227+ iOS apps curated and reviewed
Four | Buy Now, Pay Later is the household name in split payments shopping, but it's far from the only option. We track 227+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.8★ (112K) | No | No | Aug 2026 |
| 2 |  | Free | 4.8★ (84K) | No | No | Aug 2026 |
| 3 |  | Free | 3.5★ (271) | No | No | Aug 2026 |
| 4 |  | Free | 4.9★ (840K) | No | No | Aug 2026 |
| 5 |  | Free | 4.9★ (1.7M) | No | No | Aug 2026 |
| 6 |  | Free | 3.8★ (13) | No | No | Jul 2026 |
| 7 |  | Free | 4.9★ (11K) | Yes | No | Aug 2026 |
| 8 |  | Free | 4.9★ (752K) | No | No | Aug 2026 |
Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.
Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.
Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.
Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.
This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.
This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.
Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.
This app is a comprehensive online marketplace offering a wide variety of products including electronics, fashion, home goods, and groceries. It also provides fast food and grocery delivery services, with options for instant delivery and access to authentic brands.
This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.
This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.
Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.
This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.
Easily divide expenses with friends and track shared costs. This app simplifies group payments for everything from rent to vacations, allowing guests to pay via various methods even without the app. It automates reminders and provides transparent totals for stress-free financial management.
Split purchases locally or internationally with flexible payment plans up to 36 months. Make unlimited purchases without a down payment and pay only for what you buy. Your unused limit is free and renewed with each payment.
Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.
Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.
Discover a vast selection of products from mobiles to groceries, with exclusive discounts and rewards. Enjoy rapid delivery of essentials in minutes and explore fashion trends, personal loans, and immersive shopping experiences.
This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.