Best Apppay Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Apple Wallet is the household name in apppay, but it's far from the only option. We track 250+ alternatives and competitors on iOS โ€” many free, many higher-rated than you'd expect.

Compare top Apppay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Apple WalletApple WalletFree4.8โ˜… (7.4M)NoNoSep 2026
2PayPal - Pay, Send, SavePayPal - Pay, Send, SaveFree4.8โ˜… (6.3M)YesNoSep 2026
3Cash AppCash AppFree4.8โ˜… (8.7M)NoNoSep 2026
4Tap to Pay + Contactless + POSTap to Pay + Contactless + POSFree4.8โ˜… (3.8K)NoNoSep 2026
5Afterpay: Pay over timeAfterpay: Pay over timeFree4.9โ˜… (753K)NoNoSep 2026
6Tuyo: Buy Now, Pay MaybeTuyo: Buy Now, Pay MaybeFree4.4โ˜… (130)NoNoSep 2026
7Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9โ˜… (858K)NoNoSep 2026
8Depop - Buy & Sell ClothesDepop - Buy & Sell ClothesFree4.8โ˜… (1M)YesNoSep 2026

Top Picks for Apppay

Apple Wallet#1

Apple Wallet by Apple

Apple Pay, Apple Card and more
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(7.4M ratings)
Free
Apple Wallet screenshot 1
Apple Wallet screenshot 2
Apple Wallet screenshot 3
Apple Wallet screenshot 4
Apple Wallet screenshot 5
Apple Wallet screenshot 6

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

What We Love

  • ๐Ÿš€ Convenient and easy to use
  • ๐Ÿ”’ Secure with Face ID/Touch ID
  • ๐Ÿ’ณ Integrates credit/debit cards well
  • ๐ŸŽŸ๏ธ Stores tickets and passes
  • ๐Ÿ  Stores digital keys and IDs

Room to Improve

  • ๐Ÿšซ Limited ability to add loyalty/membership cards
  • ๐Ÿค” Inconsistent card detection and adding
  • ๐Ÿ’ฐ Unauthorized charges and payment issues
  • ๐Ÿ” Lack of customization options (nicknames, images)
  • ๐Ÿ‡จ๐Ÿ‡ฆ Limited support for Canadian features
PayPal - Pay, Send, Save#2

PayPal - Pay, Send, Save by PayPal, Inc.

Debit card, rewards, pay later
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(6.3M ratings)
FreeAds
#5in Finance
PayPal - Pay, Send, Save screenshot 1
PayPal - Pay, Send, Save screenshot 2
PayPal - Pay, Send, Save screenshot 3
PayPal - Pay, Send, Save screenshot 4
PayPal - Pay, Send, Save screenshot 5

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

What We Love

  • ๐Ÿš€ Extremely effective and reliable crypto recovery service
  • ๐Ÿ”’ Secure payment processing
  • ๐Ÿ’ฐ Convenient way to send and receive money
  • ๐Ÿ‘ Easy to use app with simple interface

Room to Improve

  • ๐Ÿ› Inconsistent customer support responses
  • ๐Ÿ•ฐ๏ธ Slow money transfer times
  • ๐Ÿ’ณ Holds on funds for new accounts
  • ๐Ÿค– Overly automated with lack of human interaction
Cash App#3

Cash App by Block, Inc.

Money. Debit Card. Bitcoin.
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜ž(8.7M ratings)
Free
#4in Finance
Cash App screenshot 1
Cash App screenshot 2
Cash App screenshot 3
Cash App screenshot 4
Cash App screenshot 5
Cash App screenshot 6

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

What We Love

  • ๐Ÿ’ณ Easy money transferring
  • ๐Ÿš€ Convenient and user-friendly app
  • ๐Ÿค‘ Referral bonuses and discounts
  • ๐Ÿค‘ Free tax filing
  • ๐Ÿค‘ Borrow money feature

Room to Improve

  • ๐Ÿ”’ Security issues and account hacking
  • ๐Ÿค– Poor customer service and lack of live support
  • ๐Ÿ’ฐ Unexpected fees and charges
  • ๐Ÿ” Unclear account restrictions and limits
  • ๐Ÿ› App crashes and technical issues

More Apppay apps to explore

FAQ about Apppay

What are the best apppay apps for iPhone?
Apple Wallet tops our apppay apps ranking as of September 2026, with a 4.8-star average from 7.4M App Store ratings, and it's free to download.
Yes โ€” 20 of the top apppay apps we rank are free to download, including Apple Wallet and PayPal - Pay, Send, Save.
Apple Wallet has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 250+ apppay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Wallet app is a secure digital wallet on your iPhone and Apple Watch. It allows you to store and manage various digital items like credit and debit cards, driver's licenses, transit cards, event tickets, and keys, all in one convenient place.
Key features include storing and using credit/debit cards for secure payments via Apple Pay, adding eligible driver's licenses or state IDs for digital presentation, storing transit and event tickets for easy access, and managing digital keys for cars, homes, and hotels.

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