Best Affinity Payments Apps

220+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good affinity payments apps. We benchmark 220+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Affinity Payments Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Affinity PaymentsAffinity PaymentsFreeNoJul 2026
2Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoJul 2026
3ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoJul 2026
4Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoJul 2026
5Zapper™ QR Payments & RewardsZapper™ QR Payments & RewardsFree4.8★ (3.9K)YesNoJul 2026
6Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (840K)NoNoJul 2026
7Cherry: The Smarter Way to PayCherry: The Smarter Way to PayFree4.9★ (275)NoNoJul 2026
8Melio Business PaymentsMelio Business PaymentsFree4.6★ (1.4K)NoNoJul 2026

Top Picks for Affinity Payments

Affirm: Buy now, pay over time#2

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Strong Contender
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#18in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3
Affirm: Buy now, pay over time screenshot 4
Affirm: Buy now, pay over time screenshot 5
Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity
ChargeStripe: Stripe Payments#3

ChargeStripe: Stripe Payments by SureSwift Worldwide Inc.

Mobile Credit Card Processing
Worth Considering
💰 Finance
4.6😞(2.1K ratings)
Free
ChargeStripe: Stripe Payments screenshot 1
ChargeStripe: Stripe Payments screenshot 2
ChargeStripe: Stripe Payments screenshot 3
ChargeStripe: Stripe Payments screenshot 4
ChargeStripe: Stripe Payments screenshot 5
ChargeStripe: Stripe Payments screenshot 6

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

What We Love

  • 🚀 Simple and easy to use
  • 🚀 Quick and efficient
  • 👍 Great customer service
  • 👍 Works well for small businesses

Room to Improve

  • 🐛 Issues with card scanning and processing
  • 🕰️ Slow payouts and delayed access to funds
  • 💰 High fees and commission charges

More Affinity Payments apps to explore

4
Payoneer - Business Payments
Payoneer - Business Payments
Payoneer - Business Payments
by Payoneer Inc
Free

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

Receive payments globallySend money overseasInternational payment gateway
💰 Finance
(5.2K)
free
5
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
💰 Finance
(3.9K)
free with in-app purchases
6
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(840K)
free with in-app purchases
7
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Cherry: The Smarter Way to Pay
Make payments and manage plans
Free

Manage multiple payment plans easily and make payments in seconds. Track your progress and plan for the future with no surprises. Access health and wellness services through manageable payment plans.

Manage multiple payment plansMake payments in secondsTrack payment progress
💰 Finance
(275)
free
8
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
9
MyEasyPay
MyEasyPay
MyEasyPay
by Duvera Billing Services, LLC
Free

Manage your finance account securely and conveniently. Make payments, set up autopay, and track your transaction history. View account details and monitor promotional offers for potential savings.

Secure biometric loginManage one-time and scheduled paymentsSet up AutoPay
💰 Finance
(1.8K)
free
10
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
11
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(10K)
free with in-app purchases
12
Affinity One FCU
Affinity One FCU
Affinity One FCU
by AFFINITY ONE FEDERAL CREDIT UNION
Free

Manage your finances on the go with this mobile banking app. Check balances, review transactions, transfer funds, and pay bills securely from your device. Requires enrollment in online banking.

Check account balancesReview recent transactionsTransfer funds between accounts
💰 Finance
(118)
ad-supported
13
Affinity FCU Business Banking
Affinity FCU Business Banking
Affinity FCU Business Banking
Manage finances anywhere fast
Free
💰 Finance
(0)
14
bit ביט
bit ביט
bit ביט
by Bank Hapoalim
Free

This app simplifies sending and receiving money, managing balances, and making secure online payments. It also facilitates group collections, payment requests, and even allows for pre-ordering foreign currency.

Send and receive moneyManage in-app balanceOnline shopping payments
💰 Finance
(2.2K)
free with in-app purchases
15
Credit Acceptance Mobile
Credit Acceptance Mobile
Credit Acceptance Mobile
Secure, on-the-go car payments
Free

Easily manage your car loan account and make secure payments from your mobile device. Schedule one-time or recurring payments, view your balance, and receive important account updates through push notifications and text alerts.

Secure login with fingerprint/face IDSchedule one-time paymentsSet up recurring payments
💰 Finance
(4.1K)
free with in-app purchases
16
Concora Credit
Concora Credit
Concora Credit
by CONCORA CREDIT INC.
Free

Access and manage all your accounts serviced by Concora Credit from a single login. Activate your card, make payments, track transactions, and update your account information anytime, anywhere.

Single login for all accountsCard activationMake payments
💰 Finance
(1.3K)
free
17
Wise: Global Money Transfer
Wise: Global Money Transfer
Wise: Global Money Transfer
Send payments internationally
Free

Manage your money internationally with ease. Send, receive, spend, and hold multiple currencies with competitive exchange rates and low fees. Get local bank details for global payments and a multi-currency card for spending worldwide.

International money transfersMid-market exchange ratesMulti-currency card
💰 Finance
(107K)
free with in-app purchases
18
Taly | Split your payments
Taly | Split your payments
Taly | Split your payments
No interest, No Fees
Free

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides a secure platform for tracking payments and shopping with various brands.

Split payments up to 4 installmentsNo interest or extra feesShop with top brands
💰 Finance
(13)
free
19
Raven: Fastest Payments
Raven: Fastest Payments
Raven: Fastest Payments
Fastest transfers and payments
Free

This app offers a digital banking experience with low transaction fees, bulk transfers, and bill payments. It also provides high interest on savings, virtual cards, and 24/7 customer support for individuals and businesses in Africa.

Low transaction feesBulk transfersSpending insights
💰 Finance
(1.8K)
free
20
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases

FAQ about Affinity Payments

Are there free affinity payments apps for iPhone?
Yes — 20 of the top affinity payments apps we rank are free to download, including Affinity Payments and Affirm: Buy now, pay over time.
Affinity Payments has no in-app purchases, according to its App Store listing as of July 2026.
We track 220+ affinity payments apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.