Best 1 Bank Apps

222+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

FNBT & FCB Mobile is the household name in 1 bank, but it's far from the only option. We track 222+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top 1 Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FNBT & FCB MobileFNBT & FCB MobileFree4.8โ˜… (141K)YesNoAug 2026
2BirbankBirbankFree4.8โ˜… (1.9K)NoNoAug 2026
3FirstBank Tu Banca Digital AppFirstBank Tu Banca Digital AppFree4.8โ˜… (37K)NoNoAug 2026
4OnePay โ€“ Mobile BankingOnePay โ€“ Mobile BankingFree4.9โ˜… (391K)NoNoAug 2026
5Sterling OneBankSterling OneBankFree3.3โ˜… (920)NoNoAug 2026
61st Source Bank Mobile Banking1st Source Bank Mobile BankingFree4.8โ˜… (12K)YesNoAug 2026
7ONE Bank AppONE Bank AppFree3.6โ˜… (39)NoNoJul 2026
8Capital One MobileCapital One MobileFree4.8โ˜… (11M)NoNoAug 2026

Top Picks for 1 Bank

FNBT & FCB Mobile#1

FNBT & FCB Mobile by First Community Bancshares, Inc.

Banking on the Go!
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(141K ratings)
FreeAds
FNBT & FCB Mobile screenshot 1
FNBT & FCB Mobile screenshot 2
FNBT & FCB Mobile screenshot 3
FNBT & FCB Mobile screenshot 4

Manage your finances conveniently with this banking application. It allows for easy fund transfers, bill payments, and mobile check deposits. Securely access account information, manage debit cards, and even open new accounts or apply for loans.

What We Love

  • ๐Ÿš€ Fast and efficient app
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Robust security features
  • ๐Ÿ’ก Useful budgeting and money management tools

Room to Improve

  • ๐Ÿ› Frequent crashes and bugs
  • ๐Ÿ” Inability to search transaction history
  • ๐Ÿค” Inconsistent account balance display
Birbank#2

Birbank by Kapital Bank OJSC

ฦDV, Bonus, Kredit, ร–dษ™niลŸlษ™r
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(1.9K ratings)
Free
Birbank screenshot 1
Birbank screenshot 2
Birbank screenshot 3
Birbank screenshot 4
Birbank screenshot 5
Birbank screenshot 6

Manage your bank cards, make payments, earn bonuses, and access loans and installments. Enjoy features like Apple Pay, QR payments, and commission-free transfers. Get a digital card instantly without visiting a branch.

What We Love

  • ๐Ÿ‘ Convenient banking app
  • ๐Ÿš€ Fast and responsive
  • ๐Ÿ’ณ Supports multiple cards
  • ๐Ÿค Good customer service

Room to Improve

  • ๐Ÿ› Frequent crashes and bugs
  • โš ๏ธ Compatibility issues with older devices
  • ๐Ÿ•ฐ๏ธ Slow loading times
FirstBank Tu Banca Digital App#3

FirstBank Tu Banca Digital App by FirstBank Puerto Rico

Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(37K ratings)
Free
FirstBank Tu Banca Digital App screenshot 1
FirstBank Tu Banca Digital App screenshot 2
FirstBank Tu Banca Digital App screenshot 3
FirstBank Tu Banca Digital App screenshot 4
FirstBank Tu Banca Digital App screenshot 5
FirstBank Tu Banca Digital App screenshot 6

Manage your finances conveniently with a suite of digital banking tools. Deposit checks remotely, view account details, make payments, and perform various banking services securely from your mobile device.

What We Love

  • ๐Ÿš€ Excellent app, very reliable and simple
  • ๐Ÿš€ Friendly, professional, knowledgeable, kind and helpful customer service
  • ๐Ÿ‘ Friendly app, easy to manage accounts
  • ๐Ÿ‘ Better than ever app, easy to navigate

Room to Improve

  • ๐Ÿ› Account freezing issues, difficult to unfreeze
  • ๐Ÿ› Unreliable web page, login issues
  • ๐Ÿ› Lack of detailed information, poor user experience

More 1 Bank apps to explore

4
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
OnePay โ€“ Mobile Banking
Bank. Borrow. Build Credit.
Free

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewardsHigh-yield savings accountsCash back credit card
๐Ÿ’ฐ Finance
(391K)
free with in-app purchases
5
Sterling OneBank
Sterling OneBank
Sterling OneBank
OneBank
Free

This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.

Instant account openingSend and receive moneyBill payments
๐Ÿ’ฐ Finance
(920)
free
6
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
1st Source Bank Mobile Banking
by 1st Source Bank
Free

Manage your personal banking accounts securely and conveniently from your mobile device. Deposit checks, view transaction history, pay bills, and transfer funds with ease. Access banking services anytime, anywhere.

Check DepositTransaction HistoryBill Pay
๐Ÿ’ฐ Finance
(12K)
free
7
ONE Bank App
ONE Bank App
ONE Bank App
by ONE Bank Limited
Free

This digital banking service allows customers to perform a wide range of financial transactions remotely using their mobile devices. It offers features for account management, bill payments, fund transfers, and service requests, providing convenience and enhanced utility.

Remote financial transactionsAccount balance and transaction infoUtility bill payment
๐Ÿ’ฐ Finance
(39)
free
8
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

View account balances and statementsPay bills and loansCheck credit score with CreditWise
๐Ÿ’ฐ Finance
(11M)
free
9
FirstMobile App
FirstMobile App
FirstMobile App
by First Bank of Nigeria Limited
Free

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

Financial transactionsNon-financial transactionsDIY enrollment
๐Ÿ’ฐ Finance
(2K)
free
10
1ST SUMMIT Mobile Banking
1ST SUMMIT Mobile Banking
1ST SUMMIT Mobile Banking
by 1ST SUMMIT BANK
Free

Manage your bank accounts, deposit checks, and pay bills conveniently from your mobile device. Access your financial information securely anytime, anywhere. Find nearby branches and ATMs with ease.

Manage accountsDeposit checksTransfer money
๐Ÿ’ฐ Finance
(1.6K)
free
11
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
Chimeยฎ โ€“ Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
๐Ÿ’ฐ Finance
(1.5M)
free with in-app purchases
12
1st Bank of Manhattan
1st Bank of Manhattan
1st Bank of Manhattan
by FIRST BANK OF MANHATTAN
Free

Manage all your financial accounts in one place, including those from other institutions. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your finances with passcode and biometric options.

Aggregate financial accountsOrganize transactions with tags and notesSet balance alerts
๐Ÿ’ฐ Finance
(621)
free
13
M1 Bank
M1 Bank
M1 Bank
by M1 Bancshares, Inc
Free

Manage your money with a secure and fast personal finance tool. Set up balance alerts, make payments, transfer funds, and deposit checks with ease. Secure your account with passcodes or biometrics.

Balance alertsMake paymentsTransfer money
๐Ÿ’ฐ Finance
(24)
ad-supported
14
Citizens 1st National Bank
Citizens 1st National Bank
Citizens 1st National Bank
Mobile Banking
Free

Manage your finances conveniently from your mobile device. View balances instantly, pay bills with a photo, transfer funds, and deposit checks. Quickly access your accounts with a 4-digit passcode and find nearby branches or ATMs.

View account balances and transaction historyPay bills via photo upload (PicturePay)Transfer funds between accounts
๐Ÿ’ฐ Finance
(193)
free
15
First National Bank PortLavaca
First National Bank PortLavaca
First National Bank PortLavaca
by First National Bank in Port Lavaca
Free

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Secure login options are available for a convenient banking experience.

Check account balancesSearch recent transactionsTransfer cash between accounts
๐Ÿ’ฐ Finance
(407)
free
16
Citizens 1st Bank
Citizens 1st Bank
Citizens 1st Bank
by Citizens 1st Bank
Free

Manage your finances on the go with 24/7 access to your accounts. Monitor balances, view transaction history, pay bills, and transfer funds between your accounts. Receive important account alerts for better financial oversight.

Monitor account balancesView transaction historyPay bills
๐Ÿ’ฐ Finance
(55)
ad-supported
17
OneUnited Bank: WiseOne AI
OneUnited Bank: WiseOne AI
OneUnited Bank: WiseOne AI
by OneUnited Bank
Free

This app offers AI-driven financial insights and management tools. It helps users create budgets, monitor credit, track spending, and achieve financial goals through conversational guidance and personalized alerts.

Conversational AI for financial advicePersonalized AI-driven insights and alertsAI-driven budgeting
๐Ÿ’ฐ Finance
(10K)
free with in-app purchases
18
1st National Bank Lebanon
1st National Bank Lebanon
1st National Bank Lebanon
by FIRST NATIONAL BANK OF LEBANON
Free

Manage your finances on the go with this mobile banking application. Access account balances, view activity, transfer funds, and pay bills securely from your device. Find branch locations easily.

View account balanceView account activityTransfer funds
๐Ÿ’ฐ Finance
(257)
free
19
MidWestOne Bank
MidWestOne Bank
MidWestOne Bank
by MidWestOne Bank
Free

Manage your finances on the go with this mobile banking app. Access account balances, deposit checks, pay bills, transfer funds, and locate ATMs. It offers secure 24/7 access to your accounts from your mobile device.

View real-time account balancesDeposit checks with Mobile DepositPay bills and individuals with Zelle
๐Ÿ’ฐ Finance
(9.9K)
free
20
B1Bank Mobile Banking
B1Bank Mobile Banking
B1Bank Mobile Banking
by Business First Bank, LLC
Free

Manage your bank accounts securely and conveniently from anywhere. This redesigned app offers a unified look across devices, allowing you to check activity, transfer funds, pay bills, find locations, and deposit checks.

Manage accountsTransfer fundsPay bills
๐Ÿ’ฐ Finance
(1.2K)
free

FAQ about 1 Bank

What are the best 1 bank apps for iPhone?
FNBT & FCB Mobile tops our 1 bank apps ranking as of July 2026, with a 4.8-star average from 141K App Store ratings, and it's free to download.
Yes โ€” 20 of the top 1 bank apps we rank are free to download, including FNBT & FCB Mobile and Birbank.
FNBT & FCB Mobile shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 222+ 1 bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app allows you to bank anywhere, anytime. You can easily transfer funds between accounts, make payments, deposit checks using your phone's camera, view account balances, manage your debit card, open new accounts, apply for loans, and access e-statements.
Yes, the app is designed to be fast and secure. It offers features like Touch ID and Face ID for secure login, and allows you to manage alerts and control your debit card.

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