Kikoff – Build Credit Quickly

Kikoff – Build Credit Quickly

Equifax, Experian + TransUnion

265K ratings
1576 reviews
#59 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • April 14, 2021
  • August 27, 2026

Features

Kikoff – Build Credit Quickly screenshot #1 for iPhone
Kikoff – Build Credit Quickly screenshot #2 for iPhone
Kikoff – Build Credit Quickly screenshot #3 for iPhone
Kikoff – Build Credit Quickly screenshot #4 for iPhone
Kikoff – Build Credit Quickly screenshot #5 for iPhone
Kikoff – Build Credit Quickly screenshot #6 for iPhone
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About

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quickly
Reports to Equifax, Experian, TransUnion
Plans starting at $5/month
No credit checks
No interest
Rent reporting (premium plans)
Identity theft insurance (premium plans)
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What users say

See all reviews
+1

What's New in Kikoff

1.182.3483

August 27, 2026

Thank you for using Kikoff! The number one way to build your credit! This version includes: * Various UI improvements * Bug fixes

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Charts

Top Free

📉 59-1

Finance

This app dropped -1 position in Finance chart.

Last updated on September 3, 2026.

User reviews

Give it a try!

I have no complaints because I know building credit is not an overnight process. Being able to work on my credit is always a great thing.

Still new

I have been a member for a short time but my credit score has increased faster than before

Its builds credit but profits off your credit

You credit will build but you get no touch on that credit line. It doesn’t come to you at all. They huge profits with those interest just so you “build your credit”. At least with self you can have the credit line deposited into your account and use it.

Raising my credit

One of the best moves I’ve made so far

A New Beginning

Kickoff has worked amazing in such a short period of time in getting my credit on the right track. I definitely would recommend this app if you’re looking to build your credit fast!!

Developer apps

User experience

🐞

Reported Bugs

2 issues

Incorrect credit reporting

Bug

Difficulty closing or canceling accounts

Bug

Requested Features

3 requests

Improved customer service and communication

Feature

More transparency about account details and policies

Feature

Ability to access and manage account details

Feature

FAQ

What does Kikoff do?

Kikoff is a service designed to help you build your credit score quickly. It provides access to a specialized credit line and reports your monthly payments to the three major credit bureaus: Equifax, Experian, and TransUnion. This process can help strengthen key credit factors like payment history and utilization.

How does Kikoff help build credit?

Kikoff helps build credit by reporting your on-time payments to Equifax, Experian, and TransUnion. It utilizes your monthly payments to improve factors like payment history and credit utilization, which significantly impact your credit health. Some plans also offer features like rent reporting.

What are the costs associated with Kikoff?

Kikoff offers plans starting at $5 per month. There are no credit checks, no interest charged on the credit line, and no hidden fees. Premium and Ultimate plans offer additional features at a higher cost.

Is Kikoff available on all devices?

While the description mentions Kikoff is the #1 credit builder on the App Store, it does not specify availability on Android devices. Users should check their respective app stores for compatibility.

Who is Kikoff best suited for?

Kikoff is ideal for individuals looking to establish or improve their credit score, particularly those starting with a score below 600. It's also beneficial for those who want to build credit history without the need for traditional credit checks or interest payments.