Best Money Lending Apps

246+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Out of 246+ money lending apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Money Lending Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5★ (88K)YesYesSep 2026
2Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeYesNoSep 2026
3FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (154K)NoNoSep 2026
4Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (563K)NoNoSep 2026
5True Finance: Cash AdvanceTrue Finance: Cash AdvanceFree4.8★ (68K)YesNoSep 2026
6Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (460K)NoNoSep 2026
7MoneyLion: Cash Advance AppMoneyLion: Cash Advance AppFree4.8★ (326K)YesNoSep 2026
8Money App - Cash AdvanceMoney App - Cash AdvanceFree4.6★ (26K)NoNoSep 2026

Top Picks for Money Lending Apps

Lenme: Borrowing and Lending#1

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Editor's Choice
💰 Finance
4.5😞(88K ratings)
FreeAdsIn-App Purchases
#11in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
  • 🤷‍♀️ Unclear loan approval process
  • 🚫 Inability to modify or cancel loan requests
FloatMe: Fast Cash Advance App#3

FloatMe: Fast Cash Advance App by FloatMe

Support When You Need Money
Worth Considering
💰 Finance
4.8😞(154K ratings)
Free
#64in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
  • 🔍 Unclear subscription details
  • 🔍 Lack of transparency
  • 🔍 Poor customer service

More Money Lending Apps apps to explore

FAQ about Money Lending Apps

What are the best money lending apps for iPhone?
Lenme: Borrowing and Lending tops our money lending apps ranking as of September 2026, with a 4.5-star average from 88K App Store ratings, and it's free to download.
Yes — 20 of the top money lending apps we rank are free to download, including Lenme: Borrowing and Lending and Money Borrowing: Cash Advance.
Lenme: Borrowing and Lending shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 246+ money lending apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.
You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.