Bread Savings User Reviews

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  • Comenity (Academy Sports CC)

    This comes up for the mobile app for Comenity Financial (Academy Sports Credit Card). I had an Academy Sports Store card for over a year now. Try to make a payment the apps never retains the person’s login information and always gives “cannot be found” and the sends a person through the enrollment process just to be given the message “account already exists go to login”. A 1 or 2-star rating is being generous. Maybe people that have same issues withheld payments until it is fixed then something will be done to improve the app. They were to do easy pay that is non-login way to pay; however, the issue is that you cannot check your account either. They claim things and when a person can’t login then they cannot verify the information they are being told which could lead to the consumer being cheated.
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  • Quick AND Easy!

    Transfers quite quick and process easy. Bread Savings gives quick email confirmation on transfer activity and instructions on how to check activity.
  • Bad customer service , worse app

    The app is barely functional. Bread savings in general is barely functional

    While the checking side of things is fine, the savings accounts barely ever load, customer service contact center rarely works or they don’t respond to the direct question you ask

    I had to leave the app & it’s been a headache because the website crashes or loaded forever , even when you clear your cache /cookies
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  • Lousy Phone App Interface

    Twice now I have had difficulties getting a check deposited into my account.
    I have only attempted to deposit a check twice.
    Once the check made it through the photo segment and the intake, nothing on the dashboard indicates that there is a pending transaction.
    Online interest rates may be hire but if the fluidity of service do to use to be lousy, I’ll not be using Bread Online for very long.
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  • Good app with simple functional interface

    Been using app for about a year now. I like the simple interface. Even though the interface is simple it is still functional. And it’s always worked for me—no functionality bugs, crashes, etc.I recommend this app for anyone with a Bread Savings account.
  • Was so looking forward to a banking relationship with Bread Savings

    The opening account process is unlike any other account opening process I have had with any other online bank. I ended up with a partially funded CD, and am still trying to navigate linking another bank account to possibly opening a High Yield Savings Account.

    The only positive experience at this point is that I was able to reach someone by phone without waiting. However, the representative was not able to assist me in a practical way.
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  • Garbage

    This used to be a great app but it has to have a password reset daily. I’ve asked to have it fixed several times and they did several months ago but it’s back doing the same thing it’s almost enough to make you want to go to do business somewhere else, they are a great bank but they need to get their IT department to fix this. The app is actually pretty good. It’s just the stupid stuff that goes with it. Thank you.
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  • Closed my account and took my money

    I opened an account with bread savings in September of 2022. I kept getting logged out and it kept saying I didn’t finish signing up even though I did.. I called a customer service representative and they helped me. I let the money sit for a few months and recently got locked out again. I had deposited at least $500 and now cannot get in my account again. Customer service is saying I never made an account with them, I have plenty of confirmation emails of when I started my account and even monthly emails letting me know my monthly statements are ready.
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  • Easy to use

    Very nice easy to use app, my only recommendation would be if they could incorporate a bucket system similar to Ally bank where you can distribute your money within the account for occurrences, emergency fund, vacation fund, investment fund etc
  • High APY & high efficiency

    The app and website both work effectively. Transfers are easy.

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