We Love

  • 🚀 Great service with team members that go above and beyond
  • 👍 Easy to use and intuitive
  • 💡 Helpful split pay feature
  • 🚀 Smooth and seamless process

Room to Improve

  • 🐛 Delayed rent payments to landlord
  • 🐛 Accounts suspended with no explanation
  • 🐛 Difficult to get approved for split pay

More Split Bills apps to explore

4
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Split rent anywhere you live
Free

This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

Split rent into smaller paymentsPay rent on your own scheduleBuild credit history
💰 Finance
(464K)
free with in-app purchases
5
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(84K)
free
6
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

Create groups or private friendshipsAdd expenses in any currencySimplify debts into repayment plans
💰 Finance
(27K)
free with in-app purchases
7
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(853K)
free with in-app purchases
8
Bill Splitter: SplitMyExpenses
Bill Splitter: SplitMyExpenses
Bill Splitter: SplitMyExpenses
Split expenses & receipts
Free

Effortlessly manage shared expenses for groups, couples, and trips. Scan receipts with AI, split bills flexibly, and simplify payments to ensure everyone knows who owes what. Track spending with insights and recurring bill reminders.

AI receipt itemizationFlexible bill splittingAutomatic debt simplification
💰 Finance
(45)
freemium
9
PaySplit: Split Bills & Rent
PaySplit: Split Bills & Rent
PaySplit: Split Bills & Rent
Shared expenses made simple
Free

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Track group expensesClear balance visibilitySmart settlement suggestions
💰 Finance
(1)
freemium
10
Split – Pay Together
Split – Pay Together
Split – Pay Together
Split bills with friends
Free

Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.

Split bills with friendsTrack shared expensesCollect payments instantly
💰 Finance
(488)
free
11
Tab - The simple bill splitter
Tab - The simple bill splitter
Tab - The simple bill splitter
The simple bill splitter
Free

Effortlessly split bills with friends by simply snapping a picture of your receipt. The app automatically identifies items and prices, allowing users to claim their share. It handles tax and tip calculations proportionally, eliminating manual math.

Receipt scanningAutomatic item and price detectionReal-time item claiming
🔧 Utilities
(1.1K)
free
12
Splid – Split group bills
Splid – Split group bills
Splid – Split group bills
On vacation or with friends
Free

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Track group expensesSettle up easilyOnline and offline functionality
💰 Finance
(3.9K)
free with in-app purchases
13
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
Corporate cards + expense mgt.
Free

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

Automated expense trackingReal-time budget visibilityPhysical and virtual corporate cards
💰 Finance
(29K)
free with in-app purchases
14
Tabs: Split Bills & Expenses
Tabs: Split Bills & Expenses
Tabs: Split Bills & Expenses
Split with friends, settle up
Free

Effortlessly split expenses with friends for any group activity, from trips to dinners. Simply scan receipts, assign items, and let the app calculate who owes what, handling taxes and tips automatically. Track balances, record payments, and settle up with ease.

Receipt scanning for itemized entryAutomatic calculation of sharesSupport for uneven splits
💰 Finance
(6)
freemium
15
SplitoMat — Split Bills
SplitoMat — Split Bills
SplitoMat — Split Bills
Share expenses with friends
Free
💰 Finance
(0)
16
Splitup: Split Bills
Splitup: Split Bills
Splitup: Split Bills
Settle Group Expenses
Free

Effortlessly manage and split group expenses for trips, rent, events, and more. Track all transactions, send smart reminders, and export summaries for clear, hassle-free settlement among friends.

Create and manage multiple groupsSplit expenses equally or by custom amountsTransparent expense dashboard
💰 Finance
(2)
free
17
Payours: Split Bills, expenses
Payours: Split Bills, expenses
Payours: Split Bills, expenses
Splitting bills & expenses
Free
💰 Finance
(0)
18
Fairtabs: Split Bills
Fairtabs: Split Bills
Fairtabs: Split Bills
Split bills. Keep friends.
Free

Easily split expenses with friends and roommates. Snap receipts for automatic itemization, track balances, and settle up seamlessly through your preferred payment apps. Manage recurring bills and gain insights into your spending.

Receipt OCR for automatic data entryOne-tap settlement via trusted payment appsTrip expense recaps
💰 Finance
(2)
freemium
19
Billy: Split Bills Instantly
Billy: Split Bills Instantly
Billy: Split Bills Instantly
Scan Receipts, Split Instantly
Free

Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.

Scan receipts with a photoAutomatic line item extractionAssign items to individuals
💰 Finance
(2)
free
20
BuddySplit: Split Bills
BuddySplit: Split Bills
BuddySplit: Split Bills
Split & Track Group Expenses
Free
💰 Finance
(0)

FAQ about Split Bills

What are the best split bills apps for iPhone?
Deferit: Pay bills in 4 tops our split bills apps ranking as of August 2026, with a 4.8-star average from 32K App Store ratings, and it's free to download.
Yes — 20 of the top split bills apps we rank are free to download, including Deferit: Pay bills in 4 and tricount: Split & Settle Bills.
Deferit: Pay bills in 4 shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ split bills apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Deferit allows you to pay almost any service bill on your terms by splitting the payment into four smaller installments. It also helps users save money by negotiating better deals with service providers and builds credit history by reporting on-time payments to major credit bureaus.
The app features an expert team that negotiates with your service providers on your behalf to find you better deals, potentially lowering your monthly bills for services like internet, phone, and TV.

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