Happen Bank

Happen Bank

Formerly LendingClub

8.9K ratings
495 reviews
#202 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • June 11, 2012
  • September 1, 2026

Features

Happen Bank screenshot #1 for iPhone
Happen Bank screenshot #2 for iPhone
Happen Bank screenshot #3 for iPhone
Happen Bank screenshot #4 for iPhone
Happen Bank screenshot #5 for iPhone
Happen Bank screenshot #6 for iPhone
Happen Bank screenshot #7 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Manage your checking, savings, personal loans, and credit report all in one place. This app offers features to help you save, borrow, and track your financial health with tools like a credit simulator and free credit score monitoring.

Consolidated account management
Loan progress tracking
Free credit score and report monitoring
Debt consolidation options
Mobile check deposit
Debit card locking
Early direct deposit access
Show original description

What users say

See all reviews
+2

What's New in Happen Bank

400000001.03730658

September 1, 2026

Thank you for being a member. We’re always making updates to our app to ensure your experience is seamless. Turn on auto updates to make sure you always have the latest version.

More

Charts

Top Free

📉 202-9

Finance

This app dropped -9 positions in Finance chart.

Last updated on September 3, 2026.

User reviews

Grateful

On August 11th, the area where I live was hit by a severe storm that caused significant damage throughout several surrounding cities. Many homes were destroyed, and there were widespread power outages that continued for days and ongoing. I personally remained without power for approximately 13 days.

Due to these unforeseen circumstances, I had to take this approach. Long story short, I am truly grateful for this loan, as it has helped alleviate some of the financial stress brought on by this difficult situation.
Show more

Great bank

Fast and easy application process

Always asking to reset my password even immediately after I’ve done it

I think there is something seriously wrong with the app

The app is extremely easy and straight forward

If you money this is a place to go obviously interest rates are gonna be higher, but if it’s emergency, this is your place to go and they have no penalty fees to pay payback

Great app

Very easy to use and great savings product, love to use it more.

User experience

🐞

Reported Bugs

5 issues

Account login issues

Bug

Incorrect account balance display

Bug

Unreliable mobile deposit functionality

Bug

Delayed transaction updates

Bug

Compatibility problems with newer devices

Bug

Requested Features

5 requests

Improve mobile deposit process

Feature

Add Zelle integration

Feature

Enhance transaction history and categorization

Feature

Provide better account management tools

Feature

Improve app responsiveness and stability

Feature

FAQ

What can I do with the LendingClub app?

The app allows you to manage your checking and savings accounts, track personal loan progress, and monitor your credit report and score for free. You can also move money between accounts, deposit checks, and lock your debit card.

How does the app help with managing money?

It provides a central place to view all your financial accounts and loans. You can also use features like a credit simulator to understand how actions might impact your score and set up direct deposit for potential cash back rewards.

Is there a cost to use the LendingClub app?

The app itself is free to download and use. There are no fees for external transfers, and you can grow your money with competitive rates on savings accounts. Specific terms and conditions apply to credit and deposit products.

What are the key features for credit monitoring?

The app includes DebtIQ, which offers free monitoring of your credit score and report. It also features a credit simulator that helps you visualize how different financial actions could affect your credit score.

Can I get paid early with this app?

Yes, you can get paid up to two days early with direct deposit. This feature is contingent upon your payor supporting early direct deposit.