Best Apppay Apps

234+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Apple Wallet is the household name in apppay, but it's far from the only option. We track 234+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Apppay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8โ˜… (6.7M)YesNoJul 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoJul 2026
3Cash AppCash AppFree4.8โ˜… (8.5M)YesNoJul 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (752K)YesNoJul 2026
5AsiaPay AppPayAsiaPay AppPayFreeโ€”NoNoMay 2026
6Make Money - Earn Easy CashMake Money - Earn Easy CashFree4.9โ˜… (566K)YesNoJul 2026
7PayPal BusinessPayPal BusinessFree4.2โ˜… (29K)YesNoJul 2026
8Five Surveys - Earn Money FastFive Surveys - Earn Money FastFree4.6โ˜… (101K)NoNoJul 2026

Top Picks for Apppay

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(6.7M ratings)
FreeAds
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • ๐Ÿš€ Convenient and easy to use
  • ๐Ÿ”’ Secure with Face ID/Touch ID
  • ๐Ÿ’ณ Integrates credit/debit cards well
  • ๐ŸŽŸ๏ธ Stores tickets and passes

Room to Improve

  • ๐Ÿšซ Limited ability to add loyalty/membership cards
  • ๐Ÿค” Inconsistent card detection and adding
  • ๐Ÿ’ฐ Unauthorized charges and payment issues
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Savings, cash back, pay later
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#2in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
Cash App#3

Cash App by Block, Inc.

P2P. BTC. Debit Card. Wallet.
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(8.5M ratings)
FreeAds
#4in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • ๐Ÿ’ณ Easy money transferring
  • ๐Ÿš€ Convenient and user-friendly app
  • ๐Ÿค‘ Referral bonuses and discounts
  • ๐Ÿค‘ Free tax filing

Room to Improve

  • ๐Ÿ”’ Security issues and account hacking
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and charges

More Apppay apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
5
AsiaPay AppPay
AsiaPay AppPay
AsiaPay AppPay
AppPay accept payments
Free
๐Ÿ’ผ Business
(0)
6
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Make Money - Earn Easy Cash
Get paid real cash!
Free

Earn real cash by completing simple tasks like surveys, testing services, and giving opinions. Accumulate credit rewards and redeem them for actual money. It's a quick, easy, and fun way to supplement your income.

Complete simple tasksEarn real cashTake surveys
๐ŸŒŸ Lifestyle
(566K)
ad-supported
7
PayPal Business
PayPal Business
PayPal Business
Track sales and Send invoices
Free

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

Create and send invoicesTrack sales trendsManage money and sales
๐Ÿ’ผ Business
(29K)
free with in-app purchases
8
Five Surveys - Earn Money Fast
Five Surveys - Earn Money Fast
Five Surveys - Earn Money Fast
Earn $5 for every 5 surveys
Free

This application allows users to earn money by completing surveys. It offers a fixed payout of $5 for every five surveys completed, with immediate cash-out options and no waiting periods.

Earn $5 per 5 surveysImmediate cash-outNo waiting time
๐ŸŒŸ Lifestyle
(101K)
free
9
UnionPay APP
UnionPay APP
UnionPay APP
ไธ€้”ฎๆŸฅๅก๏ผŒ้“ถ่กŒๅก็ฎก็†ไธ“ๅฎถ
Free

Manage all your bank cards in one place with this integrated mobile payment solution. Securely scan to pay and discover exclusive card discounts and special offers.

Integrated mobile paymentComprehensive bank card managementScan-to-pay feature
๐Ÿ’ฐ Finance
(562)
free
10
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISAยฎ Prepaid Card
๐Ÿ’ฐ Finance
(24K)
free with in-app purchases
11
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Freecash - Get Paid Real Money
Earn money, tests, surveys
Free

Earn real money online by completing various tasks. Participate in surveys, take online tests, and get cashback offers to collect points. Exchange these points for valuable rewards like PayPal cash and Amazon vouchers.

Online testsSurveysCashback offers
๐ŸŽฌ Entertainment
(95K)
free
12
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
๐Ÿ’ผ Business
(40K)
free
13
Apple Store
Apple Store
Apple Store
Shopping designed around you
Free

Discover and shop the latest Apple products with a personalized experience. Get tailored recommendations, track orders, and access support. Explore creative tips and book in-store sessions.

Personalized product recommendationsBrowse latest Apple productsOrder tracking
๐Ÿ›๏ธ Shopping
(162K)
free
14
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Rooam: Pay From Your Phone
Restaurants,Bars & Live Events
Free

This app allows you to open, view, and pay your tab at bars and restaurants directly from your phone. Avoid waiting in line and spend more time enjoying your night out with a seamless, contactless payment experience.

Open and pay tabs from your phoneView live order updatesSelect tips with one tap
๐Ÿ” Food & Drink
(3K)
free
15
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
๐Ÿ’ผ Business
(3.1K)
free with in-app purchases
16
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
PayPal POS (ex Zettle)
Grow with our point of sale.
Free

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

Accept card and contactless paymentsIntuitive product library for inventorySales tracking and reporting
๐Ÿ’ผ Business
(1.1K)
free with in-app purchases
17
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visaยฎ Prepaid card
๐Ÿ’ฐ Finance
(9.6K)
free with in-app purchases
18
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earned wages before payday, pay bills on time, and manage unexpected expenses with user-friendly digital tools. This app helps you achieve financial stability and reach your financial wellness goals without predatory loans or interest.

Early access to wagesGovernment payment early accessSpending and saving tools
๐Ÿ’ฐ Finance
(78K)
free
19
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Accept contactless payments on iPhoneBank-grade encryption for secure transactionsGlobal payment acceptance
๐Ÿ’ฐ Finance
(1.3K)
free with in-app purchases
20
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Shop & Pay in 4ยน
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
๐Ÿ›๏ธ Shopping
(292K)
free with in-app purchases

FAQ about Apppay

What are the best apppay apps for iPhone?
Apple Wallet tops our apppay apps ranking as of July 2026, with a 4.8-star average from 6.7M App Store ratings, and it's free to download.
Yes โ€” 20 of the top apppay apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 234+ apppay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The Wallet app is a secure digital wallet on your iPhone and Apple Watch. It allows you to store and manage various digital items like credit and debit cards, driver's licenses, transit cards, event tickets, and keys, all in one convenient place.
Key features include storing and using credit/debit cards for secure payments via Apple Pay, adding eligible driver's licenses or state IDs for digital presentation, storing transit and event tickets for easy access, and managing digital keys for cars, homes, and hotels.

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