Gusto Wallet User Reviews

Reviews Summary

Top reviews

Got forced to use this & don’t get paid same time weekly, it’s a guessing game :(

My employer basically gave us no choice. And then to find out they say, you’ll get paid by 8pm on payday. Like wtff??!?? It took me so long to adjust because all my bill payments came out the day I got paid and that day would be 2:30am of payday. Not 8pm. Smh. And nobody will help you to answer any questions. My employer submits pay on Tuesdays and Gusto won’t release it until 11am-3pm. But it does say up until 8pm. I’m sure now that I submitted this they will try to get me. But really to to Quikbooks or someone else. Oh and they don’t pay 2 days early. Bulljunk!
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Response from developer

Hi! We appreciate your honest feedback here. There could be several factors that could result to the delay of your pay. We would love to dig a bit deeper into this for you. For further assistance, please email Support@gusto.com

Failure to add new debit card

I have been trying to add my new debit card to my gusto account for over 2 months now so I can get paid and transfer money out. However, I have yet to be able to add my new non gusto debit card. I’ve reached out multiples times and talked to over 4 different people and each failed to help me fix the issue. I was told that the reason is because my addresses didn’t match. However, I checked multiple, multiple times to make sure the addresses were correct and matched and confirmed that with the gusto help center as well. There should be no reason for my card to not get added to my account yet not a single person I have talked to was able to help me fix the issue whatsoever. I’ve tried to keep my composure and be nice but this is unprofessional for me to have to reach out multiple times over months to get a simple problem fixed and not a single person has been able to help me get my debit card added.
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Response from developer

Hi Erika! We regret to learn about the challenges you've faced, and we apologize for any inconvenience caused here. Ensuring a seamless and positive experience during your platform navigation is a priority for us. To address this matter effectively, please contact our team directly at Wallet@gusto.com. By doing so, we can thoroughly investigate the issue and work towards a swift resolution. We appreciate your understanding and eagerly await your response.

Fix your app!

The amount of issues I’ve dealt with from an employee and normal person point of view is staggering.
There are plenty of times where the app is non functional like today. The app opens but displays a message saying that it’s “unable to reach Gusto at this time”. This cheap platform constantly has issues making it hard to either access your money, get paid when you expect to, or even use the app! And they do nothing to address these reoccurring problems but force those unfortunate enough to have to use the app, to wait for them to be resolved. The frequency rate of the issues is the worst! Bad app, Bad quality.
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Don’t expect to get paid on time

Two pay periods in a row my check has not come when it was supposed to. I’ve seen all the other reviews and responses from this company saying that it’s dependent on our employer and when THEY send in our information; but that is completely false. My employer turned payroll in on time both times and when reached out to customer service at Gusto, they very nonchalantly said : “your boss turned in everything on time, but we didn’t see that your employer submitted payroll until the next business day and it takes 3 days for it to process..so you’ll be paid next week instead”. I have bills on auto-draft and I’ve already acquired 2 late fee’s because the inconvenience and I’ll most likely have more. This is unacceptable and if there becomes a third time that this occurs I WILL be contacting the BBB as well as taking legal action to recover late fees due to THEIR negligence. Do not play with people’s money, cuz you wouldn’t like it done to you.
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Response from developer

Hello, thanks for taking the time to review and let us know about this problem you are experiencing. When your funds are deposited is determined by several factors, most important being your employer’s deposit speed they have selected as well as if payroll is processed on time. Gusto has no control over those two factors, but we would love to take a look with you at your pay schedule to give you all the information we can on when you should be receiving your payrolls based on the selections your employer has made. As we can not always identify users based on their reviews, please reach out to us directly at support@gusto.com. We look forward to speaking with you!

First review I’ve written since owning an iPhone

Well, I’ll start off by saying this app sets itself aside from other payroll types by being extremely easy to use and incorporating functions that make life easier. Whether you’re trying to submit a time off request or pull up a paystub or perhaps you’d like to check out your benefits all of that is at your fingertips. I wish I knew a start up company that I could suggest use it so that I could collect their $600 referral bonus, I digress.
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The opposite of Gusto is Apathy

I have some reservations about this app. While it was a good thought, it is a bad idea, there are several issues that need addressing.

For me the app tends to glitch quite frequently, which is frustrating and affects the overall user experience. This needs to be resolved as a priority.

Second not all the features on the desktop seem to be available. For instance, I couldn't find a way to upload expense receipts, which is a critical function for me.

In conclusion I have concerns about the app's data privacy. I'm not entirely sure about the extent of data collection and usage, particularly what kind of cookies it's adding to my phone. Clear information on data handling is essential for

It feels more like a time-waster than a time-saver. I’m forced by a client to use this app for payment, not entirely sure why the decision was made to have us use this, it’s frustrating.
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Response from developer

Thank you for your feedback and we're sorry to hear about this experience. We're regularly adding new features and improving performance to make for a better experience. Our user's privacy is a top priority -- customizable settings and info are available under 'security' in the profile section of the app. For more assistance or to share further feedback, please contact support@gusto.com. We are here to help.

Bad UX and poorly tested

The testing of features like hours entry is poorly tested. You have to add your hours for the day, save them, then go back and edit to add a break. Trying to enter hours and break together doesn’t work, so I assume it wasn’t tested.

Now a new behavior has been rolled out where you are given a pop-up to sign up for their spending account after you enter your hours for the day. It’s extremely annoying, especially if you add your hours for the week all at once. The UX is poorly thought through.
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Response from developer

Hi there, thanks for taking the time to leave a review. Your feedback is invaluable, and we are actively investigating this behavior with hopes to improve your Time Tracking experience through the app. We’d love to hear more about this and address any issues you may be encountering. Please reach out to us at support@gusto.com, we’ll hope to hear from you soon!

Poor customer experience management and miscommunications

They discontinued Instant Cashout (a month or so earlier than they promised which I’m sure was not appreciated by people trying to adjust for money they were due for repayment on previous advances) but they still advertise it as a feature in the app images here on the App Store which is literally false advertising. It’s been a year. You haven’t been clear about your instant cash out plans since the day you announced you were getting rid of the feature and you guys still lack the professionalism to update the app images (and left Twitter replies on read from people angry about the sudden change to cashout during your own conference. who is your community manager?)
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Response from developer

Hello Pat, thank you for taking the time to review and provide feedback. We understand the frustration caused by the discontinuation of the Instant Cashout feature, and we apologize for the error in the app store images. We appreciate your patience and understanding, as we work to update the app store images to accurately reflect the current features and services. We’re committed to enhancing our customer experience and providing transparent updates about any changes or product features. Please reach out to us at wallet@gusto.com, we would love to hear more about your experience and answer any questions you may have.

Do not use gusto

Worst company ever they put a lock on my card I called fraud and they said it wasn’t fraud and to wait till the customer service is open which is only 8am -2. When I called I waited for 40 mins only to be greeted by an extremely rude man telling me that it was fraud on my account ?? And couldn’t answer any of my legit questions but insisted I listen to him as he told me things I already knew and he would cut me off every time I tried to explain my situation in a defensive tone. Don’t use gusto I’m a banker for 7 years and I would never throw the policy in a customers face or belittle them because we put a hold on all their money that they need to live.
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Response from developer

Hello, thank you for taking the time to give us your review and let us know about your experience. We would love to better understand your frustrations with our team and would also like the opportunity to answer any questions you may have about our fraud process and how we work hard to keep your money safe. As we can not always identify our users based on their reviews, please reach out to us directly at wallet@gusto.com.

5 star app 1 star service

The app is really easy to use love it. I’ve been a gazelle member for over two years five stars on the app. The customer service on the other hand is horrible. I’ve been attempting to get a new card mailed out to me for the last three months can’t get a hold of a live agent I’ve already spent over $600 in the last four months transferring money wish their customer service was as good as the app
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Response from developer

Hi there, thank you very much for taking the time to give us this feedback. We are glad to hear you have enjoyed using the app so far and would love to continue this conversation more directly so that we can take a look at why you are having such a hard time getting a new card sent out. In reference to your comment about the transfers, while instant transfers do have a fee associated, all users have the option to utilize our free ACH transfer method. Please reach out to us directly at wallet@gusto.com so we can help you with the card reorder and anything else you need assistance with!

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