Best Tloan Apps

185+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated April 2026

Looking for free tloan apps? 20 of our 185+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Tloan

FairMoney: Loan App In Nigeria#1

FairMoney: Loan App In Nigeria by FAIRMONEY MICROFINANCE BANK LIMITED

Instant Loan App For Fast Cash
Editor's Choice
💰 Finance
4.6😐(14K ratings)
Free
FairMoney: Loan App In Nigeria screenshot 1
FairMoney: Loan App In Nigeria screenshot 2
FairMoney: Loan App In Nigeria screenshot 3
FairMoney: Loan App In Nigeria screenshot 4
FairMoney: Loan App In Nigeria screenshot 5
FairMoney: Loan App In Nigeria screenshot 6

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

What We Love

  • 🚀 Fast and easy loan process
  • 👍 Reliable and trustworthy
  • 💯 Smooth and seamless experience

Room to Improve

  • 💰 High interest rates
  • 🔍 Inconsistent loan offers
  • 📞 Aggressive repayment reminders
Neocash Mobile#2

Neocash Mobile by Shephard Trust Bank

Powered by Shepherd Trust
Strong Contender
💰 Finance
2.9(11 ratings)
FreeAds
Neocash Mobile screenshot 1
Neocash Mobile screenshot 2
Neocash Mobile screenshot 3
Neocash Mobile screenshot 4
Neocash Mobile screenshot 5

NeoCash Mobile is a convenient app that provides quick and easy loans ranging from ₦5,000 to ₦5,000,000 for Lagos State residents without the need for collateral or guarantors. With NeoCash, you can apply for a loan in less than five minutes, choose your payment tenure, and enjoy a secure and reliable loan experience. Download the app now to access fast financial assistance.

More Tloan apps to explore

4
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)
5
OPay-Beyond Banking
OPay-Beyond Banking
OPay-Beyond Banking
by OPAY DIGITAL SERVICES PTE. LTD.
Free

Revolutionize your financial experience with a trusted platform used by millions in Nigeria. Access secure and inclusive financial services through state-of-the-art technology.

💰 Finance
(87K)
6
Monibac
Monibac
Monibac
Get access to loans on Monibac
Free

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

💰 Finance
(61)
7
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
8
LoanTap
LoanTap
LoanTap
Bringing Dreams to Life
Free

Get fast and flexible personal loans with a minimum salary requirement of Rs. 30,000/month, and enjoy customized repayment plans with options like Step Up, EMI Free, Term, and Overdraft. Apply now for a contactless, digital personal loan with a simple registration process and flexible loan tenures ranging from 3 months to 60 months.

💰 Finance
(2)
9
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(344K)
10
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
11
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

With Kredi, meet all your banking needs efficiently and securely. Open accounts, save money, apply for loans, fund accounts, make transfers, pay bills, and top-up airtime seamlessly. Start banking with Kredi today!

💰 Finance
(120)
12
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by LAPO MFB
Free

This mobile banking app offers a convenient and hassle-free way to manage your finances on-the-go, with features such as self-onboarding, bill payments, transfers, and account monitoring. Download and experience a new level of banking with cutting-edge services and solutions at your fingertips.

💰 Finance
(29)
13
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

💰 Finance
(29)
14
Loan Mobile App
Loan Mobile App
Loan Mobile App
by Vong Srey
Free
💼 Business
(0)
15
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
16
loanDepot Mobile
loanDepot Mobile
loanDepot Mobile
Mortgage Payments & Balances
Free

Access your mortgage account on the go with our mobile application. Make payments, view account details, and stay up to date with your loan status anytime, anywhere. Experience convenience at your fingertips – download now!

💰 Finance
(3.8K)
17
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

💰 Finance
(14K)
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
19
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

💰 Finance
(28K)
20
ALAT
ALAT
ALAT
Digital Bank, Bills, Airtime
Free

Experience Africa's first fully digital bank offering swift, reliable, and secure banking services tailored to your needs. Enjoy travel bookings, deals, discounts, and more. Join ALAT now for convenient financial management.

💰 Finance
(2.3K)

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