Best Agacred Pay Apps & Games

Og Money - Payments&Gift Cards

Mobile wallet to buy & pay

Free

This app serves as a digital lifestyle super app, allowing users to manage various transactions like buying digital gift cards, recharging mobile lines, paying bills, and booking travel. It offers exclusive deals and saving bundles for a more convenient and cost-effective digital experience.

JustPlay: Earn Loyalty Rewards

Earn Rewards or Donate

Free

Earn loyalty points by playing games and completing achievements. Redeem points for real-world rewards from partners like Amazon and PayPal, or donate your earnings to charities. The app doubles your charitable impact through matching donations.

Paytm: Secure UPI Payments

UPI, Recharge & Pay Bills

Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Klarna: Smarter everyday money

Shop anywhere, manage & save

Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Poll Pay: Earn Money & Cash

Answer questions and get paid

Free

Earn money by sharing your opinions through paid surveys and quizzes. Choose surveys based on length, topic, and reward, then cash out via PayPal or gift cards. Your feedback helps shape products and services.

Dayforce Wallet: On-demand Pay

Get paid as you earn.

Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Apple Wallet

Apple Pay, Apple Card and more

Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

WorldWinner: Play for Cash

Bingo, Slots, Solitaire & More

Free

Compete in skill-based tournaments for real cash prizes across a variety of classic and arcade games. Enjoy fair play with skill-matched opponents and fast, secure deposits and withdrawals. Play over 20 games, including Bingo, Slots, and Solitaire, with no ads.

Pawns.app: Money Making App

Surveys, Games & Free Cash

Free

Earn money by completing paid surveys, playing mobile games, and finishing reward offers. Cash out your earnings quickly via PayPal, Cash App, or digital gift cards. It's a flexible way to make money in your spare time.

Affirm: Buy now, pay over time

Flexible payments, big savings

Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

ADP Mobile Solutions

HR for Employees & Managers

Free

Access payroll, time, benefits, and HR information for yourself and your team. Track time, view pay statements, manage time off, and connect with colleagues. Managers can approve requests and view team calendars.

Papaya: Securely Pay Any Bill

Fast & Secure Bill Payments

Free

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

ZayZoon - Wages On-Demand

Benefit for Eligible Employees

Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Deferit: Pay bills in 4

Save & build credit history

Free

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

Rain Instant Pay

Unlock your employer benefits!

Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Citizens Pay

by Citizens Bank, N.A.

Free

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

Zap Surveys - Earn Easy Money

Take a Survey. Get Paid Cash.

Free

Share your opinions with companies and get paid for your advice. Take surveys of varying lengths and types, including logo polling and location-based options. Cash out your earnings via PayPal or various eGift cards once you reach $10.