Best Fintech Bank Apps

226+ iOS apps curated and reviewed

4.7 avg rating

20 free apps

Updated June 2026

Every iPhone needs a few good fintech bank apps. We benchmark 226+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Fintech Bank

#1

Fintech Bank by Fintech Bank Ltd

Editor's Choice

💰 Finance

0.0(0 ratings)

Free

Fintech Bank screenshot 1

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#2

Primis Digital Banking by Primis Bank

Primis Digital Banking Upgrade

Strong Contender

💰 Finance

4.7😐(285 ratings)

Free

Primis Digital Banking screenshot 1

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Primis Digital Banking screenshot 3

Primis Digital Banking screenshot 4

Primis Digital Banking screenshot 5

Experience smarter, faster, and more secure digital banking with an FDIC-insured bank. Enjoy innovative fintech features combined with robust security, 24/7 customer support, and no hidden fees. Move money, make deposits, and get paid early with ease.

What We Love

💰 Competitive interest rates (4.35% APY)
📱 Modern, cleaner app design
👍 Improved funds transfer interface
📞 Stellar phone customer support

Room to Improve

🐛 Frequent app crashes and bugs
🔌 Unreliable technology infrastructure
📵 Poor customer service responsiveness

#3

Robinhood Banking by Robinhood Markets Inc

Credit Card & Banking

Worth Considering

💰 Finance

4.9😊(53K ratings)

FreeAds

#69in Finance

Robinhood Banking screenshot 1

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Robinhood Banking screenshot 6

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

What We Love

🚀 Fast processing
💰 Excellent cash back rewards
📱 Sleek and intuitive app
🔒 Secure features like virtual cards

Room to Improve

⏱️ Slow payment processing
🚫 Restrictions on modifying flights
🤔 Unclear transaction limits

More Fintech Bank apps to explore

Mercury | Bank Differently

Mercury | Bank Differently

Business and personal accounts

This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

Business bankingPersonal accountsPayment processing

Ally: Bank, Auto & Invest

Ally: Bank, Auto & Invest

The app for all things money

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters

Secure your banking

This app offers a preview of embedded banking features for businesses. Users can manage issued cards and easily add them to digital wallets. It showcases a fraction of the platform's capabilities for integrating financial services.

Card managementAdd cards to Apple Pay/Google WalletEmbedded banking preview

GO2bank: Mobile banking

GO2bank: Mobile banking

Mobile bank that works for you

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection

Tam - Digital Banking

Tam - Digital Banking

by Kuwait Finance House

Manage your finances with a modern, intuitive banking app. Open an account, get instant virtual cards, and enjoy easy money transfers. Earn rewards as you use the service and customize your virtual card with unique designs.

Open account on the goInstant virtual debit/prepaid cardEasy money transfers

SoFi: Bank, Invest & Crypto

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrencyFee-free checking accountHigh-yield savings account

free with in-app purchases

Andi - from Fidelity Bank

Andi - from Fidelity Bank

It’s a new day in banking

Manage your finances with a comprehensive banking app that simplifies spending, saving, and goal setting. Enjoy features like early direct deposit, fee-free ATMs, and valuable benefits such as credit reporting and identity theft protection.

Consolidated account viewSpending and savings trackingGoal creation and tracking

The Farmers Bank

The Farmers Bank

by FIRST FARMERS BANCSHARES, INC.

Manage your finances with ease through this mobile banking application. View account balances, transaction history, pay bills, and deposit checks directly from your device. It also allows for card management and other essential banking tasks.

View account balancesTransaction historyBill payment

free with in-app purchases

Hometown - Banking Solution

Hometown - Banking Solution

Pay, Save, Get a loan, Spend

Manage your finances with an all-in-one banking solution. Easily send and receive money, pay bills, grow savings with high interest, and access instant loans. Book flights, recharge airtime, and invest for the future, all from your mobile device.

Send and receive moneyPay bills for servicesGrow savings with interest

Upgrade - Mobile Banking

Upgrade - Mobile Banking

Rewards Checking, Loans, Cards

Manage your finances with a comprehensive mobile banking app. Access rewards checking, loans, and cards. Track balances, pay bills, monitor credit, and request cash advances.

Cash back rewards on card purchasesManage personal loans and credit linesTrack credit score and receive alerts

free with in-app purchases

Wellby Financial

Wellby Financial

by JSC Federal Credit Union

Manage your money conveniently and securely from your mobile device with 24/7 access. Perform transactions, pay bills, deposit checks, and track your spending with helpful organizational tools and security features.

Check account balances and transaction historyTransfer funds between accounts and to othersPay bills and set up recurring payments

Fast register - cool number

This digital banking app offers a comprehensive suite of financial management tools. Easily manage accounts, transfer money, pay bills, and explore savings and loan options. Enjoy a secure and user-friendly experience with 24/7 support.

Smart account and asset managementFast money transfers (domestic & international)Bill payments

by The City Bank PLC.

This app provides a digital banking solution for customers of City Bank PLC. It offers a convenient way to manage your finances directly from your mobile device.

Digital banking solutionManage financesMobile banking

OceanFirst Bank - Mobile

OceanFirst Bank - Mobile

Your money. Anytime. Anywhere.

Securely manage your bank accounts from your smartphone or tablet. View balances, deposit checks, transfer funds, pay bills, and send money. You can also manage your debit card and locate branches and ATMs.

Digital banking registrationView account balancesDeposit checks

Exceptionally easy

Manage your finances digitally with a secure and instant mobile banking experience. Open accounts, transfer money, pay bills, apply for loans, and even invest in U.S. stocks, all from your phone. Offers features like instant card activation, loyalty rewards, and flexible payment options.

Digital account openingInstant card activation24/7 money transfers

free with in-app purchases

CapEd Mobile Banking

CapEd Mobile Banking

by Capital Educators Federal Credit Union

Manage your finances on the go with comprehensive mobile banking features. Deposit checks, transfer funds, pay bills, and apply for loans securely. Aggregate all your accounts, both internal and external, for a complete financial overview.

Deposit checksTransfer moneyPay bills

First Bank Digital Banking

First Bank Digital Banking

by First Bancorp

Manage your finances on the go with this secure mobile banking application. View account balances, transfer funds, deposit checks, and track spending patterns. Access your accounts anytime, anywhere, and utilize biometric security for peace of mind.

View real-time account balancesTransfer funds between accountsDeposit checks via mobile

free with in-app purchases

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