Best Vanguard 401K Apps

196+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

If you already know Vanguard, this is the deeper bench. 196+ vanguard 401k apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Compare top Vanguard 401K Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Vanguard: Save, Invest, RetireVanguard: Save, Invest, RetireFree4.6★ (177K)YesNoJul 2026
2READYSAVE™READYSAVE™Free4.9★ (6.7K)NoNoJul 2026
3Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.2M)NoNoJul 2026
4NetBenefitsNetBenefitsFree4.6★ (29K)NoNoJul 2026
5Principal®Principal®Free4.8★ (230K)YesNoJul 2026
6Empower ®Empower ®Free4.8★ (397K)NoNoJul 2026
7Schwab MobileSchwab MobileFree4.8★ (1.2M)YesNoJul 2026
8T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)YesNoJul 2026

Top Picks for Vanguard 401K

READYSAVE™#1

READYSAVE™ by Ascensus Inc

Editor's Choice
💰 Finance
4.9😞(6.7K ratings)
Free
READYSAVE™ screenshot 1
READYSAVE™ screenshot 2
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READYSAVE™ screenshot 5
READYSAVE™ screenshot 6

Manage your retirement savings with secure login, account balance checks, and investment tracking. Get personalized guidance to adjust your savings rate and build confidence for your future.

What We Love

  • 👍 Easy to use
  • 🚀 Fast and responsive
  • 💡 Continuous improvements based on user feedback
  • 🔒 Secure login options

Room to Improve

  • 🐛 Frequent login issues
  • 🔍 Lack of detailed performance tracking
  • 📊 Limited investment management features
Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.2M ratings)
Free
#15in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features

More Vanguard 401K apps to explore

3
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Vanguard: Save, Invest, Retire
Investing, Advice, Retirement
Free

Manage your investments and retirement accounts on the go. Track account performance, make trades, and deposit checks directly. Access account overviews and transaction history with ease.

Account overview and balance trackingInvestment performance trackingCost basis and day change details
💰 Finance
(177K)
free
4
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage your Fidelity workplace benefits, including retirement savings, stock options, health insurance, and HSAs. Track account balances, investments, and expenses. Plan for your future with personalized tools and educational resources.

Manage retirement savingsAccess stock optionsView health insurance details
💰 Finance
(29K)
free
5
Principal®
Principal®
Principal®
Retire on your terms.
Free

Manage your retirement savings and financial goals from your mobile device. Track account balances, adjust contributions, and access educational resources to improve your financial confidence. Tools are available to help you assess your progress towards retirement.

View account balancesRoll over fundsChange contributions
💰 Finance
(230K)
free with in-app purchases
6
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Consolidated account viewRetirement planningBudget tracking
💰 Finance
(397K)
free with in-app purchases
7
Schwab Mobile
Schwab Mobile
Schwab Mobile
Own your tomorrow®
Free

Manage your investments, research market trends, and conduct banking all within a single application. Track your portfolio, deposit checks, and trade stocks, ETFs, and options with intuitive tools and real-time insights.

Consolidated account viewMobile check depositIntuitive trade ticket
💰 Finance
(1.2M)
free with in-app purchases
8
T. Rowe Price Personal®
T. Rowe Price Personal®
T. Rowe Price Personal®
INVEST WITH CONFIDENCE®
Free

Manage your entire investment portfolio, including external accounts, in one place. Track performance, make informed decisions with personalized insights, and execute trades quickly and securely. Access educational resources and dedicated support to help you achieve your financial goals.

Consolidated portfolio viewExternal account linkingDetailed fund performance
💰 Finance
(23K)
free
9
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Capital Group PlanPremier401k
Manage your 401k
Free

Manage your employer-sponsored retirement plan, view account details like income estimates and rates of return, and make changes to contributions, investments, and beneficiaries. Access plan forms and upload documents for account updates.

View retirement income estimatesCheck personal rate of returnManage contribution amounts
💰 Finance
(11K)
ad-supported
10
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Acorns: Save & Invest Money
Grow Your Financial Wellness
Free

This app automates saving, investing, and spending to help you grow your financial wellness. It allows you to invest spare change, set recurring investments, and even invest in Bitcoin. You can also save for emergencies, retirement, and your children's futures.

Automated investingInvest spare changeRecurring investments
💰 Finance
(955K)
subscription
11
Voya
Voya
Voya
by Voya Services Company
Free

Manage your entire financial life from one secure app. Track retirement, health savings, and investment accounts, alongside external banking and credit card information. Receive personalized guidance and access interactive tools to help you achieve your financial goals.

All-in-one account aggregationPersonalized financial guidanceRetirement income modeling
💰 Finance
(188K)
free
12
Vanguard Events
Vanguard Events
Vanguard Events
by The Vanguard Group, Inc.
Free

Access your agenda, session details, speaker bios, and presentations for official company events. Stay informed and organized on the go with this dedicated event companion.

Access event agendaView session informationSpeaker biographies
💼 Business
(6)
free
13
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
E*TRADE: Invest. Trade. Save.
Stocks, options, mutual funds
Free

This app simplifies investing, banking, and trading for users of all experience levels. It provides commission-free trades, research tools, educational resources, and high-yield savings options.

Commission-free stock, ETF, and options tradesMutual fund tradingProfessionally built portfolios
💰 Finance
(381K)
free with in-app purchases
14
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

View account balance and gains/lossesReview and adjust investment allocationsGenerate savings projections
💰 Finance
(16)
free
15
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

Set up 401(k) in minutesAccess and manage contributionsInvest in recommended portfolios
💰 Finance
(1.8K)
free with in-app purchases
16
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access and manage your employer-sponsored retirement plan details conveniently and securely on your mobile device. View contributions, investments, statements, and personal rates of return. Make changes to savings and fund transfers directly from the app.

View account detailsManage contributionsTrack investments
💰 Finance
(6.6K)
free
17
Autopilot: Automated Investing
Autopilot: Automated Investing
Autopilot: Automated Investing
In your own brokerage account
Free

Automate your investments by copying experienced traders in real-time. Connect your existing portfolio and let expert "pilots" guide your trades. Access exclusive perks and future trades with a premium club membership.

Automate portfolio by copying tradersReal-time trade copyingPolitician trade tracker
💰 Finance
(19K)
free with in-app purchases
18
NYC DCP
NYC DCP
NYC DCP
by New York City Deferred Compensation Plan
Free

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.

All-in-one account managementRetirement income modelingVideo education and live chat
💰 Finance
(12K)
free
19
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Manage your retirement accounts on the go with this intuitive app. Access financial wellness resources, view your balance, and make changes to contributions and investments. Supports English and Spanish, with robust security measures.

Retirement account managementFinancial wellness resourcesBiometric login
💰 Finance
(8.4K)
free
20
Stock Signal: AI Stocks Watch
Stock Signal: AI Stocks Watch
Stock Signal: AI Stocks Watch
Buy Sell, Screener, Charts
Free

This app provides AI-driven insights and technical analysis for stock trading. It helps users identify buy/sell signals, track momentum, and manage watchlists. Designed for day and swing traders, it offers actionable advice to improve trading decisions.

AI-driven buy/sell signalsTechnical analysis interpretationMomentum shift alerts
💰 Finance
(11K)
free with in-app purchases

FAQ about Vanguard 401K

What are the best vanguard 401k apps for iPhone?
Vanguard: Save, Invest, Retire tops our vanguard 401k apps ranking as of June 2026, with a 4.6-star average from 177K App Store ratings, and it's free to download.
Yes — 20 of the top vanguard 401k apps we rank are free to download, including Vanguard: Save, Invest, Retire and READYSAVE™.
Vanguard: Save, Invest, Retire shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 196+ vanguard 401k apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to access an overview of your accounts, check total assets and balances, track investment performance, view cost basis details, and make trades. You can also deposit checks directly into your accounts and review your transaction history.
The app is designed for mobile devices, with specific mentions of compatibility with iPhone and iPad, which are trademarks of Apple Inc.