Best Apppay Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Apple Wallet is the household name in apppay, but it's far from the only option. We track 250+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Apppay Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8โ˜… (7.4M)NoNoOct 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoOct 2026
3AsiaPay AppPayAsiaPay AppPayFreeโ€”NoNoMay 2026
4UalettUalettFree4.9โ˜… (34K)NoNoOct 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (753K)NoNoOct 2026
6Xpress Bill PayXpress Bill PayFree4.8โ˜… (26K)NoNoOct 2026
7BILL AP & AR Business PaymentsBILL AP & AR Business PaymentsFree4.9โ˜… (49K)NoNoOct 2026
8Cash AppCash AppFree4.8โ˜… (8.7M)NoNoOct 2026

Top Picks for Apppay

Apple Wallet#1

Apple Wallet by Apple Inc.

Apple Pay, Apple Card and more
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(7.4M ratings)
Free
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • ๐Ÿš€ Convenient and easy to use
  • ๐Ÿ”’ Secure with Face ID/Touch ID
  • ๐Ÿ’ณ Integrates credit/debit cards well
  • ๐ŸŽŸ๏ธ Stores tickets and passes
  • ๐Ÿ  Stores digital keys and IDs

Room to Improve

  • ๐Ÿšซ Limited ability to add loyalty/membership cards
  • ๐Ÿค” Inconsistent card detection and adding
  • ๐Ÿ’ฐ Unauthorized charges and payment issues
  • ๐Ÿ” Lack of customization options (nicknames, images)
  • ๐Ÿ‡จ๐Ÿ‡ฆ Limited support for Canadian features
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#3in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5
PayPal - Pay, Send, Save screenshot 6

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
  • ๐Ÿค– Overly automated with lack of human interaction

More Apppay apps to explore

FAQ about Apppay

What are the best apppay apps for iPhone?
Apple Wallet tops our apppay apps ranking as of October 2026, with a 4.8-star average from 7.4M App Store ratings, and it's free to download.
Yes โ€” 20 of the top apppay apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ apppay apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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