Best Apppay Apps

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

Apple Wallet is the household name in apppay, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Apppay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8★ (7.5M)NoNoNov 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8★ (6.3M)YesNoNov 2026
3Cash AppCash AppFree4.8★ (8.8M)NoNoNov 2026
4Money App – Cash & Rewards AppMoney App – Cash & Rewards AppFree4.9★ (159K)YesNoNov 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoNov 2026
6OnePay – Mobile BankingOnePay – Mobile BankingFree4.9★ (484K)NoNoNov 2026
7AmexAmexFree4.9★ (4.4M)YesNoNov 2026
8Zelle Attendance AppZelle Attendance AppFree2.8★ (12)NoNoOct 2026

Top Picks for Apppay

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
💰 Finance
4.8😊(7.5M ratings)
Free
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
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Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • 🚀 Convenient and easy to use
  • 🔒 Secure with Face ID/Touch ID
  • 💳 Integrates credit/debit cards well
  • 🎟️ Stores tickets and passes
  • 🏠 Stores digital keys and IDs

Room to Improve

  • 🚫 Limited ability to add loyalty/membership cards
  • 🤔 Inconsistent card detection and adding
  • 💰 Unauthorized charges and payment issues
  • 🔍 Lack of customization options (nicknames, images)
  • 🇨🇦 Limited support for Canadian features
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Strong Contender
💰 Finance
4.8😐(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
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PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • 🚀 Extremely effective and reliable crypto recovery service
  • 🔒 Secure payment processing
  • 💰 Convenient way to send and receive money
  • 👍 Easy to use app with simple interface

Room to Improve

  • 🐛 Inconsistent customer support responses
  • 🕰️ Slow money transfer times
  • 💳 Holds on funds for new accounts
  • 🤖 Overly automated with lack of human interaction
Cash App#3

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Worth Considering
💰 Finance
4.8😞(8.8M ratings)
Free
#4in Finance
Cash App screenshot 1
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Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • 💳 Easy money transferring
  • 🚀 Convenient and user-friendly app
  • 🤑 Referral bonuses and discounts
  • 🤑 Free tax filing
  • 🤑 Borrow money feature

Room to Improve

  • 🔒 Security issues and account hacking
  • 🤖 Poor customer service and lack of live support
  • 💰 Unexpected fees and charges
  • 🔍 Unclear account restrictions and limits
  • 🐛 App crashes and technical issues

More Apppay apps to explore

FAQ about Apppay

What are the best apppay apps for iPhone?
Apple Wallet tops our apppay apps ranking as of October 2026, with a 4.8-star average from 7.5M App Store ratings, and it's free to download.
Yes — 20 of the top apppay apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 248+ apppay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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