Best 401K App Alternative

212+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our 401k app alternative list covers 212+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for 401K App Alternative

Vanguard: Save, Invest, Retire#1

Vanguard: Save, Invest, Retire by The Vanguard Group, Inc.

Investing, Advice, Retirement
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(177K ratings)
FreeAds
#71in Finance
Vanguard: Save, Invest, Retire screenshot 1
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Vanguard: Save, Invest, Retire screenshot 5
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The Vanguard app provides easy mobile investing and account management with features like tracking account performance, making trades, and accessing support. Stay on top of your investments and financial goals conveniently from your mobile device.

What We Love

  • ๐Ÿš€ Comprehensive investment app
  • ๐Ÿค– Exceptional way to recover lost funds
  • ๐Ÿ‘ Majestic interface
  • ๐Ÿค‘ Best financial app

Room to Improve

  • ๐Ÿ•ฐ๏ธ Long wait times for customer service
  • ๐Ÿ› Inconsistent functionality
  • ๐Ÿคฏ Worthless app
Money App - Cash Advance#2

Money App - Cash Advance by PRG Ventures, Inc.

Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜ž(23K ratings)
FreeAds
Money App - Cash Advance screenshot 1
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Money App - Cash Advance screenshot 3
Money App - Cash Advance screenshot 4
Money App - Cash Advance screenshot 5
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Get quick access to cash with Money App's Cash Advance service. Receive up to $250 for immediate needs like groceries, gas, rent, and bills, with no hidden fees or credit checks. Simply sign up, link your bank account, apply, and get your money fast. Join Money App now to get started!

What We Love

  • ๐Ÿš€ Fast and easy to use
  • ๐Ÿ’ฐ Helpful for emergency cash needs
  • ๐Ÿ‘ Straightforward application process

Room to Improve

  • ๐Ÿค– Unresponsive customer support
  • ๐Ÿ”„ Inconsistent eligibility and approval process
  • ๐Ÿ”’ Concerns about data privacy and security
Capital Group RKDirect 401k#3

Capital Group RKDirect 401k by SS&C Technologies, Inc.

Manage your 401k
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(10K ratings)
Free
Capital Group RKDirect 401k screenshot 1
Capital Group RKDirect 401k screenshot 2
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This app is designed for participants in American Funds RecordkeeperDirect 401k plans to manage their retirement accounts. Users can view account details, make changes to their account, and access various account management features provided by Capital Group, home of American Funds. Contact your employer to determine if this app is suitable for your plan.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Clean portfolio
  • ๐Ÿ‘ Excellent support
  • ๐Ÿ‘ Great app

Room to Improve

  • ๐Ÿ› Biometrics issues
  • ๐Ÿ› Login issues
  • ๐Ÿ› App not working

More 401K App Alternative apps to explore

4
Voya
Voya
Voya
by Voya Services Company
Free

Download our mobile app to easily save for retirement, manage your finances on-the-go, and access tools to boost your savings. Secure, intuitive, and designed to simplify money management, helping you retire with confidence.

๐Ÿ’ฐ Finance
(187K)
5
Milliman Mobile Benefits
Milliman Mobile Benefits
Milliman Mobile Benefits
by Milliman, Inc.
Free

Access your retirement plan information easily on the go with an app designed for participants in employer-sponsored plans managed by Milliman. Stay engaged with your account, view details, make changes, and ensure security through multi-factor authentication. Visit the full site for advanced functionalities.

๐Ÿ’ฐ Finance
(6.5K)
6
Guideline
Guideline
Guideline
Access your 401(k) anytime
Free

Manage your 401(k) easily with the Guideline app. Set up, track, and adjust your retirement savings conveniently from your phone. Ensure security with mobile-first features. Visit guideline.com to learn more.

๐Ÿ’ฐ Finance
(1.8K)
7
Principalยฎ
Principalยฎ
Principalยฎ
Retire on your terms.
Free

Manage your retirement savings conveniently with our app, offering quick access to account information, personalized retirement tracking, financial education, and insurance details. Take control of your financial future with ease.

๐Ÿ’ฐ Finance
(227K)
8
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
PensionBee: Roll over 401(k)s
Roll over your old 401(k)s
Free
๐Ÿ’ฐ Finance
(10)
9
Empower ยฎ
Empower ยฎ
Empower ยฎ
Plan, save, invest, retire
Free

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

๐Ÿ’ฐ Finance
(386K)
10
NetBenefits
NetBenefits
NetBenefits
Fidelity workplace benefits
Free

Manage all your Fidelity workplace benefits in one place with this app. View retirement savings, manage HSA expenses, access educational materials, and stay secure with advanced security measures. Take control of your financial well-being today.

๐Ÿ’ฐ Finance
(28K)
11
Fidelity Investments
Fidelity Investments
Fidelity Investments
Invest, save, plan in one app.
Free

Invest confidently with an all-in-one investing app offering secure trading, financial learning resources, and 24/7 customer support. Get started with no fees and explore powerful trading tools for stocks, ETFs, and more, backed by Fidelity's expertise. Explore more at https://www.fidelity.com/mobile/overview.

๐Ÿ’ฐ Finance
(3.2M)
12
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
BitcoinIRA: Buy & Sell Crypto
Top-rated crypto IRA app.
Free

Cryptocurrency IRA app allowing users to invest in cryptocurrencies using retirement accounts. Buy, sell, and swap over 60 cryptocurrencies, customize portfolios, and access educational resources to maximize retirement investments. Start investing in crypto with tax-advantaged treatment today.

๐Ÿ’ฐ Finance
(1.2K)
13
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

๐Ÿ’ฐ Finance
(109K)
14
READYSAVEโ„ข
READYSAVEโ„ข
READYSAVEโ„ข
by Ascensus Inc
Free

Download an app for secure login with Face ID or passcode, track accounts, investments, and retirement income projection. Personalized guidance available for adjusting savings rate. Build confidence in saving for the future. Download today!

๐Ÿ’ฐ Finance
(1K)
15
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
M1: Invest & Bank Smarter
Manage Money, Build Wealth
Free

An investment app designed to help users easily track and manage their investment portfolios with real-time updates, personalized recommendations, and insightful analytics. Start making informed investment decisions today with our user-friendly platform.

๐Ÿ’ฐ Finance
(73K)
16
Thrift Savings Plan
Thrift Savings Plan
Thrift Savings Plan
Official app of the TSP
Free

Manage your Thrift Savings Plan easily with the official TSP app. View account summary, monitor investments, use tools like the TSP virtual assistant, and securely manage your account on-the-go. Download now and stay on top of your finances conveniently.

๐Ÿ’ผ Business
(105K)
17
EFE
EFE
EFE
Your Investment Advisor
Free

Access your account information quickly and easily with EFE, your personal investment advisor. Stay on top of your financial goals and track your progress effortlessly. Download now for seamless account management.

๐Ÿ’ฐ Finance
(7.3K)
18
John Hancock Retirement
John Hancock Retirement
John Hancock Retirement
by John Hancock Life Insurance Company (U.S.A)
Free

Safely manage your retirement plan on-the-go with easy access to account details, real-time projections, goal-setting, financial tools, and educational resources. Take charge of your retirement with our app today!

๐Ÿ’ฐ Finance
(34K)
19
401GO
401GO
401GO
401k plan management
Free

Manage your 401(k) retirement savings easily with our mobile app - view account balance, adjust investments, get personalized recommendations, and more. Take control of your financial future now!

๐Ÿ’ฐ Finance
(16)
20
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement
OneAmerica Retirement Services
Free

Access financial wellness resources, manage retirement accounts, view balances, change contributions, and more with the intuitive OneAmerica Financial app. Designed for retirement plan participants, it prioritizes data security and provides support through email or website.

๐Ÿ’ฐ Finance
(8.4K)