Best Vault Payments alternatives: apps like Vault Payments

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated October 2026
Vault Payments
Vault Payments
Vault Payment Solutions Group Pty Ltd

Whether you want more options like Vault Payments or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Vault Payments

0.0😞(0 ratings)
Free
The Card Network screenshot 1
The Card Network screenshot 2
The Card Network screenshot 3
The Card Network screenshot 4
The Card Network screenshot 5
The Card Network screenshot 6

Instantly claim and add your digital card to your mobile device's wallet using a provided link. Once added, your new card is ready for immediate use.

What We Love

  • βœ… Quick setup process when working correctly
  • 🍎 Seamless Apple Wallet integration
  • πŸ’³ Convenient balance checking feature
  • 🎁 Useful for managing multiple gift cards

Room to Improve

  • πŸ› Persistent loading screens and freezing
  • πŸ“± Phone number validation failures
  • πŸ’₯ Frequent app crashes on iOS
  • πŸ” Difficult registration and login process
  • ⏳ Extremely slow performance
  • ❌ Non-functional SMS verification system
  • 😀 Poor customer service and support
  • 🚫 Card expiry handling issues
  • πŸ“΅ Incompatibility with iOS 26
  • πŸ”„ Requires constant app reinstallation
  • πŸ’” Card information not loading
  • 🌐 Website functionality also broken
  • 🎯 Confusing and convoluted user interface
  • πŸ’Έ Inability to combine partial balances
  • 🚨 Unresponsive support team
4.6😐(162 ratings)
Free
Latitude App screenshot 1
Latitude App screenshot 2
Latitude App screenshot 3
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Latitude App screenshot 5
Latitude App screenshot 6

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

What We Love

  • πŸš€ Easy to use
  • πŸ‘ User-friendly app
  • πŸš€ Convenient for payments
  • πŸ‘ Great customer service
  • πŸš€ Efficient and straightforward
  • πŸ‘ Helpful app
  • πŸš€ Quick and easy to navigate

Room to Improve

  • πŸ› App crashes or doesn't work
  • πŸ› Login issues
  • πŸ› Unreliable app
  • πŸ’° Excessive fees and charges
  • πŸ› Delayed transaction updates
  • πŸ› Unable to make payments or access account
  • πŸ› Constant need to update app
2.6😐(16 ratings)
Free
ING Australia Banking screenshot 1
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ING Australia Banking screenshot 6

Manage your finances on the go with this banking app. Access digital cards, make secure online payments, and track savings. It offers real-time payments, card management, and account balance checks without logging in.

What We Love

  • πŸš€ Easy to use
  • πŸ‘ Reliable
  • πŸ’° Great interest rates
  • πŸš€ Fast transactions
  • πŸ‘ Simple and clean design

Room to Improve

  • πŸ› Frequent crashes and bugs
  • ⚠️ Lack of notifications
  • πŸ€” Limited features compared to competitors
  • πŸ”’ Poor security and fraud protection
  • πŸ™„ Forced updates and login issues

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4
Beem - Digital Wallet
Beem - Digital Wallet
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Pay & split + Reward & loyalty
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Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

Send and request moneySplit bills with contactsEarn cashback rewards
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Macquarie Mobile Banking
Macquarie Mobile Banking
Macquarie Mobile Banking
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Manage your finances on the go with this banking app. Track spending, set budgets, and receive real-time alerts for account activity. Securely authenticate transactions and manage both personal and business accounts.

Set budgets and track spendingSearch transactions with natural languageReal-time account activity alerts
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Ubank: Digital Banking
Ubank: Digital Banking
Ubank: Digital Banking
Money Done Better
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Manage your finances with a digital bank offering tools for spending, saving, and earning. Features include no monthly fees, bonus interest on savings, spending insights, and bill planning. Easily link external accounts and set savings goals.

No monthly feesBonus interest on savingsSpending insights and pay cycle sync
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7
ING Banking - Do Your Thing
ING Banking - Do Your Thing
ING Banking - Do Your Thing
ING Australia’s new app
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A redesigned mobile banking application offering a faster, simpler, and more intuitive way to manage your finances. It provides easy access to balances, quick money transfers, and robust security features for peace of mind.

Check balance at a glanceMove money in secondsManage accounts easily
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8
Australian Taxation Office
Australian Taxation Office
Australian Taxation Office
Australian Taxation Office
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Manage your tax and superannuation affairs on the go. Track tax returns, view payment due dates, and access popular tools like myDeductions and ABN Lookup. Securely access your ATO record and verify communications.

Track tax return progressView lodgment and payment due datesSecure login with biometrics
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Hostplus
Hostplus
Hostplus
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Manage your superannuation and insurance on the go. Check your balance, track contributions, and access useful features securely. Designed for existing members, it offers a simple and intuitive experience.

Check account balanceTrack contributionsView insurance details
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10
Macquarie Authenticator
Macquarie Authenticator
Macquarie Authenticator
Security that moves with you
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Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Push notifications for transaction approval/denialGenerate one-time rolling codesOffline authentication with rolling codes
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