Best 401K App

248+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good 401k app. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top 401K App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1401k: Your Retirement Guide401k: Your Retirement GuideFree4.8★ (13)NoYesSep 2026
2Fidelity InvestmentsFidelity InvestmentsFree4.8★ (3.3M)NoNoSep 2026
3Empower ®Empower ®Free4.8★ (412K)NoNoSep 2026
4Principal®Principal®Free4.8★ (236K)NoNoSep 2026
5NetBenefitsNetBenefitsFree4.6★ (29K)NoNoSep 2026
6Definiti 401(k)Definiti 401(k)Free—NoNoSep 2026
7T. Rowe Price Personal®T. Rowe Price Personal®Free4.6★ (23K)NoNoSep 2026
8VoyaVoyaFree4.7★ (188K)NoNoSep 2026

Top Picks for 401K App

401k: Your Retirement Guide#1

401k: Your Retirement Guide by Jake's Quiz Ltd

Capital Financial Benefits Pro
Editor's Choice
🔧 Utilities
4.8(13 ratings)
FreeIn-App Purchases
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This app provides a comprehensive guide to 401(k) savings, offering tools for growth projections, Roth conversions, and step-by-step advice for common retirement scenarios. It includes interactive quizzes and an instant FAQ section to simplify financial planning.

Fidelity Investments#2

Fidelity Investments by Fidelity Investments

Invest, save, plan in one app.
Strong Contender
💰 Finance
4.8😐(3.3M ratings)
Free
#12in Finance
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Invest in stocks, ETFs, and cryptocurrencies with professional insights and powerful tools. Manage cash, pay bills, and automate investments. Offers 24/7 support and robust account protection.

What We Love

  • 🚀 Efficient app with quick access to accounts
  • 🔒 Secure login process
  • 👍 Comprehensive research and data tools
  • 💡 Ability to link external accounts for full financial view
  • 👍 Reliable and trustworthy platform

Room to Improve

  • 🐛 Inaccurate account information and performance data
  • 🔍 Cluttered and unintuitive user interface
  • 🔍 Difficult to navigate and find desired features
  • 🔍 Lacking key features for active traders
  • 🐛 Buggy app with frequent crashes and performance issues
Empower ®#3

Empower ® by Empower Retirement, LLC

Plan, save, invest, retire
Worth Considering
💰 Finance
4.8😞(412K ratings)
Free
#50in Finance
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This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

What We Love

  • 👍 Good product overall
  • 🚀 Sleek design and robust performance
  • 🔒 Excellent customer service and support

Room to Improve

  • 🐛 Buggy and unreliable app
  • ⏱️ Slow loading times
  • 🤔 Missing key features and functionality
  • 🤯 Confusing and unintuitive navigation
  • 💻 Forced to use app instead of website
  • 🇨🇦 Not compatible with Canadian users

More 401K App apps to explore

FAQ about 401K App

What is the best 401k app for iPhone?
401k: Your Retirement Guide tops our 401k app ranking as of September 2026, with a 4.8-star average from 13 App Store ratings, and it's free to download.
Yes — 20 of the top 401k app we rank are free to download, including 401k: Your Retirement Guide and Fidelity Investments.
401k: Your Retirement Guide has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 248+ 401k app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
401k: Your Retirement Guide is a paid app with a one-time purchase price of $4.99 for full access. This provides all features without ongoing subscription fees.
401k: Your Retirement Guide is available on iPhone, iPad, and iPod devices. It is designed to be compatible with Apple's iOS ecosystem.

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