Best Fintech Bank Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good fintech bank apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Fintech Bank Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fintech BankFintech BankFreeNoNoAug 2026
2Robinhood BankingRobinhood BankingFree4.9★ (93K)NoNoSep 2026
3Ally: Bank, Auto & InvestAlly: Bank, Auto & InvestFree4.7★ (113K)NoNoSep 2026
4Mercury | Bank DifferentlyMercury | Bank DifferentlyFree4.9★ (13K)NoNoSep 2026
5GO2bank: Mobile bankingGO2bank: Mobile bankingFree4.8★ (64K)NoNoSep 2026
6Current - Mobile BankingCurrent - Mobile BankingFree4.8★ (196K)NoNoSep 2026
7U.S. Bank Mobile BankingU.S. Bank Mobile BankingFree4.8★ (2.1M)YesNoSep 2026
8Happen BankHappen BankFree4.8★ (9K)NoNoSep 2026

Top Picks for Fintech Bank

Robinhood Banking#2

Robinhood Banking by Robinhood Markets, Inc.

Credit Card & Banking
Strong Contender
💰 Finance
4.9😊(93K ratings)
Free
#79in Finance
Robinhood Banking screenshot 1
Robinhood Banking screenshot 2
Robinhood Banking screenshot 3
Robinhood Banking screenshot 4
Robinhood Banking screenshot 5
Robinhood Banking screenshot 6

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

What We Love

  • 🚀 Fast processing
  • 💰 Excellent cash back rewards
  • 📱 Sleek and intuitive app
  • 🔒 Secure features like virtual cards
  • 🤑 Ability to invest rewards
  • 🤩 Seamless integration with Robinhood platform

Room to Improve

  • ⏱️ Slow payment processing
  • 🚫 Restrictions on modifying flights
  • 🤔 Unclear transaction limits
  • 💸 Potential for reduced cash back when redeeming points
Ally: Bank, Auto & Invest#3

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Worth Considering
💰 Finance
4.7😐(113K ratings)
Free
#70in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
Ally: Bank, Auto & Invest screenshot 3
Ally: Bank, Auto & Invest screenshot 4
Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility
  • 🤖 Unhelpful automated customer support
  • 💰 Unexpected fees and account holds

More Fintech Bank apps to explore

FAQ about Fintech Bank

Are there free fintech bank apps for iPhone?
Yes — 20 of the top fintech bank apps we rank are free to download, including Fintech Bank and Robinhood Banking.
Fintech Bank has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ fintech bank apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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