Best Split Pay Bills Apps

217+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

Whether you're new to split pay bills or looking for an upgrade, our curated collection of 217+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Split Pay Bills

Pay with Sublime#1

Pay with Sublime by Sublime Payments Company

Split up and save on bills
Editor's Choice
💰 Finance
4.8(77 ratings)
Free
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This personal finance app uses AI to help you save money on subscriptions by negotiating bills on your behalf and alerting you to upcoming due dates. By connecting your subscriptions, you can track and manage them in one place, and lower your bills without having to call customer service.

Deferit: Pay bills in 4#2

Deferit: Pay bills in 4 by deferit Pty Ltd

Save & build credit history
Strong Contender
💰 Finance
4.8😊(23K ratings)
FreeAds
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Pay and manage your bills effortlessly with our app. Take a photo of your bill, select the amount, and we pay it for you. Save money, build credit history, and join over 500,000 users taking control of their bills today!

What We Love

  • 💳 Helpful for paying bills in installments
  • ⏱️ Fast bill payment processing
  • 📆 Ability to change payment due dates
  • 🤝 Friendly and responsive customer service

Room to Improve

  • 🕰️ Delayed bill payments due to high volume
  • 🤖 Lack of phone/live chat support
  • 💰 Subscription fees and processing fees
tricount: Split & Settle Bills#3

tricount: Split & Settle Bills by Tricount

Bill Splitter & Track Expenses
Worth Considering
💰 Finance
4.8😊(7K ratings)
FreeAdsIn-App Purchases
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A bill-sharing application for groups to easily split expenses, create shared accounts, and track spending for various occasions like holidays and shared living. With features like uneven expense division, notifications, and offline functionality, it simplifies managing group finances. Users can create a tricount, share the link, and enjoy hassle-free expense management.

What We Love

  • 🚀 Intuitive and easy to use
  • 💰 Free with no ads
  • 🌍 Supports multiple currencies
  • 🤝 Facilitates group expense tracking

Room to Improve

  • 🐛 Occasional calculation errors
  • 🔍 Lack of detailed transaction history
  • 🔒 Limited customization options

More Split Pay Bills apps to explore

4
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
5
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
💰 Finance
(253)
6
Livble - Split your rent
Livble - Split your rent
Livble - Split your rent
Pay rent on your own schedule
Free

Split your rent easily with our app - pay your rent in flexible installments throughout the month. Take control of your rent payments with Livble today!

💰 Finance
(1.9K)
7
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(108K)
8
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(823K)
9
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

💰 Finance
(117K)
10
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(384)
11
Xpress Bill Pay
Xpress Bill Pay
Xpress Bill Pay
The trusted way to pay
Free

Pay your bills quickly and securely with our trusted app. Set up auto-pay, receive account alerts, and easily pay using your cards or bank account. Don't miss out—get started today!

💰 Finance
(25K)
12
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Flex - Rent On Your Schedule
Pay rent on your own schedule
Free

An app that helps users pay their rent on a flexible schedule by splitting it into two payments, aiding in timely rent payments, cash flow management, and credit history improvement. Membership fee of $14.99/month plus 1% bill payment fee.

💰 Finance
(404K)
13
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

An app that simplifies sharing expenses among friends and family, making it easy to split bills for rent, trips, events, and more. Offers features like multi-platform support, debt simplification, expense categorization, and integrated payment options. Experience stress-free money management and smoother financial relationships.

💰 Finance
(219)
14
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

This application provides on-demand access to earned wages, allowing users to choose how much of their wages they'd like to receive instantly. It includes financial wellness tools, instant money transfers, flat fee access, and the option to boost spending power. To use the app, employers must have an agreement with the service. Visit the website to learn more.

💰 Finance
(36K)
15
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

🛍️ Shopping
(288K)
16
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

💰 Finance
(190K)
17
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(82K)
18
Bilt Rewards
Bilt Rewards
Bilt Rewards
Start earning points on rent.
Free

Start earning points on rent with a loyalty program that allows you to earn points by living in the Bilt Rewards Alliance or using the Bilt Mastercard®. Pay your rent, earn points, redeem for various rewards, and manage your Bilt Mastercard all through the Bilt Rewards app.

💰 Finance
(189K)
19
Plates by Splitwise
Plates by Splitwise
Plates by Splitwise
Split dinner bills with ease
Free

Effortlessly split dinner bills with Plates by Splitwise - quickly assign items to individual plates, split shared items, calculate tax and tip, and easily share the remaining cost equally among up to 10 people. Simply intuitive and fun!

🔧 Utilities
(850)
20
Tab - The simple bill splitter
Tab - The simple bill splitter
Tab - The simple bill splitter
The simple bill splitter
Free

Tab is a bill-splitting app that helps users easily divide expenses among friends. Simply snap a pic of the receipt, select items, and let the app do the rest, including calculating tax and tip. Stay organized, share bills in real-time, and even split someone's total evenly for special occasions.

🔧 Utilities
(1.1K)