Best 3Rd Decade Apps

Beyond Finance

by Beyond Finance Inc.

Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Albert: Budgeting and Banking

Organize. Budget. Save.

Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Finhabits: Invest My Money

Invest, Learn, and Protect

Free

This app simplifies investing, saving, and learning about personal finance. It offers automated investment accounts, health insurance options, and educational resources to help users build a better financial future. Available in English and Spanish, it aims to make financial management accessible to everyone.

Mine (formerly Fizz): MoneyGPT

Build Credit, Budget, Save

Free

This app provides young adults with a comprehensive financial toolkit to manage their money, build credit, and save effectively. It offers free credit score monitoring, personalized budgeting tools, and educational resources to improve financial literacy.

Oportun: Savings & Loans

Build savings, track your loan

Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Stash: Investing made easy

Invest in Stocks and ETFs.

Free

Invest in stocks and ETFs with expert-built portfolios, personalized guidance, and automation. This app helps everyday Americans grow their money for retirement, future goals, or as first-time investors. It offers tools like automated investing, a stock-back debit card, and financial coaching.

Bloom: Learn to Invest

Buy Stocks. Earn Rewards.

Free

This app teaches users how to invest through interactive lessons and offers a platform to buy stocks and ETFs. Users can earn rewards, compete in tournaments, and build wealth with features like fractional shares and auto-portfolios.

Qapital: The Money Saving App

Save. Invest. Budget.

Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

FloatMe: Fast Cash Advance App

Borrow Money Between Paychecks

Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Tellus: Earn More Daily

Build wealth. No fees.

Free

Earn higher interest on your savings with no fees or subscriptions. Access your funds anytime without penalties. Start building wealth with a low initial deposit and enjoy daily interest payments.

Goalsetter: Invest & Bank

Debit, Learn, Earn

Free

This app offers a debit card and banking services designed to teach financial literacy to the next generation. It uses fun quizzes, games, and goal tracking to help teens and families learn about earning, spending, and saving money.

Ameriprise Financial

by Ameriprise Financial, Inc.

Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Debbie - Payoff, Save, Earn

Cashback for good money habits

Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Brightside Financial

Financial Care starts here

Free

This app offers on-demand financial assistance and tailored solutions to improve users' financial health. It provides comprehensive support around the clock, helping individuals manage debt, save money, and navigate financial challenges through a blend of human insight and technology.

Coverd: Win Purchases Back

Buy Now, Pay Maybe

Free

This app gamifies personal finance, helping users understand spending habits through interactive features and games. Earn in-game tokens to improve financial awareness in a fun, engaging way. It's designed for adults to learn about money management without real money gambling.

Cleo AI: Cash Advance & Budget

Track, Budget, & Save Cash!

Free

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

NYC DCP

by New York City Deferred Compensation Plan

Free

Manage your retirement, health savings, and investment accounts alongside external financial accounts in one secure, personalized platform. Access interactive tools, educational resources, and investment advice to confidently plan for your financial future.