Best Ach Payment App

221+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Finding the right ach payment app app can be overwhelming with so many options. We've analyzed 221+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Ach Payment App

ACH Banking#1

ACH Banking by eProdigy Financial LLC

Editor's Choice
๐Ÿ’ผ Business
2.5(12 ratings)
Free
ACH Banking screenshot 1
ACH Banking screenshot 2
ACH Banking screenshot 3
ACH Banking screenshot 4
ACH Banking screenshot 5
ACH Banking screenshot 6

This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.

Melio Business Payments#2

Melio Business Payments by Melio Payments Inc.

A simpler way to pay vendors
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜(1.4K ratings)
Free
Melio Business Payments screenshot 1
Melio Business Payments screenshot 2
Melio Business Payments screenshot 3
Melio Business Payments screenshot 4
Melio Business Payments screenshot 5

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

What We Love

  • ๐Ÿš€ Fast and reliable payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Convenient mobile app

Room to Improve

  • ๐Ÿ› Unreliable customer support
  • ๐Ÿ”’ Strict account verification issues
  • ๐Ÿ› Payment failures with no explanation
BILL AP & AR Business Payments#3

BILL AP & AR Business Payments by Bill.com

Pay bills and get paid online
Worth Considering
๐Ÿ’ผ Business
4.9๐Ÿ˜ž(49K ratings)
Free
BILL AP & AR Business Payments screenshot 1
BILL AP & AR Business Payments screenshot 2
BILL AP & AR Business Payments screenshot 3
BILL AP & AR Business Payments screenshot 4

This app streamlines business payments and receivables, automating accounts payable and receivable processes. It offers flexible payment options and real-time tracking, saving time and improving cash flow.

What We Love

  • ๐Ÿš€ Efficient bill payment
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Convenient for on-the-go approvals
  • ๐Ÿ‘ Helpful for tracking payments

Room to Improve

  • ๐Ÿ› Login issues, especially for non-US users
  • ๐Ÿ•ฐ๏ธ Slow payment processing times
  • ๐Ÿค– Poor customer service and lack of phone support

More Ach Payment App apps to explore

4
Amex
Amex
Amex
Payments, Balance & Rewards
Free

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Secure account managementTrack spending and rewardsPay bills and manage balance
๐Ÿ’ฐ Finance
(4.3M)
free
5
ACFCU
ACFCU
ACFCU
by ACFCU Federal Credit Union
Free

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.

Check account balancesTransfer fundsMake loan payments
๐Ÿ’ฐ Finance
(1.3K)
free with in-app purchases
6
DivDat Mobile Payments App
DivDat Mobile Payments App
DivDat Mobile Payments App
by DivDat
Free

Pay local bills conveniently from your phone. Add municipalities, utilities, and more to a single platform. Supports credit card, debit card, check, and cash payments via kiosks.

Add local billersMultiple payment methodsPayment reminders
๐Ÿ’ฐ Finance
(4.1K)
free
7
KadePay
KadePay
KadePay
Retail Payment Solution
Free

Accept payments seamlessly from your mobile device using various methods like QR codes, tap-to-pay, and text links. This solution offers flexible fee options and enterprise-grade security for small and medium businesses.

Accept payments via QR codes, tap-to-pay, and text linksSupport for Google Pay, Apple Pay, ACH, credit cards, and moreFlexible fee options to absorb, pass on, or split costs
๐Ÿ’ผ Business
(2)
freemium
8
CashCloud - Business Payments
CashCloud - Business Payments
CashCloud - Business Payments
Easily pay vendors on the go
Free

Streamline business payments with a comprehensive solution for sending ACH, checks, and eChecks. Automate workflows, manage vendors, and ensure secure transactions with advanced fraud protection. Integrates with accounting systems for seamless financial operations.

Send ACH, custom, printed, and mailed checksEmail eChecksBuild custom approval and signature workflows
๐Ÿ’ฐ Finance
(2)
free
9
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
ScanPay - Payments & Invoicing
Built for Field Service Teams
Free

Accept in-person or online card payments without a card reader. Create and send professional invoices for free, and manage unlimited team members with flexible roles and permissions. Enjoy secure, hassle-free payments with no hidden fees.

Tap-to-pay on iPhoneQR code and payment link generationAccepts multiple payment methods
๐Ÿ’ผ Business
(393)
free with in-app purchases
10
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

Pay any billFast paymentsSecure processing
๐Ÿ’ฐ Finance
(118K)
free
11
Processa
Processa
Processa
POS & Credit Card Payments
Free

This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.

Process credit card paymentsCustomize products with details and imagesSecurely store customer payment information
๐Ÿ’ผ Business
(10)
free
12
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
13
Corpay One
Corpay One
Corpay One
Better business bill pay
Free

Streamline your business bill payments with an intelligent platform that integrates bookkeeping and approval workflows. Easily scan and upload bills on the go, and make vendor payments via check, ACH, wire, or direct pay. Save time and money while focusing on your core business operations.

Automated bill payBookkeeping integrationApproval workflows
๐Ÿ’ฐ Finance
(270)
free
14
ETran Mobile Payments
ETran Mobile Payments
ETran Mobile Payments
Pay invoices via mobile
Free

This app enables corporate users to deposit customer checks and initiate ACH or credit card payments directly from a mobile device. It securely stores payment information and integrates with existing A/R systems, offering a new payment channel.

Mobile check depositsInitiate ACH and credit card paymentsSecure PCI compliant storage
๐Ÿ’ฐ Finance
(2)
free
15
Paysera Super App
Paysera Super App
Paysera Super App
The all in one finance app
Free

Manage all your finances in one place with this versatile app. Open accounts, control spending, save money, use payment cards, and even trade gold. Available in multiple languages with robust security features and 24/7 support.

Online account openingManage spending and savingsContactless Visa cards
๐Ÿ’ฐ Finance
(812)
free with in-app purchases
16
Associated Credit Union
Associated Credit Union
Associated Credit Union
by Associated Credit Union
Free

Manage your finances on the go with this mobile banking app. View balances, transfer funds, pay bills, deposit checks, and find nearby branches and ATMs. Enjoy a seamless experience on your iPhone, iPod Touch, or iPad.

View account balancesReview transaction historyTransfer funds
๐Ÿ’ฐ Finance
(8.8K)
free
17
ThryvPay
ThryvPay
ThryvPay
Payment app for business
Free

Accept payments anywhere, anytime with this business app. It supports contactless, credit card, bank transfers, and digital wallet payments. Manage transactions, set up recurring payments, and offer financing options to your customers.

Accept all major credit cardsContactless payment optionsAutomated bank transfers
๐Ÿ’ผ Business
(46)
free
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
๐Ÿ’ฐ Finance
(63K)
free
19
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(8.2K)
free with in-app purchases
20
Cheddar Up
Cheddar Up
Cheddar Up
Group Payments and Fundraising
Free

Easily collect money for group events, team fees, or fundraisers without paper forms. Create collections in seconds and share them via text or link. Contributors can pay without needing an account.

Instant collection setupCustomizable formsMultiple payment options
๐Ÿ“Š Productivity
(3.6K)
free