Best Tmoney Pay Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our tmoney pay list covers 250+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Tmoney Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MobileTmoneyMobileTmoneyFree3.1★ (160)NoNoAug 2026
2티머니GO - 택시 고속시외 따릉이 킥보드티머니GO - 택시 고속시외 따릉이 킥보드Free4.3★ (318)YesNoAug 2026
3Apple WalletApple WalletFree4.8★ (6.7M)YesNoAug 2026
4WOWPASS: Go Cashless in KoreaWOWPASS: Go Cashless in KoreaFree4.5★ (83)NoNoAug 2026
5Transportation card balanceTransportation card balanceFree5.0★ (5)YesYesAug 2026
6Earnifi: Early Pay. Fast MoneyEarnifi: Early Pay. Fast MoneyFree was $0.994.5★ (2.6K)NoNoAug 2026
7KORAIL+KORAIL+Free3.0★ (5)NoNoAug 2026
8Remitly: Send Money & TransferRemitly: Send Money & TransferFree4.9★ (2.7M)NoNoAug 2026

Top Picks for Tmoney Pay

MobileTmoney#1

MobileTmoney by Tmoney Co., Ltd

Editor's Choice
💰 Finance
3.1(160 ratings)
Free
MobileTmoney screenshot 1
MobileTmoney screenshot 2

This app provides a convenient digital transit card for buses and subways throughout Korea. Users can easily tap their iPhone or Apple Watch to pay for rides without needing a physical card or signing up. Top-ups are simple using Apple Pay.

티머니GO - 택시 고속시외 따릉이 킥보드#2

티머니GO - 택시 고속시외 따릉이 킥보드 by Tmoney Co., Ltd

고속시외 예매 및 택시 호출 앱
Strong Contender
✈️ Travel
4.3😞(318 ratings)
FreeAds
티머니GO - 택시 고속시외 따릉이 킥보드 screenshot 1
티머니GO - 택시 고속시외 따릉이 킥보드 screenshot 2
티머니GO - 택시 고속시외 따릉이 킥보드 screenshot 3
티머니GO - 택시 고속시외 따릉이 킥보드 screenshot 4
티머니GO - 택시 고속시외 따릉이 킥보드 screenshot 5
티머니GO - 택시 고속시외 따릉이 킥보드 screenshot 6

This app consolidates various transportation and travel services into a single platform. Users can access public transit, book taxis, reserve high-speed rail, rent bikes and scooters, and even book flights and accommodations. It also offers rewards for using public transport and a comprehensive travel marketplace.

What We Love

  • 👍 Convenient for booking tickets
  • 👍 Easy to use for some users
  • 👍 Integrated with various transportation services

Room to Improve

  • 👎 Frequent app crashes and errors
  • 👎 Poor customer support (AI only, unhelpful)
  • 👎 Payment issues (cancellations, extra charges, auto-recharge)
Apple Wallet#3

Apple Wallet by Apple

Apple Pay, Apple Card and more
Worth Considering
💰 Finance
4.8😊(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues

More Tmoney Pay apps to explore

4
WOWPASS: Go Cashless in Korea
WOWPASS: Go Cashless in Korea
WOWPASS: Go Cashless in Korea
All-in-One Prepaid Card
Free

This app provides foreign travelers in Korea with an all-in-one prepaid card for payments, transportation, and rewards. Manage your card, check balances, view transaction history, and access exclusive discounts and cashback offers. It also helps you locate exchange machines and calculate currency conversions.

All-in-one prepaid cardMoney exchange and paymentTransportation card management
✈️ Travel
(83)
free
5
Transportation card balance
Transportation card balance
Transportation card balance
Instant transportation card
Free

Check the balance and transaction history of your Korean transit card instantly. Simply enable NFC on your phone and tap your card to view essential information, ensuring you never face an embarrassing situation on public transport.

Check transit card balanceView transaction historySupports T-Money, Cashbee, Hanpay, Rail-plus, M-Pass
✈️ Travel
(5)
free with in-app purchases
6
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2.6K)
free with in-app purchases
7
KORAIL+
KORAIL+
KORAIL+
by 한국철도공사
Free

This application facilitates the purchase of tickets for the Korea Railroad. It provides a convenient platform for travelers to book their train journeys across the country.

Purchase train ticketsKorea Railroad journeysConvenient booking platform
✈️ Travel
(5)
free
8
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Remitly: Send Money & Transfer
Fast international payments
Free

Send money internationally with a secure and reliable service. Supports over 170 countries and 100 currencies, with various delivery options including bank accounts, mobile wallets, and cash pickup. Offers business services for international payroll and payments.

International money transfersSupport for 170+ countriesMultiple delivery options
💰 Finance
(2.7M)
free with in-app purchases
9
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
10
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(40K)
free with in-app purchases
11
My Xior
My Xior
My Xior
by Yardi Systems, Inc.
Free

Manage student housing payments, receive important updates, and submit repair requests conveniently. This app enhances your living experience with seamless connectivity and comfort.

Manage paymentsReceive timely updatesSubmit repair requests
🌟 Lifestyle
(2)
free
12
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
13
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(41K)
free
14
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Earn money, tests, surveys
Free

Earn real money online by completing various tasks. Participate in surveys, take online tests, and get cashback offers to collect points. Exchange these points for valuable rewards like PayPal cash and Amazon vouchers.

Online testsSurveysCashback offers
🎬 Entertainment
(122K)
free
15
Whale - Naver Whale Browser
Whale - Naver Whale Browser
Whale - Naver Whale Browser
by NAVER Corp.
Free

This browser offers a fast and intuitive web browsing experience with cross-device synchronization. It features a unique quick search function and a convenient scrapbook for saving content, all while blocking intrusive ads. Enjoy a personalized and efficient way to access web content.

Fast and intuitive designCross-device data synchronizationQuick search on screen
🔧 Utilities
(311)
free
16
ONE@Work (formerly Even)
ONE@Work (formerly Even)
ONE@Work (formerly Even)
Your Pay, Your Way
Free

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

Access earned wages earlyTrack earnings per shiftAutomatic paycheck savings
💰 Finance
(160K)
free
17
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
18
Paycor Mobile
Paycor Mobile
Paycor Mobile
by Paycor, Inc.
Free

Access payroll, time tracking, and HR functions from your mobile device. View pay stubs, manage time cards, request time off, and access company information. Managers can approve requests and manage employee time.

View pay stubs and W-2sPunch in/out and manage time cardsRequest and approve time off
💼 Business
(34K)
free
19
Instant Financial
Instant Financial
Instant Financial
by Instant Financial Inc.
Free

Access your earned wages instantly and fee-free, without waiting for payday. Manage your money, pay bills, and transfer funds with real-time financial control.

Fee-free wage accessReal-time earnings accessBill payment
💰 Finance
(9.9K)
free
20
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(189K)
free

FAQ about Tmoney Pay

What are the best tmoney pay apps for iPhone?
MobileTmoney tops our tmoney pay apps ranking as of August 2026, with a 3.1-star average from 160 App Store ratings, and it's free to download.
Yes — 20 of the top tmoney pay apps we rank are free to download, including MobileTmoney and 티머니GO - 택시 고속시외 따릉이 킥보드.
MobileTmoney has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ tmoney pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The MobileTmoney app functions as a digital transit card for buses and subways across Korea. It allows users to pay for their rides by simply tapping their iPhone or Apple Watch, eliminating the need for a physical card.
You can easily top up your transit card balance directly within the app using Apple Pay. A credit or debit card added to your Apple Pay account is required for this process.