Best apps like Guideline

9+ similar apps compared and reviewed

4.6 avg rating

9 free apps

Updated July 2026

Guideline

Gusto, inc.

💼 Business

💰 Finance

Whether you want more options like Guideline or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Guideline

Mercury | Bank Differently by Mercury Technologies, Inc.

Business and personal accounts

Editor's Choice

💰 Finance

4.9😐(12K ratings)

Free

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

What We Love

🚀 Robust platform for startups and small businesses
👍 Intuitive and user-friendly app
🔒 Secure banking experience
💡 Unique features like virtual and physical debit cards

Room to Improve

🕰️ Slow response times and delayed customer service
🔒 Overly intensive security measures causing login difficulties
🕰️ Slow check deposit and fund availability

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing

Strong Contender

💰 Finance

4.9😊(100K ratings)

FreeAdsIn-App Purchases

#6in Finance

Monarch: Budget & Track Money screenshot 1

Monarch: Budget & Track Money screenshot 2

Monarch: Budget & Track Money screenshot 3

Monarch: Budget & Track Money screenshot 4

Monarch: Budget & Track Money screenshot 5

Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

💻 Extremely customizable
🤝 Great for couples
🔍 Comprehensive budgeting and net worth tracking
📈 Excellent data visualization

Room to Improve

🔁 Recurring account disconnection issues
🇨🇦 Limited support for Canadian users
💰 Expensive subscription cost

BILL Spend & Expense (Divvy) by Bill.com

Corporate cards + expense mgt.

Worth Considering

💰 Finance

4.8😐(28K ratings)

FreeAds

BILL Spend & Expense (Divvy) screenshot 1

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BILL Spend & Expense (Divvy) screenshot 3

BILL Spend & Expense (Divvy) screenshot 4

BILL Spend & Expense (Divvy) screenshot 5

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

What We Love

🚀 Simplicity and ease of use
👍 Intuitive and user-friendly app
🚀 Efficient expense tracking and reporting
🚀 Seamless integration with accounting software

Room to Improve

🐛 Buggy app with crashes and glitches
🕰️ Slow processing of payments and refunds
🤔 Confusing budgeting and allocation system

More apps like Guideline

Carta - Manage Your Equity

All things equity in one place

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This platform helps individuals manage their equity, build businesses, and invest in emerging companies. The app allows users to handle all equity-related tasks, including accepting grants and exercising options.

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Time is money. Save both

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This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

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Origin: AI Budget and Track

Spending, Saving, & Net Worth

Free

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

Securely connect financial accountsTrack spending, cash flow, subscriptions, and billsBuild AI-powered budgets

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Airbase: Procure, Pay, Close

by Paylocity Corporation

Free

This app streamlines purchasing and payment processes for businesses. It automates accounts payable, manages expenses, and offers corporate cards to control spending and save time. Experience a simpler way to procure, pay, and close your books.

Procure-to-pay solutionAutomated APExpense management

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(83)

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Wealthfront: Save and Invest

Saving, investing, stocks.

Free

This app offers a high-yield cash account, automated investing with expert-built portfolios, and commission-free stock trading. It provides a consolidated view of your finances to help you build wealth and plan for retirement.

High-yield cash account with APYAutomated ETF portfoliosCommission-free stock and ETF investing

💰 Finance

(17K)

free with in-app purchases

Elevate My Benefits

Free

Manage your health savings and commuter accounts with ease. This app offers quick access to balances, allows for scanning claims instead of typing, and provides fast payments and instant notifications.

Manage HSA, FSA, HRA, commuter accountsView account balancesScan-to-enter claims

💰 Finance

(77)

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