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Best apps like Cheq:UPI for Foreigners & NRIs

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated August 2026
Cheq:UPI for Foreigners & NRIs
Cheq:UPI for Foreigners & NRIs
Terrafin Solutions Private Limited
💰 Finance
🛍️ Shopping

Cheq is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Cheq

BHIM SBIPay#1

BHIM SBIPay by State Bank of India

Editor's Choice
💰 Finance
3.0😞(98 ratings)
Free
BHIM SBIPay screenshot 1
BHIM SBIPay screenshot 2
BHIM SBIPay screenshot 3
BHIM SBIPay screenshot 4
BHIM SBIPay screenshot 5
BHIM SBIPay screenshot 6

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

What We Love

  • 👍 User-friendly interface design
  • 🔒 Strong security features
  • 💳 Easy money transfer functionality
  • ⚡ Quick payment processing when working

Room to Improve

  • 🐛 Frequent app crashes and freezes
  • ❌ Poor performance on iOS platform
  • 🌐 Persistent communication errors
ICICI Bank Money2India#3

ICICI Bank Money2India by ICICI Bank Ltd

Worth Considering
💰 Finance
1.8😞(298 ratings)
Free
ICICI Bank Money2India screenshot 1
ICICI Bank Money2India screenshot 2
ICICI Bank Money2India screenshot 3

This app allows Non-Resident Indians (NRIs) to easily transfer money to India. It offers enhanced UI, biometric and PIN login, and the ability to track transaction status directly on the mobile platform.

What We Love

  • ⭐ Excellent exchange rates
  • ⚡ Fast money transfers
  • 🔒 Secure platform backed by ICICI Bank

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow and unresponsive performance
  • 🤯 Confusing and unintuitive user interface

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4
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
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This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

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Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
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This app enables businesses to accept digital payments instantly through various methods like UPI, cards, and wallets. It simplifies payment tracking, allows for easy refunds, and supports both registered and unregistered businesses. Join a large community of businesses going cashless.

Accept payments via UPI, cards, wallets, net bankingInstant payment links for social media and emailTrack sales and digital payments in real-time
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6
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
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This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
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7
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
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SBNRI: NRI Mutual Fund & Tax
SBNRI: NRI Mutual Fund & Tax
SBNRI: NRI Mutual Fund & Tax
SIP, SWP, NRE/NRO & Tax Filing
Free

Invest in India with a trusted platform designed for NRIs and OCIs. Build your Indian portfolio, track investments, and access advisory services for taxation, repatriation, and planning. Seamlessly invest in mutual funds, real estate, and more using your Indian bank accounts.

Build Indian portfolioMutual fund investmentTrack existing investments
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(944)
free with in-app purchases
9
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
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10
Pockets By ICICI Bank
Pockets By ICICI Bank
Pockets By ICICI Bank
by ICICI Bank Ltd
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This comprehensive mobile wallet allows users to pay anyone, shop anywhere, and manage banking needs. It offers instant virtual and physical VISA cards for online and in-store purchases, bill payments, and mobile recharges. Users can also send money securely via UPI and upgrade to a savings account.

Virtual and physical VISA card for online/in-store shoppingUPI payments for sending and collecting moneyMobile and DTH recharge
💰 Finance
(41)
free
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