Best 9 Pay Apps

250+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.4★, the 9 pay category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top 9 Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Ứng dụng 9PayỨng dụng 9PayFree1.0★ (1)NoNoJul 2026
2E9PAY - 이나인페이, 해외송금E9PAY - 이나인페이, 해외송금Free4.2★ (16)NoNoAug 2026
3B9: Cash AdvanceB9: Cash AdvanceFree4.5★ (20K)YesNoAug 2026
4PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoAug 2026
5VNPAY AppVNPAY AppFree4.4★ (658)NoNoAug 2026
6Dayforce Wallet: On-demand PayDayforce Wallet: On-demand PayFree4.9★ (56K)NoNoAug 2026
7Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026
8Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026

Top Picks for 9 Pay

Ứng dụng 9Pay#1

Ứng dụng 9Pay by 9Pay Company

Editor's Choice
💰 Finance
1.0(1 ratings)
Free
Ứng dụng 9Pay screenshot 1
Ứng dụng 9Pay screenshot 2
Ứng dụng 9Pay screenshot 3

Easily pay bills, transfer money, and top up your phone or data plans. This secure app offers a convenient way to manage daily expenses with just a tap. Enjoy exclusive promotions and discounts for a seamless financial experience.

E9PAY - 이나인페이, 해외송금#2

E9PAY - 이나인페이, 해외송금 by E9PAY

최초(1호)가 최고를.. 해외송금은 E9PAY 와 함께
Strong Contender
💰 Finance
4.2(16 ratings)
Free
E9PAY - 이나인페이, 해외송금 screenshot 1
E9PAY - 이나인페이, 해외송금 screenshot 2
E9PAY - 이나인페이, 해외송금 screenshot 3
E9PAY - 이나인페이, 해외송금 screenshot 4
E9PAY - 이나인페이, 해외송금 screenshot 5
E9PAY - 이나인페이, 해외송금 screenshot 6

This app facilitates international money transfers to multiple countries, including Nepal, Cambodia, Vietnam, and the Philippines. It offers a simple, non-face-to-face registration process and allows sending money even if the recipient doesn't have a bank account. Users can also manage prepaid phone services and view transaction history.

B9: Cash Advance#3

B9: Cash Advance by B9, Inc.

No Credit Check Payday Advance
Worth Considering
💰 Finance
4.5😞(20K ratings)
FreeAds
B9: Cash Advance screenshot 1
B9: Cash Advance screenshot 2
B9: Cash Advance screenshot 3
B9: Cash Advance screenshot 4
B9: Cash Advance screenshot 5
B9: Cash Advance screenshot 6

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

What We Love

  • 🚀 Early paycheck access
  • 💰 Cash advances
  • 💳 Debit card with cashback
  • 👍 Easy to use

Room to Improve

  • 💸 High fees for transfers
  • 🔒 Difficulty closing account
  • 🤔 Unclear advance repayment process

More 9 Pay apps to explore

4
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, savings, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
5
VNPAY App
VNPAY App
VNPAY App
Simplify your life
Free

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

Multiple secure payment methodsQR code scanningOnline shopping on VnShop
💰 Finance
(658)
free
6
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
💰 Finance
(56K)
free
7
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
8
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
9
DailyPay On-Demand Pay
DailyPay On-Demand Pay
DailyPay On-Demand Pay
Your money, when you need it!
Free

Access your earned wages instantly, monitor your credit score, and build savings with automated tools. This app also offers curated deals and cash back on everyday purchases, all while providing 24/7 customer support.

Instant access to earned payReal-time earnings trackingFree credit score monitoring
💰 Finance
(478K)
free with in-app purchases
10
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
11
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Earnifi: Early Pay. Fast Money
Up to $500, Early Wage Access
Free
$0.99 | 100% OFF

Access your earned wages early to cover expenses like rent and bills. This app offers a fast and transparent alternative to high-interest payday loans, with no credit checks or hidden fees.

Access earned wages earlyFast cash advancesInstant pay option
💰 Finance
(2.3K)
free with in-app purchases
12
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
13
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
14
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
15
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Deferit: Pay bills in 4
Buy now pay later for bills
Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history
💰 Finance
(32K)
free with in-app purchases
16
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Access your earned wages instantly, eliminating the wait for payday. This app provides early access to your income when you need it most.

Instant pay accessEarly wage withdrawalOn-demand income
💰 Finance
(5.6K)
free
17
360Pay
360Pay
360Pay
by 360 Pay
Free
💰 Finance
(0)
18
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
19
GS Pay Calculator
GS Pay Calculator
GS Pay Calculator
GS pay by grade and locality
Free
💰 Finance
(0)
20
9jaPay - Making More Possible!
9jaPay - Making More Possible!
9jaPay - Making More Possible!
Making More Possible!
Free

Manage your finances with this comprehensive app. It offers budgeting, investing, banking, and bill payment features, simplifying your financial life. Secure transactions and easy money management tools are provided.

Easy money managementBill paymentsSend and receive money
💰 Finance
(10)
free

FAQ about 9 Pay

What are the best 9 pay apps for iPhone?
Ứng dụng 9Pay tops our 9 pay apps ranking as of August 2026, with a 1.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top 9 pay apps we rank are free to download, including Ứng dụng 9Pay and E9PAY - 이나인페이, 해외송금.
Ứng dụng 9Pay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ 9 pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
9Pay is a mobile application designed for easy, convenient, and secure payments. Users can transfer money, pay utility bills, top up phone credit, and purchase mobile data.
Yes, 9Pay prioritizes security with modern technology like SSL/TLS, 3D Secure, and Tokenization. It is also licensed by the State Bank of Vietnam as a Digital Payment Intermediary Service provider.