Best Ramp alternatives: apps like Ramp

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated November 2026
Ramp
Ramp
Ramp Business Corporation

Looking for something like Ramp? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Ramp

Carta - Manage Your Equity#1

Carta - Manage Your Equity by eShares

All things equity in one place
Editor's Choice
šŸ’° Finance
4.8šŸ˜ž(9.6K ratings)
Free
Carta - Manage Your Equity screenshot 1
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This platform helps individuals manage their equity, build businesses, and invest in emerging companies. The app allows users to handle all equity-related tasks, including accepting grants and exercising options.

What We Love

  • šŸ‘ Easy to use
  • šŸš€ Intuitive interface
  • šŸ’” Useful simulation feature
  • šŸ”’ Secure login with Face ID

Room to Improve

  • šŸ› Login issues and app crashes
  • āš ļø Limited functionality compared to website
  • šŸ” Lack of detailed information and visibility
  • šŸ”’ Poor security and privacy practices
BILL Spend & Expense (Divvy)#2

BILL Spend & Expense (Divvy) by Bill.com, Inc.

Corporate cards + expense mgt.
Strong Contender
šŸ’° Finance
4.8😐(31K ratings)
Free
BILL Spend & Expense (Divvy) screenshot 1
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Automate business expense management with corporate cards and intuitive software. Track spending in real-time, gain budget insights, and simplify reimbursements and accounting integrations.

What We Love

  • šŸš€ Simplicity and ease of use
  • šŸ‘ Intuitive and user-friendly app
  • šŸš€ Efficient expense tracking and reporting
  • šŸš€ Seamless integration with accounting software
  • šŸ‘ Helpful customer support

Room to Improve

  • šŸ› Buggy app with crashes and glitches
  • šŸ•°ļø Slow processing of payments and refunds
  • šŸ¤” Confusing budgeting and allocation system
  • šŸ¤” Lack of advanced features and customization
  • šŸ¤” Inconsistent user experience across platforms
Mercury | Bank Differently#3

Mercury | Bank Differently by Mercury Technologies, Inc.

Business and personal accounts
Worth Considering
šŸ’° Finance
4.9😐(14K ratings)
Free
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This app offers business and personal banking solutions designed for optimization. It provides features like payment options, credit cards, expense management, and AI-powered financial assistance. It aims to help entrepreneurs and ambitious individuals manage their finances efficiently.

What We Love

  • šŸš€ Robust platform for startups and small businesses
  • šŸ‘ Intuitive and user-friendly app
  • šŸ”’ Secure banking experience
  • šŸ’” Unique features like virtual and physical debit cards
  • šŸ¤ Responsive and helpful customer support

Room to Improve

  • šŸ•°ļø Slow response times and delayed customer service
  • šŸ”’ Overly intensive security measures causing login difficulties
  • šŸ•°ļø Slow check deposit and fund availability
  • 🚫 Lack of phone support and only email-based communication
  • šŸ¤” Unclear account approval and rejection criteria

More apps like Ramp

4
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

This app streamlines payroll, time tracking, and expense management for small businesses. Employers can manage team information, onboarding, and reimbursements, while employees and contractors can access paychecks, track hours, and manage benefits on the go.

Run payroll on the goTrack employee time and time offManage team information and onboarding
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5
Shareworks
Shareworks
Shareworks
Morgan Stanley at Work
Free

Manage your equity plan on the go. View your portfolio, track events, and complete transactions like selling shares or exercising options. Securely access your financial data with biometric login.

Manage and forecast portfolioTrack past and future eventsView employee stock purchase plan holdings
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6
Origin: AI Budget and Track
Origin: AI Budget and Track
Origin: AI Budget and Track
Spending, Saving, & Net Worth
Free

This app provides a comprehensive financial overview, connecting all your accounts to track spending, build AI-powered budgets, and manage investments. It offers personalized guidance from an AI advisor for saving, investing, and planning major life events, with options for wealth management and tax filing.

Connect all financial accounts securelyTrack spending, cash flow, subscriptions, and billsBuild AI-powered smart budgets
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7
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app helps users maximize credit card rewards by automatically activating offers, benefits, and bonus categories. It tracks spending, benefits usage, and card performance to help users earn more and understand the true value of their cards.

Auto-activates merchant offersManages card benefits and creditsRecommends best card for purchases
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8
Benefits by WEX
Benefits by WEX
Benefits by WEX
by WEX, Inc.
Free

Manage your benefit accounts securely and conveniently. Quickly check balances, view account details, and submit claims with real-time access. The app offers time-saving options for HSA transactions, bill payments, and expense management.

Check account balances 24/7View account summaries and statementsFile claims and upload receipts
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9
Vestwell
Vestwell
Vestwell
For the future.
Free

This platform helps individuals and organizations build financial futures through accessible and intuitive savings solutions. Manage retirement, education, disability, and emergency funds all in one place. Track progress, adjust investments, and access funds with ease.

Track savings goals and employer matchChange savings amount and investment strategyConsolidate savings accounts
šŸ’° Finance
(229)
free
10
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor net worth, and collaborate with partners or financial advisors to achieve your financial goals.

Consolidated account viewAutomated transaction categorizationCustomizable dashboard
šŸ’° Finance
(119K)
free with in-app purchases