Best Wpay Apps

249+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Finding the right wpay apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Wpay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1WavePayWavePayFree3.8★ (1.8K)YesNoAug 2026
2WPlay MobileWPlay MobileFree3.0★ (7)NoNoAug 2026
3WisePay ThaiWisePay ThaiFreeNoNoMay 2026
4WPay MerchantWPay MerchantFreeNoNoMay 2026
5PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
6wPay.vnwPay.vnFree5.0★ (1)NoNoMay 2026
7Moniepoint Personal BankingMoniepoint Personal BankingFree4.6★ (30K)NoNoAug 2026
8Sampath WepaySampath WepayFree3.3★ (31)YesNoMay 2026

Top Picks for Wpay

WavePay#1

WavePay by Wave Money

Digital Payments
Editor's Choice
💰 Finance
3.8😞(1.8K ratings)
FreeAds
WavePay screenshot 1
WavePay screenshot 2
WavePay screenshot 3
WavePay screenshot 4
WavePay screenshot 5
WavePay screenshot 6

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure payment system
  • 👍 Colorful and user-friendly UI
  • 💡 Device authorization feature

Room to Improve

  • 🐛 App crashes and freezes
  • 🔒 Difficult account recovery process
  • 👎 Poor customer service
WPlay Mobile#2

WPlay Mobile by Armen Hakobyan

Strong Contender
🎬 Entertainment
3.0(7 ratings)
Free
WPlay Mobile screenshot 1
WPlay Mobile screenshot 2
WPlay Mobile screenshot 3
WPlay Mobile screenshot 4
WPlay Mobile screenshot 5
WPlay Mobile screenshot 6

Stream live TV, video-on-demand, series, and TV shows with this media player. It supports Xtream Codes and allows users to save favorites and switch languages for a personalized viewing experience.

More Wpay apps to explore

4
WPay Merchant
WPay Merchant
WPay Merchant
Merchant app
Free
💼 Business
(0)
5
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
6
wPay.vn
wPay.vn
wPay.vn
by LINH SAN TECHNOLOGY AND MEDIA JOINT STOCK COMPANY
Free

This app allows users to purchase phone top-ups, phone scratch cards, and pay various bills like internet and mobile services. It offers a convenient and secure way to manage online payments and stay updated on promotions.

Phone top-upBuy phone scratch cardsBill payment (internet, mobile)
💰 Finance
(1)
free
7
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

This app provides a secure and convenient way to manage your finances in Nigeria. Open an account, send and receive money instantly, pay bills, buy airtime, and grow your savings with competitive interest rates. It offers a comprehensive digital banking solution for everyday financial needs.

Open bank account instantlySend and receive money fastEarn up to 18% interest on savings
💰 Finance
(30K)
free
8
Sampath Wepay
Sampath Wepay
Sampath Wepay
by Sampath Bank PLC
Free

Manage your finances and make payments conveniently with this digital wallet. Easily add cards and bank accounts, pay bills from over 130 providers, and send/receive money via social media. Businesses can also accept card payments and boost sales.

Digital wallet for paymentsManage fundsAdd credit/debit cards and accounts
💰 Finance
(31)
free with in-app purchases
9
Qpay Oman
Qpay Oman
Qpay Oman
by FINTECH SOLUTIONS (OM)
Free

This service provider offers interest-free installment plans for purchases at various stores. Manage your payments, reschedule them for convenience, and track your available credit. Enjoy a flexible and affordable shopping experience.

0% interest installment plansBrowse stores and merchantsManage payments and plans
💰 Finance
(5)
free
10
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
11
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
12
OPay Business
OPay Business
OPay Business
by OPay Digital Services Pte.Ltd.
Free

This app empowers Nigerian businesses with a comprehensive financial management suite. It offers diverse payment collection methods, employee and store management, and access to over 200 billers for seamless operations and growth.

Omnichannel payment collectionUnique account for transfersPOS application and management
💰 Finance
(560)
free
13
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
14
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(109K)
free with in-app purchases
15
Smartcash PSB
Smartcash PSB
Smartcash PSB
Smartcash
Free

This application facilitates instant money transfers to mobile numbers or bank accounts. It also enables convenient bill payments for utilities, data recharges, and merchant payments via scanning.

Instant money transfersMobile and data rechargeUtility and bill payments
🔧 Utilities
(1.9K)
free
16
Messenger
Messenger
Messenger
Text, audio and video calls
Free

Connect with friends and family through text, audio, and video calls. Share photos, videos, and large files, and express yourself with custom themes and animated content. Features an AI assistant for help and support.

Text, audio, and video callsHigh-definition photo sharingShared photo albums
🌐 Social Networking
(13M)
free with in-app purchases
17
Google Maps
Google Maps
Google Maps
Places, navigation & traffic
Free

Navigate your world with real-time traffic, turn-by-turn directions for driving, walking, cycling, and public transport. Discover millions of businesses and places with photos and reviews. Plan trips with Street View, Immersive View, and offline maps.

Real-time GPS navigationLive traffic dataPublic transport updates
🗺️ Navigation
(7.3M)
free with in-app purchases
18
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
19
Shazam: Find Music & Concerts
Shazam: Find Music & Concerts
Shazam: Find Music & Concerts
Identify Songs, Live Shows
Free

Instantly identify music playing around you or in other apps. Discover nearby concerts, lyrics, and videos. Access your music history and get personalized recommendations.

Instant music identificationConcert discoveryOffline song recognition
🎵 Music
(8.8M)
free
20
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(640)
free with in-app purchases

FAQ about Wpay

What are the best wpay apps for iPhone?
WavePay tops our wpay apps ranking as of August 2026, with a 3.8-star average from 1.8K App Store ratings, and it's free to download.
Yes — 20 of the top wpay apps we rank are free to download, including WavePay and WPlay Mobile.
WavePay shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ wpay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
WavePay is a mobile financial service app that allows users to make fast, easy, and safe online payments. It serves as a digital wallet for sending money, scanning QR codes for purchases at merchants, topping up mobile credit, and paying various bills like internet, solar, insurance, and loans. It also enables linking bank accounts and MPU cards for fund transfers.
WavePay employs several security features to protect user accounts. It uses a 'One Wallet, One Device' (1W1D) feature, allowing access from only one device at a time. All transactions require a mandatory 4-digit PIN, and money transfers to users not on the app are further secured with a 6-digit secret code for collection.

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