Best Ramp alternatives: apps like Ramp

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated October 2026
Ramp
Ramp
Ramp Business Corporation

Looking for something like Ramp? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Ramp

Carta - Manage Your Equity#1

Carta - Manage Your Equity by eShares

All things equity in one place
Editor's Choice
šŸ’° Finance
4.8šŸ˜ž(9.5K ratings)
Free
Carta - Manage Your Equity screenshot 1
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This platform helps individuals manage their equity, build businesses, and invest in emerging companies. The app allows users to handle all equity-related tasks, including accepting grants and exercising options.

What We Love

  • šŸ‘ Easy to use
  • šŸš€ Intuitive interface
  • šŸ’” Useful simulation feature
  • šŸ”’ Secure login with Face ID

Room to Improve

  • šŸ› Login issues and app crashes
  • āš ļø Limited functionality compared to website
  • šŸ” Lack of detailed information and visibility
  • šŸ”’ Poor security and privacy practices
BILL Spend & Expense (Divvy)#2

BILL Spend & Expense (Divvy) by Bill.com, Inc.

Corporate cards + expense mgt.
Strong Contender
šŸ’° Finance
4.8😐(30K ratings)
Free
BILL Spend & Expense (Divvy) screenshot 1
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This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

What We Love

  • šŸš€ Simplicity and ease of use
  • šŸ‘ Intuitive and user-friendly app
  • šŸš€ Efficient expense tracking and reporting
  • šŸš€ Seamless integration with accounting software
  • šŸ‘ Helpful customer support

Room to Improve

  • šŸ› Buggy app with crashes and glitches
  • šŸ•°ļø Slow processing of payments and refunds
  • šŸ¤” Confusing budgeting and allocation system
  • šŸ¤” Lack of advanced features and customization
  • šŸ¤” Inconsistent user experience across platforms
Mercury | Bank Differently#3

Mercury | Bank Differently by Mercury Technologies, Inc.

Business and personal accounts
Worth Considering
šŸ’° Finance
4.9😐(13K ratings)
Free
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This app provides business and personal banking solutions designed for entrepreneurs and ambitious individuals. It offers features like payment processing, expense management, invoicing, and high-interest savings accounts, all managed online.

What We Love

  • šŸš€ Robust platform for startups and small businesses
  • šŸ‘ Intuitive and user-friendly app
  • šŸ”’ Secure banking experience
  • šŸ’” Unique features like virtual and physical debit cards
  • šŸ¤ Responsive and helpful customer support

Room to Improve

  • šŸ•°ļø Slow response times and delayed customer service
  • šŸ”’ Overly intensive security measures causing login difficulties
  • šŸ•°ļø Slow check deposit and fund availability
  • 🚫 Lack of phone support and only email-based communication
  • šŸ¤” Unclear account approval and rejection criteria

More apps like Ramp

4
Gusto Mobile
Gusto Mobile
Gusto Mobile
Small business payroll & HR
Free

This app simplifies payroll, time tracking, and employee management for small businesses. It offers features for both employers to run payroll and manage their team, and for employees to access paychecks, track time, and manage benefits on the go.

Run payroll on the goReview and approve team hoursManage employee information
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5
Shareworks
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Shareworks
Morgan Stanley at Work
Free

Manage your equity plan on the go. View your portfolio, track events, and complete transactions like selling shares or exercising options. Securely access your financial data and manage your employee stock purchase plan.

Manage and forecast portfolioTrack past and future eventsView ESPP holdings
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6
Benefits by WEX
Benefits by WEX
Benefits by WEX
by WEX, Inc.
Free

Manage your benefit accounts securely and conveniently. Quickly check balances, view account details, and submit claims with real-time access. The app offers time-saving options for HSA transactions, bill payments, and expense management.

Check account balances 24/7View account summaries and statementsFile claims and upload receipts
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7
Origin: AI Budget and Track
Origin: AI Budget and Track
Origin: AI Budget and Track
Spending, Saving, & Net Worth
Free

Effortlessly track finances, create AI-powered budgets, and gain personalized financial guidance. Manage spending, investments, and plan for life events with secure account connections and expert advice.

Securely connect financial accountsTrack spending, cash flow, subscriptions, and billsBuild AI-powered budgets
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8
Vestwell
Vestwell
Vestwell
For the future.
Free

This app helps users build their financial future by providing accessible and intuitive savings solutions for retirement, education, disability, and emergencies. Manage your accounts, track progress, and access funds seamlessly from your mobile device.

Track savings goals and employer matchChange savings amount and investment strategyConsolidate savings accounts
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MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
MaxRewards Credit Card Rewards
Manage Travel Points & Miles
Free

This app automatically activates credit card offers and bonus categories to help you earn more rewards. It also helps you track benefits, credits, and determine the best card for each purchase, consolidating all your financial information in one place.

Automatic offer activationBonus category activationBest card recommendation
šŸ’° Finance
(17K)
free with in-app purchases
10
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
šŸ’° Finance
(114K)
free with in-app purchases